Real Estate Investing in Thetford, Vermont (05058)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Orange County • Population: 147 • Data updated: September 2026

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Should you buy in 05058 (Thetford, VT)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (47/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Thetford, VT (05058)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $369,245
Avg Monthly Rent $1,566
1% Rule ✗ Does Not Meet
Median Income $67,262
% Renters 25.6%

Market Analysis: 05058 Thetford

ZIP 05058 in Thetford, VT carries a significant set of headwinds. Home values near $369K and rents of $1,566/mo sit inside a market where underwriting has to be tight.

The 05058 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Within VT, ZIP 05058 trails on several market indicators that neighboring Orange County submarkets outperform. The gap is real and resilient enough to shape underwriting.

Turning to rents, 147 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Experienced landlords with local relationships tend to find 05058 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Thetford:

C Below Average
Buy Confidence Score: 58/100
Affordability
10/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.5× the median income
Value Trend
Rising (+5.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,566/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
Lebanon, NH-VT Metro Area
Even conditions for buyers and sellers
52 days
Average time to sell
Average
6.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Lebanon, NH-VT metro data

Market Trends

Home Value History (with trend line)

$382K$372K$362K$352K$342K$332KNov 2023Mar 2025Jul 2026

📊 How Does 05058 Compare?

Metric 05058 Thetford Lebanon, NH-VT Vermont
Home Value $369,245 $406,459 N/A $387,631
5-Year CAGR N/A 2.2% N/A 6.4%
Avg Rent $1,566 $1,509 N/A -
Cap Rate 3.3% 2.9% - -
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 05058 (Thetford, VT). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
3.3%
Low

📊 Market Snapshot

Home Value $369,245
Monthly Rent $1,566
Price-to-Rent 19.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.1%
Cap Rate 3.3%
5-Year IRR 8.3%

📈 Home Appreciation

1-Year +5.0% ▲
3-Year CAGR N/A
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
0.0%
Low risk
Landlord Climate
3.0/5
Balanced
Value Trend (5yr)
N/A
Stable
Eviction process: Slow Rent control: Favorable

Demographics in 05058

Population: 147

💰 Median Household Income
$67,262
This area
$67,262
State
$75,625
USA
$74,580
🏠 Renter Occupied
25.6%
This area
25.6%
State
19.3%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-24.2%
USA
3.7%
🎓 College Educated
53.3%
This area
53.3%
State
2.9%
USA
33.7%
👤 Median Age
59.3 years
This area
59.3 years
State
11.2 years
USA
38.9 years
🏚️ Vacancy Rate
0.0%
This area
0.0%
State
26.5%
USA
10.5%
👥 Population by Ethnicity
White 100.0%
👶 Under 18
10.9%
This area
10.9%
USA
22.0%
👴 65 and Over
37.7%
This area
37.7%
USA
17.3%
📊 Poverty Rate
16.2%
This area
16.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 05058

Nearby Schools (1 more)

Schools in adjacent ZIP codes that may serve this area

A Very Good

Westshire Elementary School

📚 Pre-K – 05 Elementary
📍 744 VT Route 113, West Fairlee
👥
68 Students
👨‍🏫
7.8:1 Class Size
💰
$32,281 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby
A
Dartmouth College
6,746 students · 12.1 mi
D
Vermont Law and Graduate School
690 students · 13.1 mi

Frequently Asked Questions

How does Thetford, VT rate as a rental market?

With a 2.0/5 investability score, Thetford, VT ranks as a solid market for rental property investors. Median prices of $369K and rents of $1,566/mo drive the underlying numbers.

Which investment style suits Thetford, VT?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Thetford, VT. The numbers - $369K homes against $1,566/mo rents - support that play.

Do landlords face vacancy issues in Thetford, VT?

Thetford, VT carries elevated vacancy risk. Expect measured absorption at market rents of $1,566/mo.

How do landlord-tenant laws work in Thetford, VT?

Thetford, VT falls under VT landlord-tenant law, which is balanced. That backdrop makes day-to-day property management reasonable.

What are rental rates like in Thetford, VT?

The typical rental in Thetford, VT commands about $1,566/mo monthly. That rent profile stable cash flow against the $369K purchase basis.

You know 05058 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 05058 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 05058 ranks in Lebanon, NH-VT

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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