Real Estate Investing in Thetford, Vermont (05075)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Orange County • Population: 1,326 • Data updated: September 2026

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Should you buy in 05075 (Thetford, VT)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (53/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 14.3% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Thetford, VT (05075)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $414,178
Avg Monthly Rent $1,692
1% Rule ✗ Does Not Meet
Median Income $104,464
% Renters 8.7%

Market Analysis: 05075 Thetford

Meanwhile, ZIP 05075 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $414K median. It rewards specialists, not generalists.

The 05075 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Nearby ZIPs in Thetford have seen price recovery that 05075 has not matched. Orange County data supports the view that the spread is structural rather than temporary.

Who lives in 05075 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

New investors are better served looking at Thetford's stable or hybrid ZIPs before stepping into 05075. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Thetford:

C Below Average
Buy Confidence Score: 59/100
Affordability
15/25
Appreciation
14/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4× the median income
Value Trend
Stable (+2.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,692/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
Lebanon, NH-VT Metro Area
Even conditions for buyers and sellers
52 days
Average time to sell
Average
6.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Lebanon, NH-VT metro data

Market Trends

Home Value History (with trend line)

$449K$405K$361K$317K$274K$230KJan 2012May 2019Jul 2026

📊 How Does 05075 Compare?

Metric 05075 Thetford Lebanon, NH-VT Vermont
Home Value $414,178 $406,459 N/A $387,631
5-Year CAGR 2.2% 2.2% N/A 6.4%
Avg Rent $1,692 $1,509 N/A -
Cap Rate 3.2% 2.9% - -
💡 Why Invest in 05075? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 05075 (Thetford, VT). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.2%
Low
5yr Growth
+2.2%
Slow

📊 Market Snapshot

Home Value $414,178
Monthly Rent $1,692
Price-to-Rent 20.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.9%
Cap Rate 3.2%
5-Year IRR 5.4%

📈 Home Appreciation

1-Year +2.1% ▲
3-Year CAGR -0.4% ▼
5-Year CAGR +2.2% ▲
10-Year CAGR +4.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
14.3%
Moderate risk
Landlord Climate
3.0/5
Balanced
Value Trend (5yr)
+2.2%
Stable
Eviction process: Slow Rent control: Favorable

Demographics in 05075

Population: 1,326

💰 Median Household Income
$104,464
This area
$104,464
State
$75,625
USA
$74,580
🏠 Renter Occupied
8.7%
This area
8.7%
State
19.3%
USA
34.0%
💼 Unemployment Rate
2.1%
This area
2.1%
State
-24.2%
USA
3.7%
🎓 College Educated
56.8%
This area
56.8%
State
2.9%
USA
33.7%
👤 Median Age
46.6 years
This area
46.6 years
State
11.2 years
USA
38.9 years
🏚️ Vacancy Rate
14.3%
This area
14.3%
State
26.5%
USA
10.5%
👥 Population by Ethnicity
White 89.9%
Other/Mixed 9.3%
Hispanic/Latino 3.2%
Asian 0.8%
👶 Under 18
17.9%
This area
17.9%
USA
22.0%
👴 65 and Over
22.6%
This area
22.6%
USA
17.3%
📊 Poverty Rate
1.1%
This area
1.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

3 Nearby
A
Dartmouth College
6,746 students · 9.6 mi
D
Vermont Law and Graduate School
690 students · 12.0 mi
C
Upper Valley Educators Institute
39 students · 14.5 mi

Frequently Asked Questions

What are home prices like in Thetford, VT?

Expect median prices around $414K in Thetford, VT. The market has run at a 0.0% 5-year CAGR, so entry costs have been stable.

What is the smart move for investors in Thetford, VT?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Thetford, VT. The numbers - $414K homes against $1,692/mo rents - support that play.

What is it like being a landlord in Thetford, VT?

Thetford, VT operates under VT law, which is balanced overall for landlords. Expect steady treatment in typical lease and eviction cases.

Is real estate in Thetford, VT a good investment right now?

Thetford, VT sits at an investability rating of 3.0/5, with median home values near $414K and average rents around $1,692/mo. That combination puts it in the healthy tier for investor interest.

What kind of tenants rent in Thetford, VT?

The tenant pool in Thetford, VT is solid, supported by local employment and population fundamentals. Rents of $1,692/mo are well-absorbed by the market.

You know 05075 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 05075 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 05075 ranks in Lebanon, NH-VT

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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