Real Estate Investing in Haverhill, New Hampshire (03774)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 03774 (Haverhill, NH)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
Rare combination of both appreciation and cash flow. These markets don't last long — worth serious consideration.
- High vacancy: 20.2% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Haverhill, NH (03774)?
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Market Analysis: 03774 Haverhill
Stepping back, ZIP 03774 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $358K median. It rewards specialists, not generalists.
The investment case in 03774 is healthy only for operators who understand what they are buying. A $358K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
ZIP 03774's metrics run below Grafton County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Demographically, 03774 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
The right play in 03774 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Haverhill:
Property Strategy for 03774
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $302,916 | $2,140 | 5.1% | +13.0% | $151,458 |
| 3BR | $330,886 | $2,900 | 6.3% | +11.7% | $110,295 |
Market Trends
Home Value History (with trend line)
📊 How Does 03774 Compare?
| Metric | 03774 | Haverhill | Lebanon, NH-VT | New Hampshire |
|---|---|---|---|---|
| Home Value | $357,524 | $336,690 | N/A | $496,656 |
| 5-Year CAGR | 10.5% | 10.1% | N/A | 9.6% |
| Avg Rent | $1,926 | $1,725 | N/A | - |
| Cap Rate | 4.2% | 4.0% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 03774 (Haverhill, NH). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $357,524 |
| Monthly Rent | $1,926 |
| Price-to-Rent | 15.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.5% |
| Cap Rate | 4.2% |
| 5-Year IRR | 14.7% |
📈 Home Appreciation
| 1-Year | +10.8% ▲ |
| 3-Year CAGR | +8.0% ▲ |
| 5-Year CAGR | +10.5% ▲ |
| 10-Year CAGR | +9.3% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 03774
Population: 1,606
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 03774
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Is it easy to find good tenants in Haverhill, NH?
The tenant pool in Haverhill, NH is solid, supported by local employment and population fundamentals. Rents of $1,926/mo are well-absorbed by the market.
Is vacancy a concern in Haverhill, NH?
Haverhill, NH carries elevated vacancy risk. Expect consistent absorption at market rents of $1,926/mo.
What are home prices like in Haverhill, NH?
Haverhill, NH median home values land near $358K. That is reasonable territory for investors looking at $1,926/mo-per-month rentals.
Is Haverhill, NH suited for a house hack?
The house hack math a challenging in Haverhill, NH. Owner-occupant buyers benefit from the $1,926/mo rents and $358K home values.
How do landlord-tenant laws work in Haverhill, NH?
For rental operators, Haverhill, NH rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.
You know 03774 now. You don’t know where it ranks.
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How 03774 ranks in Lebanon, NH-VT
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