Real Estate Investing in Newbury, Vermont (05051)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Orange County • Population: 997 • Data updated: September 2026

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Should you buy in 05051 (Newbury, VT)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (52/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 28.1% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Newbury, VT (05051)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $322,403
Avg Monthly Rent $1,224
1% Rule ✗ Does Not Meet
Median Income $67,083
% Renters 20.3%

Market Analysis: 05051 Newbury

Investors eyeing 05051 need to respect the fundamentals at play. Home values of $322K come alongside slower price movement and elevated management overhead.

The 05051 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Statewide comparisons place 05051 among VT's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Resident income in 05051 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

The 05051 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Newbury:

C+ Average
Buy Confidence Score: 62/100
Affordability
10/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.8× the median income
Value Trend
Rising (+4.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,224/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Lebanon, NH-VT Metro Area
Even conditions for buyers and sellers
52 days
Average time to sell
Average
6.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Lebanon, NH-VT metro data

Market Trends

Home Value History (with trend line)

$337K$303K$269K$235K$200K$166KJan 2012May 2019Jul 2026

📊 How Does 05051 Compare?

Metric 05051 Newbury Lebanon, NH-VT Vermont
Home Value $322,403 $288,210 N/A $387,631
5-Year CAGR 5.1% 5.7% N/A 6.4%
Avg Rent $1,224 $1,113 N/A -
Cap Rate 3.0% 3.0% - -
💡 Why Invest in 05051? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 05051 (Newbury, VT). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.0%
Low
5yr Growth
+5.1%
Moderate

📊 Market Snapshot

Home Value $322,403
Monthly Rent $1,224
Price-to-Rent 22.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.6%
Cap Rate 3.0%
5-Year IRR 8.1%

📈 Home Appreciation

1-Year +4.3% ▲
3-Year CAGR +3.3% ▲
5-Year CAGR +5.1% ▲
10-Year CAGR +5.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
28.1%
Elevated risk
Landlord Climate
3.0/5
Balanced
Value Trend (5yr)
+5.1%
Stable
Eviction process: Slow Rent control: Favorable

Demographics in 05051

Population: 997

💰 Median Household Income
$67,083
This area
$67,083
State
$75,625
USA
$74,580
🏠 Renter Occupied
20.3%
This area
20.3%
State
19.3%
USA
34.0%
💼 Unemployment Rate
1.2%
This area
1.2%
State
-24.2%
USA
3.7%
🎓 College Educated
40.7%
This area
40.7%
State
2.9%
USA
33.7%
👤 Median Age
42.5 years
This area
42.5 years
State
11.2 years
USA
38.9 years
🏚️ Vacancy Rate
28.1%
This area
28.1%
State
26.5%
USA
10.5%
👥 Population by Ethnicity
White 96.3%
Other/Mixed 2.9%
Hispanic/Latino 0.8%
Black/African American 0.7%
👶 Under 18
20.1%
This area
20.1%
USA
22.0%
👴 65 and Over
20.5%
This area
20.5%
USA
17.3%
📊 Poverty Rate
3.4%
This area
3.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 05051

A+ Avg School Grade
1 Schools
7.8:1 Avg Class Size
$23,303 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Newbury Elementary School

📚 Pre-K – 06 School
👥
101 Students
👨‍🏫
7.8:1 Class Size
💰
$23,303 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What are vacancy rates like in Newbury, VT?

Newbury, VT vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

What are home prices like in Newbury, VT?

Newbury, VT home values average about $322K. That price point suits investors targeting rentals with $1,224/mo in monthly income.

How much is rent in Newbury, VT?

Rent in Newbury, VT is around $1,224/mo. The resulting rent-to-value relationship with $322K pricing is reasonable for most investor models.

How should investors approach Newbury, VT?

Newbury, VT investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($322K prices, $1,224/mo rents) make it a reasonable choice.

What is the investability score for Newbury, VT?

Investors tracking Newbury, VT will find a 3.0/5 rating supported by $322K median home values and $1,224/mo rents. That profile suits long-term holders targeting reliable returns.

You know 05051 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 05051 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 05051 ranks in Lebanon, NH-VT

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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