Real Estate Investing in Newbury, Vermont (05081)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Orange County • Population: 775 • Data updated: September 2026

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Should you buy in 05081 (Newbury, VT)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (24/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 36.9% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Newbury, VT (05081)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $265,658
Avg Monthly Rent $1,035
1% Rule ✗ Does Not Meet
Median Income $40,750
% Renters 30.8%

Market Analysis: 05081 Newbury

Not every below-median market is a bargain. Newbury's 05081 ZIP comes in at signals that favor experienced operators who can absorb the risk $266K pricing implies.

The investment case in 05081 is significant only for operators who understand what they are buying. A $266K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Looking more closely, 05081 offers a low basis, the region around Newbury has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Who lives in 05081 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Distressed ZIPs reward experience. substantial returns are possible in 05081, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Newbury:

C+ Average
Buy Confidence Score: 60/100
Affordability
5/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.5× the median income
Value Trend
Rising (+7.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,035/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Lebanon, NH-VT Metro Area
Even conditions for buyers and sellers
52 days
Average time to sell
Average
6.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Lebanon, NH-VT metro data

Market Trends

Home Value History (with trend line)

$269K$263K$256K$249K$243K$236KNov 2023Mar 2025Jul 2026

📊 How Does 05081 Compare?

Metric 05081 Newbury Lebanon, NH-VT Vermont
Home Value $265,658 $288,210 N/A $387,631
5-Year CAGR N/A 5.7% N/A 6.4%
Avg Rent $1,035 $1,113 N/A -
Cap Rate 3.0% 3.0% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 05081 (Newbury, VT). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
3.0%
Low

📊 Market Snapshot

Home Value $265,658
Monthly Rent $1,035
Price-to-Rent 21.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.7%
Cap Rate 3.0%
5-Year IRR 10.1%

📈 Home Appreciation

1-Year +7.1% ▲
3-Year CAGR N/A
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
36.9%
Elevated risk
Landlord Climate
3.0/5
Balanced
Value Trend (5yr)
N/A
Stable
Eviction process: Slow Rent control: Favorable

Demographics in 05081

Population: 775

💰 Median Household Income
$40,750
This area
$40,750
State
$75,625
USA
$74,580
🏠 Renter Occupied
30.8%
This area
30.8%
State
19.3%
USA
34.0%
💼 Unemployment Rate
3.5%
This area
3.5%
State
-24.2%
USA
3.7%
🎓 College Educated
20.8%
This area
20.8%
State
2.9%
USA
33.7%
👤 Median Age
46.7 years
This area
46.7 years
State
11.2 years
USA
38.9 years
🏚️ Vacancy Rate
36.9%
This area
36.9%
State
26.5%
USA
10.5%
👥 Population by Ethnicity
White 82.5%
Other/Mixed 14.5%
Hispanic/Latino 9.2%
Asian 3.1%
👶 Under 18
22.6%
This area
22.6%
USA
22.0%
👴 65 and Over
25.3%
This area
25.3%
USA
17.3%
📊 Poverty Rate
17.9%
This area
17.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 05081

A+ Avg School Grade
1 Schools
8.7:1 Avg Class Size
$22,681 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Blue Mountain Union School

📚 Pre-K – 12 K-12
👥
393 Students
👨‍🏫
8.7:1 Class Size
💰
$22,681 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Are rents high in Newbury, VT?

The typical rental in Newbury, VT commands about $1,035/mo monthly. That rent profile reliable cash flow against the $266K purchase basis.

How much does a house cost in Newbury, VT?

Newbury, VT median home values land near $266K. That is reasonable territory for investors looking at $1,035/mo-per-month rentals.

What are vacancy rates like in Newbury, VT?

Rental vacancy in Newbury, VT is elevated. Investors should budget normal turnover but not chronic empty units.

What is the renter demographic in Newbury, VT?

Expect a solid tenant pool in Newbury, VT. The rental market absorbs $1,035/mo rents without meaningful friction.

What approach is best for Newbury, VT real estate?

In Newbury, VT the sturdy play is typically careful cash-flow rentals with hands-on management. The combination of $266K prices and $1,035/mo rents suits that approach.

You know 05081 now. You don’t know where it ranks.

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How 05081 ranks in Lebanon, NH-VT

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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