Real Estate Investing in Haverhill, New Hampshire (03780)
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Should you buy in 03780 (Haverhill, NH)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
Rare combination of both appreciation and cash flow. These markets don't last long — worth serious consideration.
No major risk flags on the data we track.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Haverhill, NH (03780)?
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Market Analysis: 03780 Haverhill
ZIP 03780 in Haverhill, NH carries a healthy set of headwinds. Home values near $328K and rents of $1,692/mo sit inside a market where underwriting has to be tight.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 03780 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
The gap between 03780 and stronger Haverhill ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
The demographic picture in 03780 includes headwinds that any investor should price in. Income distribution skews lower than Haverhill averages, and tenant stability requires active management.
New investors are better served looking at Haverhill's stable or hybrid ZIPs before stepping into 03780. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Haverhill:
Market Trends
Home Value History (with trend line)
📊 How Does 03780 Compare?
| Metric | 03780 | Haverhill | Lebanon, NH-VT | New Hampshire |
|---|---|---|---|---|
| Home Value | $328,108 | $336,690 | N/A | $496,656 |
| 5-Year CAGR | 9.2% | 10.1% | N/A | 9.6% |
| Avg Rent | $1,692 | $1,725 | N/A | - |
| Cap Rate | 4.0% | 4.0% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 03780 (Haverhill, NH). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $328,108 |
| Monthly Rent | $1,692 |
| Price-to-Rent | 16.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.2% |
| Cap Rate | 4.0% |
| 5-Year IRR | 13.3% |
📈 Home Appreciation
| 1-Year | +10.7% ▲ |
| 3-Year CAGR | +7.0% ▲ |
| 5-Year CAGR | +9.2% ▲ |
| 10-Year CAGR | +8.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 03780
Population: 599
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
Does Haverhill, NH make sense for an investment property?
Yes - Haverhill, NH a 3.0/5 investability score. With $328K home prices against $1,692/mo monthly rent, the market delivers a reasonable entry point for new investors.
How tight is the rental market in Haverhill, NH?
Haverhill, NH sees elevated vacancy, which is reasonable relative to the broader NH rental market.
What monthly rent should investors expect in Haverhill, NH?
Haverhill, NH rentals go for roughly $1,692/mo a month. That puts gross yield in solid territory relative to $328K acquisition costs.
What is the best play in Haverhill, NH?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Haverhill, NH. The numbers - $328K homes against $1,692/mo rents - support that play.
Are landlord laws favorable in Haverhill, NH?
Haverhill, NH falls under NH landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.
You know 03780 now. You don’t know where it ranks.
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How 03780 ranks in Lebanon, NH-VT
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