Real Estate Investing in Stratford, New Hampshire (03590)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 03590 (Stratford, NH)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 35.0% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Stratford, NH (03590)?
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Market Analysis: 03590 Stratford
Turning to rents, ZIP 03590 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $194K median. It rewards specialists, not generalists.
The 03590 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Within NH, ZIP 03590 trails on several market indicators that neighboring Coos County submarkets outperform. The gap is real and significant enough to shape underwriting.
Meanwhile, 1,140 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
Experienced landlords with local relationships tend to find 03590 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Stratford:
Property Strategy for 03590
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $185,884 | $1,330 | 5.2% | +11.9% | $92,942 |
| 3BR | $234,807 | $1,760 | 5.4% | +11.8% | $78,269 |
Market Trends
Home Value History (with trend line)
📊 How Does 03590 Compare?
| Metric | 03590 | Stratford | Berlin, NH | New Hampshire |
|---|---|---|---|---|
| Home Value | $193,853 | $193,853 | N/A | $496,656 |
| 5-Year CAGR | 8.0% | 8.0% | N/A | 9.6% |
| Avg Rent | $1,197 | $1,197 | N/A | - |
| Cap Rate | 4.8% | 4.8% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 03590 (Stratford, NH). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $193,853 |
| Monthly Rent | $1,197 |
| Price-to-Rent | 13.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.4% |
| Cap Rate | 4.8% |
| 5-Year IRR | 12.8% |
📈 Home Appreciation
| 1-Year | -0.4% ▼ |
| 3-Year CAGR | +3.8% ▲ |
| 5-Year CAGR | +8.0% ▲ |
| 10-Year CAGR | +10.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 03590
Population: 1,140
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 03590
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Is Stratford, NH a smart market for rental property?
The 3.0/5 investability rating in Stratford, NH reflects its $194K prices and $1,197/mo rents. Investors generally consider it a solid option within NH.
Are eviction rules reasonable in Stratford, NH?
Stratford, NH falls under NH landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.
What is the average monthly rent in Stratford, NH?
Expect rents around $1,197/mo per month in Stratford, NH. With home values at $194K, the yield math works out to reasonable levels for rental investors.
Is Stratford, NH better for rentals, flips, or BRRRR?
For Stratford, NH, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.
How tight is the rental market in Stratford, NH?
Stratford, NH carries elevated vacancy risk. Expect steady absorption at market rents of $1,197/mo.
You know 03590 now. You don’t know where it ranks.
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How 03590 ranks in Berlin, NH
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