Real Estate Investing in Bloomfield, Vermont (05905)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 05905 (Bloomfield, VT)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 50.0% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 27.1 — hard to cash-flow at these prices.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Bloomfield, VT (05905)?
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Market Analysis: 05905 Bloomfield
ZIP 05905 in Bloomfield, VT carries a notable set of headwinds. Home values near $331K and rents of $1,017/mo sit inside a market where underwriting has to be tight.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $331K asset, 05905 is the wrong submarket. If the plan prices in friction, the yield can still work.
In the broader VT picture, 05905 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
Demographically, 05905 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
Experienced landlords with local relationships tend to find 05905 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Bloomfield:
Market Trends
Home Value History (with trend line)
📊 How Does 05905 Compare?
| Metric | 05905 | Bloomfield | Vermont |
|---|---|---|---|
| Home Value | $330,738 | $330,738 | $387,631 |
| 5-Year CAGR | 4.3% | 4.3% | 6.4% |
| Avg Rent | $1,017 | $1,017 | - |
| Cap Rate | 2.4% | 2.4% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 05905 (Bloomfield, VT). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $330,738 |
| Monthly Rent | $1,017 |
| Price-to-Rent | 27.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.7% |
| Cap Rate | 2.4% |
| 5-Year IRR | 6.7% |
📈 Home Appreciation
| 1-Year | +8.8% ▲ |
| 3-Year CAGR | +3.2% ▲ |
| 5-Year CAGR | +4.3% ▲ |
| 10-Year CAGR | +6.4% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 05905
Population: 982
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
How strong are rents in Bloomfield, VT?
Rental rates in Bloomfield, VT average $1,017/mo. Tenant demand and $331K home values make the yield look reasonable by investor standards.
Is Bloomfield, VT a friendly market for rental owners?
VT ranks as a balanced state for landlord-tenant law. Bloomfield generally follows the statewide framework, so landlords face reasonable operating rules.
Is Bloomfield, VT a good place for real estate investing?
Our data puts Bloomfield, VT at 3.0/5 for investability. Home prices of $331K and rents around $1,017/mo create a solid backdrop for investor activity.
Is Bloomfield, VT better for rentals, flips, or BRRRR?
In Bloomfield, VT the durable play is typically careful cash-flow rentals with hands-on management. The combination of $331K prices and $1,017/mo rents suits that approach.
Does house hacking work in Bloomfield, VT?
Bloomfield, VT is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $331K price point reasonable to enter.
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