Real Estate Investing in Northumberland, New Hampshire (03582)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 03582 (Northumberland, NH)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
Rare combination of both appreciation and cash flow. These markets don't last long — worth serious consideration.
- High vacancy: 27.4% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Northumberland, NH (03582)?
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Market Analysis: 03582 Northumberland
Not every below-median market is a bargain. Northumberland's 03582 ZIP shows signals that favor experienced operators who can absorb the risk $219K pricing implies.
For an experienced owner, 03582 can be a a credible choice for hunting ground — but the discount at $219K reflects genuine risk that outside investors often underestimate.
ZIP 03582's metrics run below Coos County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
A healthy renter share of 24% in 03582 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
The 03582 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Northumberland:
Property Strategy for 03582
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $146,256 | $1,030 | 5.1% | +12.4% | $146,256 |
| 2BR | $196,237 | $1,330 | 4.9% | +12.8% | $98,118 |
| 3BR | $217,076 | $1,760 | 5.8% | +12.7% | $72,359 |
| 4BR | $230,092 | $1,770 | 5.5% | +13.2% | $57,523 |
Market Trends
Home Value History (with trend line)
📊 How Does 03582 Compare?
| Metric | 03582 | Northumberland | Berlin, NH | New Hampshire |
|---|---|---|---|---|
| Home Value | $219,485 | $219,485 | N/A | $496,656 |
| 5-Year CAGR | 9.6% | 9.6% | N/A | 9.6% |
| Avg Rent | $1,197 | $1,197 | N/A | - |
| Cap Rate | 4.3% | 4.3% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 03582 (Northumberland, NH). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $219,485 |
| Monthly Rent | $1,197 |
| Price-to-Rent | 15.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.5% |
| Cap Rate | 4.3% |
| 5-Year IRR | 13.9% |
📈 Home Appreciation
| 1-Year | +8.1% ▲ |
| 3-Year CAGR | +4.8% ▲ |
| 5-Year CAGR | +9.6% ▲ |
| 10-Year CAGR | +11.2% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 03582
Population: 2,218
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 03582
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Is real estate in Northumberland, NH a good investment right now?
Northumberland, NH rates 3.0/5 for investability. With median values at $219K and rents near $1,197/mo, the market offers reasonable fundamentals for rental investors.
What kind of tenants rent in Northumberland, NH?
Northumberland, NH offers a reliable renter base at the $1,197/mo rent level. Tenant turnover is reasonable for well-managed properties.
What approach is best for Northumberland, NH real estate?
The best-fit strategy in Northumberland, NH is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
What does house hacking look like in Northumberland, NH?
For house hackers, Northumberland, NH is a challenging. The $1,197/mo rent on a unit helps defray the mortgage on a $219K property.
What are rental rates like in Northumberland, NH?
Average rent in Northumberland, NH is approximately $1,197/mo per month. Against $219K home values that yields a reasonable rent-to-price ratio.
You know 03582 now. You don’t know where it ranks.
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How 03582 ranks in Berlin, NH
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