Real Estate Investing in Berlin, New Hampshire (03570)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Coos County • Population: 9,473 • Data updated: September 2026

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Should you buy in 03570 (Berlin, NH)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (69/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

Rare combination of both appreciation and cash flow. These markets don't last long — worth serious consideration.

⚠️ Risks to Know
1 flag
  • High vacancy: 16.5% of homes vacant — above national norms.

What’s happening in Berlin, NH (03570)?

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3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $184,859
Avg Monthly Rent $1,200
1% Rule ✗ Does Not Meet
Median Income $41,638
% Renters 40.6%

Market Analysis: 03570 Berlin

Not every below-median market is a bargain. Berlin's 03570 ZIP posts signals that favor experienced operators who can absorb the risk $185K pricing implies.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $185K asset, 03570 is the wrong submarket. If the plan prices in friction, the yield can still work.

The gap between 03570 and stronger Berlin ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

The demographic picture in 03570 includes headwinds that any investor should price in. Income distribution skews lower than Berlin averages, and tenant stability requires active management.

Experienced landlords with local relationships tend to find 03570 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Berlin:

B Good
Buy Confidence Score: 70/100
Affordability
15/25
Appreciation
25/25
Stability
9/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.4× the median income
Value Trend
Stable (+1.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,200/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Berlin, NH Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
8.1%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Berlin, NH metro data
🏠

Property Strategy for 03570

Which property type performs best in this market?

Best for Cash Flow
3BR
6.2% cap rate
Best for Appreciation
2BR
+15.4% 5yr CAGR
Best Overall Value
4BR
$50,936/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $158,087 $1,250 5.7% +15.4% $79,043
3BR $191,951 $1,650 6.2% +14.4% $63,984
4BR $203,743 $1,660 5.9% +14.2% $50,936

Market Trends

Home Value History (with trend line)

$196K$166K$136K$106K$76K$46KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

No data available

📊 How Does 03570 Compare?

Metric 03570 Berlin Berlin, NH New Hampshire
Home Value $184,859 $184,859 N/A $496,656
5-Year CAGR 9.9% 9.9% N/A 9.6%
Avg Rent $1,200 $1,200 N/A -
Cap Rate 5.1% 5.1% - -
💡 Why Invest in 03570? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 41% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 03570 (Berlin, NH). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
5.1%
Fair
5yr Growth
+9.9%
Strong

📉 Market Crash Risk Index

Based on Berlin, NH metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
65%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $184,859
Monthly Rent $1,200
Price-to-Rent 12.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.8%
Cap Rate 5.1%
5-Year IRR 14.9%

📈 Home Appreciation

1-Year +1.2% ▲
3-Year CAGR +5.6% ▲
5-Year CAGR +9.9% ▲
10-Year CAGR +12.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
16.5%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+9.9%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 03570

Population: 9,473

💰 Median Household Income
$41,638
This area
$41,638
State
$93,430
USA
$74,580
🏠 Renter Occupied
40.6%
This area
40.6%
State
18.9%
USA
34.0%
💼 Unemployment Rate
2.6%
This area
2.6%
State
-6.0%
USA
3.7%
🎓 College Educated
14.8%
This area
14.8%
State
29.2%
USA
33.7%
👤 Median Age
44.2 years
This area
44.2 years
State
34.2 years
USA
38.9 years
🏚️ Vacancy Rate
16.5%
This area
16.5%
State
22.4%
USA
10.5%
👥 Population by Ethnicity
White 91.1%
Black/African American 6.5%
Other/Mixed 2.0%
Hispanic/Latino 1.1%
Asian 0.5%
👶 Under 18
16.3%
This area
16.3%
USA
22.0%
👴 65 and Over
19.1%
This area
19.1%
USA
17.3%
📊 Poverty Rate
11.3%
This area
11.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 03570

A+ Avg School Grade
3 Schools
11.1:1 Avg Class Size
$21,502 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Berlin Elementary School

📚 Pre-K – 05 Elementary
👥
416 Students
👨‍🏫
9.7:1 Class Size
💰
$21,502 Per Student
A+ Excellent

Berlin Senior High School

📚 09 – 13 High School
👥
341 Students
👨‍🏫
9.9:1 Class Size
💰
$21,502 Per Student
A+ Excellent

Berlin Middle School

📚 06 – 08 Middle
👥
246 Students
👨‍🏫
13.7:1 Class Size
💰
$21,502 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 298 Off-Campus Students
C
White Mountains Community College
508 students · 2.3 mi

Frequently Asked Questions

How tight is the rental market in Berlin, NH?

Berlin, NH sees elevated vacancy, which is reasonable relative to the broader NH rental market.

What kind of tenants rent in Berlin, NH?

Tenant demand in Berlin, NH is solid. The local workforce $1,200/mo rents across most rental classes.

What are rental rates like in Berlin, NH?

Rents in Berlin, NH run near $1,200/mo. Compared with median home prices of $185K that produces solid gross yields for typical rentals.

What investment strategy works best in Berlin, NH?

A careful cash-flow rentals with hands-on management strategy Berlin, NH best. The market produces stable results for that approach at the $185K price point.

Does Berlin, NH make sense for an investment property?

Yes - Berlin, NH a 3.0/5 investability score. With $185K home prices against $1,200/mo monthly rent, the market delivers a reasonable entry point for new investors.

You know 03570 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 03570 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 03570 ranks in Berlin, NH

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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