Real Estate Investing in Granby, Vermont (05858)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Essex County • Population: 328 • Data updated: September 2026

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Should you buy in 05858 (Granby, VT)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (31/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 58.5% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Granby, VT (05858)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $259,639
Avg Monthly Rent $909
1% Rule ✗ Does Not Meet
Median Income $46,250
% Renters 7.6%

Market Analysis: 05858 Granby

ZIP 05858 inside Essex County looks affordable on the surface — median value of $260K — but the discount exists for reasons that a careful buyer should understand before committing.

The 05858 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Statewide comparisons place 05858 among VT's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

The 05858 ZIP's population of 328 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that posts the need for careful underwriting.

The right play in 05858 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Granby:

C+ Average
Buy Confidence Score: 65/100
Affordability
10/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.6× the median income
Value Trend
Rising (+13.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $909/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$266K$257K$249K$240K$232K$224KOct 2023Mar 2025Jul 2026

📊 How Does 05858 Compare?

Metric 05858 Granby Vermont
Home Value $259,639 $129,820 $387,631
5-Year CAGR N/A N/A 6.4%
Avg Rent $909 $909 -
Cap Rate 2.7% 2.7% -
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 05858 (Granby, VT). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
2.7%
Low

📊 Market Snapshot

Home Value $259,639
Monthly Rent $909
Price-to-Rent 23.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.2%
Cap Rate 2.7%
5-Year IRR 16.1%

📈 Home Appreciation

1-Year +13.3% ▲
3-Year CAGR N/A
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
58.5%
Elevated risk
Landlord Climate
3.0/5
Balanced
Value Trend (5yr)
N/A
Stable
Eviction process: Slow Rent control: Favorable

Demographics in 05858

Population: 328

💰 Median Household Income
$46,250
This area
$46,250
State
$75,625
USA
$74,580
🏠 Renter Occupied
7.6%
This area
7.6%
State
19.3%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-24.2%
USA
3.7%
🎓 College Educated
25.5%
This area
25.5%
State
2.9%
USA
33.7%
👤 Median Age
40.6 years
This area
40.6 years
State
11.2 years
USA
38.9 years
🏚️ Vacancy Rate
58.5%
This area
58.5%
State
26.5%
USA
10.5%
👥 Population by Ethnicity
White 94.8%
Other/Mixed 5.2%
Hispanic/Latino 3.4%
👶 Under 18
22.4%
This area
22.4%
USA
22.0%
👴 65 and Over
22.1%
This area
22.1%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

Are eviction rules reasonable in Granby, VT?

Landlord-friendliness in Granby, VT is balanced. Eviction timelines and lease enforcement are considered reasonable by most property managers.

Is the tenant base reliable in Granby, VT?

Granby, VT draws a steady base of working renters. Demand at the $909/mo rent level is reasonable for standard single-family and small multi rentals.

What kind of market is Granby, VT for investors?

With a 2.0/5 investability score, Granby, VT ranks as a solid market for rental property investors. Median prices of $260K and rents of $909/mo drive the underlying numbers.

What real estate strategy is ideal for Granby, VT?

A careful cash-flow rentals with hands-on management strategy Granby, VT best. The market produces stable results for that approach at the $260K price point.

Are homes affordable in Granby, VT?

In Granby, VT the median home value sits at $260K. Against the broader VT market, that reads as reasonable for most investors.

You know 05858 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 05858 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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