Real Estate Investing in Lyndon, Vermont (05851)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Caledonia County • Population: 5,972 • Data updated: September 2026

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Should you buy in 05851 (Lyndon, VT)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (58/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 9.5% vacancy may signal weakening demand.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Lyndon, VT (05851)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $290,999
Avg Monthly Rent $1,179
1% Rule ✗ Does Not Meet
Median Income $61,935
% Renters 20.0%

Market Analysis: 05851 Lyndon

The 05851 ZIP in Lyndon, VT is a local-operator market. Outside capital chasing a $291K entry has to pair deep knowledge with the discount.

For an experienced owner, 05851 can be a a credible choice for hunting ground — but the discount at $291K reflects genuine risk that outside investors often underestimate.

Regionally, 05851 sits on the difficult end of the VT spectrum. The a solid fit for read — for disciplined operators — is that pricing reflects the difficulty.

Demographically, 05851 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

New investors are better served looking at Lyndon's stable or hybrid ZIPs before stepping into 05851. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Lyndon:

C+ Average
Buy Confidence Score: 64/100
Affordability
10/25
Appreciation
22/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.7× the median income
Value Trend
Rising (+8.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,179/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$304K$269K$234K$198K$163K$128KJun 2006Jul 2016Jul 2026

📊 How Does 05851 Compare?

Metric 05851 Lyndon Vermont
Home Value $290,999 $290,999 $387,631
5-Year CAGR 6.0% 6.0% 6.4%
Avg Rent $1,179 $1,179 -
Cap Rate 3.2% 3.2% -
💡 Why Invest in 05851? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 05851 (Lyndon, VT). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.2%
Low
5yr Growth
+6.0%
Strong

📊 Market Snapshot

Home Value $290,999
Monthly Rent $1,179
Price-to-Rent 20.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.9%
Cap Rate 3.2%
5-Year IRR 9.2%

📈 Home Appreciation

1-Year +8.2% ▲
3-Year CAGR +3.2% ▲
5-Year CAGR +6.0% ▲
10-Year CAGR +6.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
9.5%
Moderate risk
Landlord Climate
3.0/5
Balanced
Value Trend (5yr)
+6.0%
Growing
Eviction process: Slow Rent control: Favorable

Demographics in 05851

Population: 5,972

💰 Median Household Income
$61,935
This area
$61,935
State
$75,625
USA
$74,580
🏠 Renter Occupied
20.0%
This area
20.0%
State
19.3%
USA
34.0%
💼 Unemployment Rate
1.1%
This area
1.1%
State
-24.2%
USA
3.7%
🎓 College Educated
27.7%
This area
27.7%
State
2.9%
USA
33.7%
👤 Median Age
42.8 years
This area
42.8 years
State
11.2 years
USA
38.9 years
🏚️ Vacancy Rate
9.5%
This area
9.5%
State
26.5%
USA
10.5%
👥 Population by Ethnicity
White 95.0%
Other/Mixed 3.9%
Hispanic/Latino 1.6%
Black/African American 1.2%
👶 Under 18
15.6%
This area
15.6%
USA
22.0%
👴 65 and Over
18.4%
This area
18.4%
USA
17.3%
📊 Poverty Rate
7.0%
This area
7.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 05851

A+ Avg School Grade
1 Schools
9.9:1 Avg Class Size
$26,197 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Lyndon Town School

📚 Pre-K – 08 School
👥
451 Students
👨‍🏫
9.9:1 Class Size
💰
$26,197 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Is Lyndon, VT a smart market for rental property?

Yes - Lyndon, VT a 3.0/5 investability score. With $291K home prices against $1,179/mo monthly rent, the market delivers a reasonable entry point for new investors.

What approach is best for Lyndon, VT real estate?

Lyndon, VT investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($291K prices, $1,179/mo rents) make it a reasonable choice.

What is the tenant pool like in Lyndon, VT?

Lyndon, VT draws a consistent base of working renters. Demand at the $1,179/mo rent level is reasonable for standard single-family and small multi rentals.

Should investors worry about vacancy in Lyndon, VT?

Vacancy risk in Lyndon, VT is elevated. That supports even-keeled cash flow for typical rental holds.

Is Lyndon, VT a good market for FHA house hackers?

The house hack math a challenging in Lyndon, VT. Owner-occupant buyers benefit from the $1,179/mo rents and $291K home values.

You know 05851 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 05851 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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