Best ZIP Codes for Cash Flow in Charleston-North Charleston, SC (2026)

Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.

# ZIP City Home value Rent Cap rate 5-yr growth
1 29451 Isle of Palms, SC $1,718,322 $11,500 5.22% 9.8%
2 29405 North Charleston, SC $316,679 $2,102 5.18% 7.9%
3 29418 North Charleston, SC $299,982 $1,908 4.96% 6.1%
4 29461 Moncks Corner, SC $368,323 $2,221 4.70% 4.9%
5 29445 Goose Creek, SC $325,969 $1,920 4.59% 5.4%
6 29471 Reevesville, SC $200,833 $1,170 4.54% 5.2%
7 29477 Saint George, SC $211,058 $1,170 4.32% 5.7%
8 29406 North Charleston, SC $298,769 $1,648 4.30% 6.3%
9 29479 Saint Stephen, SC $213,998 $1,170 4.26% 1.9%
10 29472 Ridgeville, SC $322,938 $1,686 4.07% 5.8%
11 29456 Ladson, SC $319,995 $1,654 4.03% 4.7%
12 29483 Summerville, SC $362,786 $1,874 4.03% 4.3%
13 29448 Harleyville, SC $228,666 $1,170 3.99% 5.9%
14 29468 Pineville, SC $229,231 $1,170 3.98% -2.2%
15 29420 North Charleston, SC $336,366 $1,710 3.97% 4.8%
16 29453 Jamestown, SC $260,643 $1,287 3.85% 1.7%
17 29436 Cross, SC $237,401 $1,170 3.84% 0.8%
18 29486 Summerville, SC $409,085 $1,991 3.80% 4.6%
19 29426 Adams Run, SC $289,356 $1,368 3.69% 3.4%
20 29434 Cordesville, SC $272,263 $1,269 3.64%
21 29485 Summerville, SC $371,301 $1,731 3.64% 4.8%
22 29437 Harleyville, SC $253,054 $1,170 3.61% 6.1%
23 29458 Mc Clellanville, SC $451,420 $1,917 3.31% 6.4%
24 29410 Hanahan, SC $416,998 $1,749 3.27% 6.4%
25 29412 Charleston, SC $602,435 $2,428 3.14% 8.2%

Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →