Real Estate Investing in Cross, South Carolina (29436)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Berkeley County • Population: 4,257 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 29436 (Cross, SC)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (36/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 17.7% of homes vacant — above national norms.
  • Flat appreciation: Values have barely moved over 5 years (0.8% CAGR).

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Cross, SC (29436)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $237,401
Avg Monthly Rent $1,170
1% Rule ✗ Does Not Meet
Median Income $51,273
% Renters 12.4%

Market Analysis: 29436 Cross

This part of Berkeley County is not an easy win. The 29436 ZIP posts softness in key indicators, and the playbook that works in cleaner markets often stalls here.

The 29436 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

The gap between 29436 and stronger Cross ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Turning to rents, 4,257 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

The right play in 29436 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Cross:

C Below Average
Buy Confidence Score: 52/100
Affordability
10/25
Appreciation
10/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.6× the median income
Value Trend
Rising (+12.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,170/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
❄️
COOL MARKET
Charleston-North Charleston, SC Metro Area
More inventory, negotiating room for buyers
84 days
Average time to sell
Slow
9.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Charleston-North Charleston, SC metro data

Market Trends

Home Value History (with trend line)

$264K$232K$200K$168K$136K$104KJul 2006Jul 2016Jul 2026

📊 How Does 29436 Compare?

Metric 29436 Cross Charleston-North Charleston, SC South Carolina
Home Value $237,401 $237,401 N/A $299,690
5-Year CAGR 0.8% 0.8% N/A 7.3%
Avg Rent $1,170 $1,170 N/A -
Cap Rate 3.8% 3.8% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 29436 (Cross, SC). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 29436 (Cross, SC)?

~25 seconds · no account needed · your report is anonymous

Investability
Fair
Cap Rate
3.8%
Low
5yr Growth
+0.8%
Slow

📊 Market Snapshot

Home Value $237,401
Monthly Rent $1,170
Price-to-Rent 16.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.9%
Cap Rate 3.8%
5-Year IRR 4.6%

📈 Home Appreciation

1-Year +12.4% ▲
3-Year CAGR +0.4% ▲
5-Year CAGR +0.8% ▲
10-Year CAGR +4.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
17.7%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+0.8%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 29436

Population: 4,257

💰 Median Household Income
$51,273
This area
$51,273
State
$58,636
USA
$74,580
🏠 Renter Occupied
12.4%
This area
12.4%
State
26.9%
USA
34.0%
💼 Unemployment Rate
1.1%
This area
1.1%
State
-1.4%
USA
3.7%
🎓 College Educated
12.4%
This area
12.4%
State
14.2%
USA
33.7%
👤 Median Age
53.2 years
This area
53.2 years
State
22.7 years
USA
38.9 years
🏚️ Vacancy Rate
17.7%
This area
17.7%
State
17.5%
USA
10.5%
👥 Population by Ethnicity
Black/African American 49.4%
White 48.7%
Other/Mixed 1.9%
Hispanic/Latino 0.9%
👶 Under 18
13.4%
This area
13.4%
USA
22.0%
👴 65 and Over
25.8%
This area
25.8%
USA
17.3%
📊 Poverty Rate
17.2%
This area
17.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 29436

B+ Avg School Grade
2 Schools
14.1:1 Avg Class Size
$13,148 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Cross High

📚 07 – 12 High School
👥
294 Students
👨‍🏫
11.3:1 Class Size
💰
$13,148 Per Student
B Good

Cross Elementary

📚 Pre-K – 06 School
👥
382 Students
👨‍🏫
16.8:1 Class Size
💰
$13,148 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Does Cross, SC make sense for an investment property?

The 2.0/5 investability rating in Cross, SC reflects its $237K prices and $1,170/mo rents. Investors generally consider it a solid option within SC.

Do rentals sit vacant long in Cross, SC?

Expect elevated vacancy in Cross, SC. Rents at $1,170/mo are absorbed by the tenant base without meaningful lag.

What is the average monthly rent in Cross, SC?

Rent in Cross, SC is around $1,170/mo. The resulting rent-to-value relationship with $237K pricing is reasonable for most investor models.

Can I live-in-and-rent in Cross, SC?

The house hack math a challenging in Cross, SC. Owner-occupant buyers benefit from the $1,170/mo rents and $237K home values.

How much does a house cost in Cross, SC?

Homes in Cross, SC typically sell near $237K. Prices have moved at a 0.0% 5-year CAGR, which even-keeled long-term demand.

You know 29436 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 29436 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 29436 ranks in Charleston-North Charleston, SC

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 29436 (Cross)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 29436 (Cross, SC).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.