Real Estate Investing in Holly Hill, South Carolina (29059)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Orangeburg County • Population: 5,234 • Data updated: September 2026

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Should you buy in 29059 (Holly Hill, SC)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (49/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 28.6% of homes vacant — above national norms.
  • Lower household income: $37,946 median — tenant affordability is tighter.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Holly Hill, SC (29059)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $197,912
Avg Monthly Rent $1,170
1% Rule ✗ Does Not Meet
Median Income $37,946
% Renters 25.0%

Market Analysis: 29059 Holly Hill

The 29059 ZIP covers a section of Holly Hill that demands careful diligence. Prices near $198K look accessible, but the work to make a deal cash flow is real.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 29059 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Nearby ZIPs in Holly Hill have seen price recovery that 29059 has not matched. Orangeburg County data supports the view that the spread is structural rather than temporary.

The demographic picture in 29059 includes headwinds that any investor should price in. Income distribution skews lower than Holly Hill averages, and tenant stability requires active management.

Strategically, 29059 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Holly Hill:

C Below Average
Buy Confidence Score: 58/100
Affordability
10/25
Appreciation
18/25
Stability
9/20
Timing
6/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.2× the median income
Value Trend
Rising (+9.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,170/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Orangeburg, SC Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
6.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Orangeburg, SC metro data

Market Trends

Home Value History (with trend line)

$207K$182K$156K$130K$105K$79KJul 2006Jul 2016Jul 2026

📊 How Does 29059 Compare?

Metric 29059 Holly Hill Orangeburg, SC South Carolina
Home Value $197,912 $197,912 N/A $299,690
5-Year CAGR 3.7% 3.7% N/A 7.3%
Avg Rent $1,170 $1,170 N/A -
Cap Rate 4.6% 4.6% - -
💡 Why Invest in 29059? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 29059 (Holly Hill, SC). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.6%
Fair
5yr Growth
+3.7%
Moderate

📉 Market Crash Risk Index

Based on Orangeburg, SC metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $197,912
Monthly Rent $1,170
Price-to-Rent 14.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.1%
Cap Rate 4.6%
5-Year IRR 8.3%

📈 Home Appreciation

1-Year +9.5% ▲
3-Year CAGR +5.3% ▲
5-Year CAGR +3.7% ▲
10-Year CAGR +7.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
28.6%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.7%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 29059

Population: 5,234

💰 Median Household Income
$37,946
This area
$37,946
State
$58,636
USA
$74,580
🏠 Renter Occupied
25.0%
This area
25.0%
State
26.9%
USA
34.0%
💼 Unemployment Rate
3.6%
This area
3.6%
State
-1.4%
USA
3.7%
🎓 College Educated
16.1%
This area
16.1%
State
14.2%
USA
33.7%
👤 Median Age
47.1 years
This area
47.1 years
State
22.7 years
USA
38.9 years
🏚️ Vacancy Rate
28.6%
This area
28.6%
State
17.5%
USA
10.5%
👥 Population by Ethnicity
Black/African American 61.4%
White 35.4%
Other/Mixed 3.1%
Asian 0.1%
👶 Under 18
20.9%
This area
20.9%
USA
22.0%
👴 65 and Over
26.9%
This area
26.9%
USA
17.3%
📊 Poverty Rate
16.7%
This area
16.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 29059

A Avg School Grade
2 Schools
13.1:1 Avg Class Size
$16,538 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Holly Hill-Roberts Middle

📚 06 – 08 Middle
👥
373 Students
👨‍🏫
12.0:1 Class Size
💰
$16,538 Per Student
A Very Good

Holly Hill Elementary

📚 Pre-K – 05 Elementary
👥
342 Students
👨‍🏫
14.3:1 Class Size
💰
$16,538 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What monthly rent should investors expect in Holly Hill, SC?

Average rent in Holly Hill, SC is approximately $1,170/mo per month. Against $198K home values that yields a reasonable rent-to-price ratio.

How deep is the rental pool in Holly Hill, SC?

Expect a solid tenant pool in Holly Hill, SC. The rental market absorbs $1,170/mo rents without meaningful friction.

How should investors approach Holly Hill, SC?

Most investors in Holly Hill, SC run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

Does house hacking make sense in Holly Hill, SC?

House hacking works a challenging in Holly Hill, SC. Rents of $1,170/mo against $198K acquisition make the strategy solid for owner-occupants.

Is Holly Hill, SC landlord-friendly?

SC law landlord-friendly for landlords, and Holly Hill inherits those rules. Investors should still review local ordinances for rental licensing.

You know 29059 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 29059 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 29059 ranks in Orangeburg, SC

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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