Fastest-Appreciating ZIP Codes in Cincinnati, OH-KY-IN (2026)
Ranked by 5-year compound annual growth in home values. Fast growth and strong cash flow rarely appear in the same ZIP — this is the other side of that trade.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 47325 | Brownsville, IN | $233,051 | $882 | 2.95% | 8.4% |
| 2 | 45214 | Cincinnati, OH | $134,703 | $1,293 | 7.48% | 8.0% |
| 3 | 41063 | Morning View, KY | $312,849 | $1,080 | 2.69% | 7.8% |
| 4 | 45225 1% rule | Cincinnati, OH | $116,464 | $1,178 | 7.89% | 7.8% |
| 5 | 47001 | Aurora, IN | $287,643 | $1,071 | 2.90% | 7.5% |
| 6 | 41044 | Brooksville, KY | $211,421 | $882 | 3.25% | 7.4% |
| 7 | 41006 | Butler, KY | $291,677 | $954 | 2.55% | 7.4% |
| 8 | 45249 | Sixteen Mile Stand, OH | $606,620 | $1,653 | 2.13% | 7.2% |
| 9 | 47032 | Moores Hill, IN | $293,255 | $1,071 | 2.85% | 6.7% |
| 10 | 41035 | Dry Ridge, KY | $290,494 | $1,044 | 2.80% | 6.7% |
| 11 | 45050 | Middletown, OH | $357,871 | $2,278 | 4.96% | 6.6% |
| 12 | 47022 | Guilford, IN | $422,989 | $1,008 | 1.86% | 6.6% |
| 13 | 41045 | Ghent, KY | $190,465 | $1,017 | 4.16% | 6.6% |
| 14 | 45032 | Harveysburg, OH | $221,786 | $1,080 | 3.80% | 6.6% |
| 15 | 41003 | Berry, KY | $205,613 | $882 | 3.35% | 6.5% |
| 16 | 47040 | Rising Sun, IN | $262,314 | $909 | 2.70% | 6.5% |
| 17 | 45011 | Hamilton, OH | $377,032 | $2,015 | 4.17% | 6.5% |
| 18 | 45069 | West Chester, OH | $431,326 | $1,879 | 3.40% | 6.5% |
| 19 | 45053 | Okeana, OH | $468,626 | $1,152 | 1.92% | 6.5% |
| 20 | 45054 | Oregonia, OH | $476,878 | $1,296 | 2.12% | 6.5% |
| 21 | 45005 | Franklin, OH | $278,920 | $1,222 | 3.42% | 6.4% |
| 22 | 45174 | Terrace Park, OH | $791,992 | $1,827 | 1.80% | 6.4% |
| 23 | 45042 | Middletown, OH | $251,031 | $1,313 | 4.08% | 6.4% |
| 24 | 45013 | Hamilton, OH | $275,846 | $1,284 | 3.63% | 6.4% |
| 25 | 45068 | Waynesville, OH | $456,581 | $1,467 | 2.51% | 6.4% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Cash Flow in Cincinnati, OH-KY-IN · Affordable in Cincinnati, OH-KY-IN
Or see the full Cincinnati, OH-KY-IN metro profile.