Real Estate Investing in Cincinnati, Ohio (45225)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Hamilton County • Population: 9,451 • Data updated: September 2026

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Should you buy in 45225 (Cincinnati, OH)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
STRONG
5.0 / 5 (95/100)

A balanced market — moderate cash flow and moderate appreciation. A "steady" investor profile fits best.

⚠️ Risks to Know
4 flags
  • High vacancy: 14.0% of homes vacant — above national norms.
  • Elevated poverty: 54.1% poverty rate — can affect rent collection.
  • Higher unemployment: 14.8% unemployment — tenant risk signal.
  • Lower household income: $19,662 median — tenant affordability is tighter.

What’s happening in Cincinnati, OH (45225)?

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5.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $116,464
Avg Monthly Rent $1,178
1% Rule ✓ Meets
Median Income $19,662
% Renters 86.0%

Market Analysis: 45225 Cincinnati

ZIP 45225 inside Cincinnati, OH leans into a value-add thesis. Home values near $116K sit below the state median, and rents of $1,178/mo leave room for forced-equity plays.

Investors in 45225 do not buy the market average — they buy the unit they can improve. $116K median pricing and $1,178/mo comps define the envelope within which the work has to pay.

Statewide, OH value-add investors migrate toward ZIPs with 45225's profile — older stock, soft but real rent growth, and $116K pricing that keeps rehab math workable.

The resident base in 45225 runs younger and more tenure-renter than county averages. 86% of 9,451 households lease, which is the demand source for post-rehab rent lifts.

ZIP 45225 fits investors who can swing a hammer — or pay someone to swing one well. BRRRR, fix-and-flip, and fix-and-hold all work when the rehab scope is matched to the rent lift.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Cincinnati:

C+ Average
Buy Confidence Score: 67/100
Affordability
10/25
Appreciation
25/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.9× the median income
Value Trend
Rising (+8.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,178/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Cincinnati, OH-KY-IN Metro Area
Even conditions for buyers and sellers
29 days
Average time to sell
Fast
12.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Cincinnati, OH-KY-IN metro data
🏠

Property Strategy for 45225

Which property type performs best in this market?

Best for Cash Flow
3BR
8.6% cap rate
Best for Appreciation
2BR
+14.7% 5yr CAGR
Best Overall Value
3BR
$37,750/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $91,451 $1,030 8.1% +14.7% $45,725
3BR $113,250 $1,360 8.6% +11.9% $37,750

Market Trends

Home Value History (with trend line)

$131K$108K$84K$60K$37K$13KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,190$1,177$1,165$1,152$1,139$1,126Mar 2026May 2026Jun 2026

📊 How Does 45225 Compare?

Metric 45225 Cincinnati Cincinnati, OH-KY-IN Ohio
Home Value $116,464 $262,113 N/A $237,530
5-Year CAGR 7.8% 4.8% N/A 7.4%
Avg Rent $1,178 $1,409 N/A -
Cap Rate 7.9% 4.6% - -
💡 Why Invest in 45225? Click to expand

This ZIP code meets the 1% rule with rent at $1,178/mo on homes averaging $116,464 — a strong indicator of cash flow potential.

Our analysis gives this area a 5/5 investability rating, placing it in the top tier for rental property potential.

86% of households rent in this area, creating consistent tenant demand for landlords.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 45225 (Cincinnati, OH). Anonymous, moderated, never written by AI.

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Property managers serving Hamilton County

Manage rentals here? List your business →

Associa RPM provides comprehensive HOA and condominium management services in the greater Columbus, Dublin, Cincinnati, and Dayton areas of Ohio. summary from their website

HOA
Unclaimed — is this your business? Claim it free

Gaslight Property offers apartments for rent in Clifton, near UC. summary from their website

Small multifamily
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SBS Property Management provides management, maintenance, inspections, finances, and communications for Condominium and Homeowner Associations across Ohio. summary from their website

HOA
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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Excellent
Cap Rate
7.9%
Good
5yr Growth
+7.8%
Strong

📊 Market Snapshot

Home Value $116,464
Monthly Rent $1,178
Price-to-Rent 8.2:1
1% Rule ✓ Passes

💰 Return Metrics

Gross Yield 12.1%
Cap Rate 7.9%
5-Year IRR 15.7%

📈 Home Appreciation

1-Year +8.2% ▲
3-Year CAGR +6.4% ▲
5-Year CAGR +7.8% ▲
10-Year CAGR +14.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Positive Leverage Market Cap Rate: 7.9%  |  30yr Rate: 6.8%
Leverage may enhance returns here.

The estimated cap rate (7.9%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
14.0%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.8%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 45225

Population: 9,451

💰 Median Household Income
$19,662
This area
$19,662
State
$68,496
USA
$74,580
🏠 Renter Occupied
86.0%
This area
86.0%
State
25.8%
USA
34.0%
💼 Unemployment Rate
14.8%
This area
14.8%
State
-9.1%
USA
3.7%
🎓 College Educated
8.1%
This area
8.1%
State
8.4%
USA
33.7%
👤 Median Age
24.6 years
This area
24.6 years
State
19.6 years
USA
38.9 years
🏚️ Vacancy Rate
14.0%
This area
14.0%
State
11.1%
USA
10.5%
👥 Population by Ethnicity
Black/African American 73.5%
White 17.5%
Other/Mixed 8.6%
Hispanic/Latino 5.9%
Asian 0.3%
👶 Under 18
34.8%
This area
34.8%
USA
22.0%
👴 65 and Over
8.8%
This area
8.8%
USA
17.3%
📊 Poverty Rate
54.1%
This area
54.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 45225

A+ Avg School Grade
3 Schools
14.0:1 Avg Class Size
$20,319 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Roll Hill School

📚 Pre-K – 06 School
👥
340 Students
👨‍🏫
13.7:1 Class Size
💰
$20,319 Per Student
A+ Excellent

Ethel M. Taylor Academy

📚 Pre-K – 06 School
👥
236 Students
👨‍🏫
13.1:1 Class Size
💰
$20,319 Per Student
A Very Good

Leap Academy at North Fairmount

📚 Pre-K – 06 School
👥
377 Students
👨‍🏫
15.1:1 Class Size
💰
$20,319 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Roberts Academy

📚 Pre-K – 11 High School
📍 1702 Grand Ave, Cincinnati
👥
726 Students
👨‍🏫
14.7:1 Class Size
💰
$20,319 Per Student
A+ Excellent

Chase School

📚 Pre-K – 06 School
📍 4151 Turrill St, Cincinnati
👥
293 Students
👨‍🏫
13.2:1 Class Size
💰
$20,319 Per Student
A+ Excellent

George Hays-Jennie Porter School

📚 Pre-K – 06 School
📍 1030 Cutter St, Cincinnati
👥
280 Students
👨‍🏫
13.7:1 Class Size
💰
$20,319 Per Student
A+ Excellent

William H Taft Elementary School

📚 Pre-K – 06 School
📍 270 Southern Ave, Cincinnati
👥
246 Students
👨‍🏫
13.7:1 Class Size
💰
$20,319 Per Student
A Very Good

Cheviot School

📚 Pre-K – 07 School
📍 4040 Harrison Ave, Cincinnati
👥
566 Students
👨‍🏫
16.7:1 Class Size
💰
$20,319 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 4,641 Off-Campus Students
C+
Cincinnati State Technical and Community College
8,681 students · 1.0 mi
C+
Good Samaritan College of Nursing and Health Science
457 students · 1.7 mi
C+
University of Cincinnati-Main Campus
43,338 students · 2.2 mi
C
The Christ College of Nursing and Health Sciences
765 students · 2.8 mi
C
Art Academy of Cincinnati
259 students · 3.2 mi
C+
Gods Bible School and College
443 students · 3.2 mi
C
Union Institute & University
1,098 students · 3.4 mi
C+
Xavier University
6,000 students · 4.2 mi

Investor Insight: With 4,641 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Does the 1% rule work in Cincinnati, OH?

The median property in Cincinnati, OH ($116K at $1,178/mo rent) a 1.01% rent-to-price figure. Pure 1% deals require disciplined offer pricing.

Can BRRRR investors find deals in Cincinnati, OH?

Investors running BRRRR in Cincinnati, OH see a strong outcomes. Deal flow and rehab execution matter more than the macro here.

Which real estate strategy fits Cincinnati, OH?

A value-add and BRRRR deals strategy Cincinnati, OH best. The market produces even-keeled results for that approach at the $116K price point.

What do rentals go for in Cincinnati, OH?

The typical rental in Cincinnati, OH commands about $1,178/mo monthly. That rent profile reliable cash flow against the $116K purchase basis.

Are homes affordable in Cincinnati, OH?

The median home value in Cincinnati, OH is roughly $116K. That puts it reasonable relative to the OH statewide average.

You know 45225 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 45225 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 45225 ranks in Cincinnati, OH-KY-IN

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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