Most Affordable ZIP Codes in Cincinnati, OH-KY-IN (2026)
The lowest entry prices that still hold a decent investability rating — cheap is only useful if the market underneath it is sound.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 45225 1% rule | Cincinnati, OH | $116,464 | $1,178 | 7.89% | 7.8% |
| 2 | 45204 1% rule | Cincinnati, OH | $126,120 | $1,439 | 8.90% | 4.9% |
| 3 | 45001 | Addyston, OH | $133,930 | $936 | 5.45% | 6.1% |
| 4 | 45214 | Cincinnati, OH | $134,703 | $1,293 | 7.48% | 8.0% |
| 5 | 45205 | Cincinnati, OH | $139,511 | $1,286 | 7.19% | 3.7% |
| 6 | 45216 | Cincinnati, OH | $157,288 | $1,535 | 7.61% | 5.0% |
| 7 | 41010 | Corinth, KY | $162,910 | $945 | 4.52% | 4.1% |
| 8 | 45232 | Cincinnati, OH | $174,958 | $882 | 3.93% | 5.5% |
| 9 | 41014 | Covington, KY | $179,589 | $1,330 | 5.78% | 5.6% |
| 10 | 45015 | Hamilton, OH | $181,825 | $1,428 | 6.13% | 6.2% |
| 11 | 47003 | Bath, IN | $182,077 | $864 | 3.70% | 6.2% |
| 12 | 45167 | Ripley, OH | $187,470 | $873 | 3.63% | 3.4% |
| 13 | 41046 | Glencoe, KY | $189,747 | $1,224 | 5.03% | 4.0% |
| 14 | 41045 | Ghent, KY | $190,465 | $1,017 | 4.16% | 6.6% |
| 15 | 41085 | Silver Grove, KY | $191,856 | $882 | 3.59% | 3.7% |
| 16 | 41095 | Patriot, IN | $194,477 | $918 | 3.68% | 3.4% |
| 17 | 41002 | Augusta, KY | $195,529 | $882 | 3.52% | 5.2% |
| 18 | 45003 | College Corner, OH | $196,577 | $900 | 3.57% | 4.2% |
| 19 | 45211 | Cincinnati, OH | $199,695 | $1,179 | 4.60% | 5.7% |
| 20 | 45101 | Aberdeen, OH | $200,194 | $873 | 3.40% | 4.1% |
| 21 | 41074 1% rule | Dayton, KY | $200,330 | $2,037 | 7.93% | 2.8% |
| 22 | 47353 | Liberty, IN | $200,844 | $873 | 3.39% | 5.7% |
| 23 | 45237 | Cincinnati, OH | $201,721 | $1,201 | 4.64% | 4.8% |
| 24 | 41016 | Ludlow, KY | $202,463 | $1,523 | 5.87% | 5.4% |
| 25 | 41004 | Brooksville, KY | $203,720 | $918 | 3.51% | 5.7% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Cash Flow in Cincinnati, OH-KY-IN · Appreciation in Cincinnati, OH-KY-IN
Or see the full Cincinnati, OH-KY-IN metro profile.