Real Estate Investing in Dayton, Kentucky (41074)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 41074 (Dayton, KY)? Our answer, based on the numbers below.
Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- Elevated vacancy: 9.9% vacancy may signal weakening demand.
What’s happening in Dayton, KY (41074)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 41074 Dayton
In Campbell County, the 41074 ZIP runs a reliable pattern — values of $200K, rents of $2,037/mo, and a population of 5,703 that has moved in small, predictable steps.
Meanwhile, 41074 will not top anyone's high-flyer list, it rarely disappoints either. Yields near 0.0% and a 0.0% growth path are the base case, not the best case.
Regionally, 41074 is a useful anchor. It does not move the weighted-average for a portfolio much, but it rarely drags it down either.
The resident base in 41074 has held steady over the past decade. A population of 5,703, a renter share near 36%, and a household-income profile tracking the county median all suggest a a solid fit for demographic foundation.
First-time investors often find 41074 a reasonable starting point. Experienced investors often find it a reasonable anchor for a broader portfolio. a credible choice for on both counts.
Here's what matters if you're considering buying a home in Dayton:
Property Strategy for 41074
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $197,607 | $1,290 | 4.7% | +8.7% | $98,804 |
| 3BR | $222,073 | $1,700 | 5.5% | +8.3% | $74,024 |
| 4BR | $324,190 | $1,880 | 4.2% | +7.4% | $81,048 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 41074 Compare?
| Metric | 41074 | Dayton | Cincinnati, OH-KY-IN | Kentucky |
|---|---|---|---|---|
| Home Value | $200,330 | $200,330 | N/A | $225,788 |
| 5-Year CAGR | 2.8% | 2.8% | N/A | 6.9% |
| Avg Rent | $2,037 | $2,037 | N/A | - |
| Cap Rate | 7.9% | 7.9% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 41074 (Dayton, KY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $200,330 |
| Monthly Rent | $2,037 |
| Price-to-Rent | 8.2:1 |
| 1% Rule | ✓ Passes |
💰 Return Metrics
| Gross Yield | 12.2% |
| Cap Rate | 7.9% |
| 5-Year IRR | 10.7% |
📈 Home Appreciation
| 1-Year | +1.0% ▲ |
| 3-Year CAGR | +2.0% ▲ |
| 5-Year CAGR | +2.8% ▲ |
| 10-Year CAGR | +7.9% ▲ |
🏠 Rent Trends
| 1-Year | +22.4% ▲ |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The estimated cap rate (7.9%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.
⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 41074
Population: 5,703
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 41074
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
Newport High School
Newport Intermediate School
Newport Primary School
Riverview East Academy
Spencer Center for Gifted and Exceptional Students
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,560 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Is Dayton, KY landlord-friendly?
Landlord-friendliness in Dayton, KY is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.
Where do rents currently stand in Dayton, KY?
Rent in Dayton, KY is around $2,037/mo. The resulting rent-to-value relationship with $200K pricing is reasonable for most investor models.
Are homes affordable in Dayton, KY?
Typical homes in Dayton, KY go for around $200K. The 5-year CAGR of 0.0% steady price movement.
Is Dayton, KY suited for a house hack?
House hacking works an attractive in Dayton, KY. Rents of $2,037/mo against $200K acquisition make the strategy solid for owner-occupants.
How does Dayton, KY stack up for property investment?
The 4.0/5 investability rating in Dayton, KY reflects its $200K prices and $2,037/mo rents. Investors generally consider it a solid option within KY.
You know 41074 now. You don’t know where it ranks.
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How 41074 ranks in Cincinnati, OH-KY-IN
Every ZIP in this metro, ranked. Free.
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