Real Estate Investing in Cincinnati, Ohio (45226)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 45226 (Cincinnati, OH)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 9.1% vacancy may signal weakening demand.
What’s happening in Cincinnati, OH (45226)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 45226 Cincinnati
Not every below-median market is a bargain. Cincinnati's 45226 ZIP comes in at signals that favor experienced operators who can absorb the risk $461K pricing implies.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 45226 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
The gap between 45226 and stronger Cincinnati ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
Demographically, 45226 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
Experienced landlords with local relationships tend to find 45226 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Cincinnati:
Property Strategy for 45226
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $323,686 | $1,520 | 3.4% | +5.9% | $161,843 |
| 3BR | $475,201 | $2,010 | 3.0% | +5.7% | $158,400 |
| 4BR | $796,800 | $2,220 | 2.0% | +6.7% | $199,200 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 45226 Compare?
| Metric | 45226 | Cincinnati | Cincinnati, OH-KY-IN | Ohio |
|---|---|---|---|---|
| Home Value | $461,392 | $262,113 | N/A | $237,530 |
| 5-Year CAGR | 3.5% | 4.8% | N/A | 7.4% |
| Avg Rent | $1,809 | $1,409 | N/A | - |
| Cap Rate | 3.1% | 4.6% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 45226 (Cincinnati, OH). Anonymous, moderated, never written by AI.
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Property managers serving Hamilton County
Manage rentals here? List your business →Associa RPM provides comprehensive HOA and condominium management services in the greater Columbus, Dublin, Cincinnati, and Dayton areas of Ohio. summary from their website
Gaslight Property offers apartments for rent in Clifton, near UC. summary from their website
SBS Property Management provides management, maintenance, inspections, finances, and communications for Condominium and Homeowner Associations across Ohio. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $461,392 |
| Monthly Rent | $1,809 |
| Price-to-Rent | 21.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.7% |
| Cap Rate | 3.1% |
| 5-Year IRR | 6.6% |
📈 Home Appreciation
| 1-Year | +1.8% ▲ |
| 3-Year CAGR | +2.4% ▲ |
| 5-Year CAGR | +3.5% ▲ |
| 10-Year CAGR | +4.4% ▲ |
🏠 Rent Trends
| 1-Year | +19.8% ▲ |
| 3-Year CAGR | +9.0% ▲ |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 45226
Population: 5,962
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 45226
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
Mt. Washington School
Dayton High School
Lincoln Elementary School
Hyde Park School
Clark Montessori High School
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What monthly rent should investors expect in Cincinnati, OH?
Rents in Cincinnati, OH run near $1,809/mo. Compared with median home prices of $461K that produces solid gross yields for typical rentals.
Should investors worry about vacancy in Cincinnati, OH?
Vacancy risk in Cincinnati, OH is elevated. That supports consistent cash flow for typical rental holds.
Is real estate in Cincinnati, OH a good investment right now?
Investors tracking Cincinnati, OH will find a 3.0/5 rating supported by $461K median home values and $1,809/mo rents. That profile suits long-term holders targeting reliable returns.
Is Cincinnati, OH a good market for FHA house hackers?
House hacking in Cincinnati, OH is a challenging. With home values around $461K and rents at $1,809/mo, owner-occupants can offset a meaningful share of PITI.
Is Cincinnati, OH landlord-friendly?
The landlord environment in Cincinnati, OH is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.
You know 45226 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 45226 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 45226 ranks in Cincinnati, OH-KY-IN
Every ZIP in this metro, ranked. Free.
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