Real Estate Investing in Cincinnati, Ohio (45227)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 45227 (Cincinnati, OH)? Our answer, based on the numbers below.
Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
No major risk flags on the data we track.
What’s happening in Cincinnati, OH (45227)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 45227 Cincinnati
The 45227 ZIP covers a section of Cincinnati that demands careful diligence. Prices near $286K look accessible, but the work to make a deal cash flow is real.
The investment case in 45227 is significant only for operators who understand what they are buying. A $286K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
Nearby ZIPs in Cincinnati have seen price recovery that 45227 has not matched. Hamilton County data supports the view that the spread is structural rather than temporary.
Demographically, 45227 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
Distressed ZIPs reward experience. robust returns are possible in 45227, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Cincinnati:
Property Strategy for 45227
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $224,420 | $1,540 | 4.9% | +7.1% | $112,210 |
| 3BR | $293,183 | $2,030 | 5.0% | +6.9% | $97,728 |
| 4BR | $479,368 | $2,250 | 3.4% | +7.5% | $119,842 |
| 5BR | $634,731 | — | — | +7.3% | $126,946 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 45227 Compare?
| Metric | 45227 | Cincinnati | Cincinnati, OH-KY-IN | Ohio |
|---|---|---|---|---|
| Home Value | $286,390 | $262,113 | N/A | $237,530 |
| 5-Year CAGR | 4.3% | 4.8% | N/A | 7.4% |
| Avg Rent | $1,639 | $1,409 | N/A | - |
| Cap Rate | 4.5% | 4.6% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 45227 (Cincinnati, OH). Anonymous, moderated, never written by AI.
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Property managers serving Hamilton County
Manage rentals here? List your business →Associa RPM provides comprehensive HOA and condominium management services in the greater Columbus, Dublin, Cincinnati, and Dayton areas of Ohio. summary from their website
Gaslight Property offers apartments for rent in Clifton, near UC. summary from their website
SBS Property Management provides management, maintenance, inspections, finances, and communications for Condominium and Homeowner Associations across Ohio. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $286,390 |
| Monthly Rent | $1,639 |
| Price-to-Rent | 14.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.9% |
| Cap Rate | 4.5% |
| 5-Year IRR | 8.7% |
📈 Home Appreciation
| 1-Year | +2.6% ▲ |
| 3-Year CAGR | +3.3% ▲ |
| 5-Year CAGR | +4.3% ▲ |
| 10-Year CAGR | +8.1% ▲ |
🏠 Rent Trends
| 1-Year | +2.6% ▲ |
| 3-Year CAGR | +4.6% ▲ |
| 5-Year CAGR | +6.5% ▲ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 45227
Population: 18,653
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 45227
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
Woodford Academy
Hyde Park School
Clark Montessori High School
Kilgour School
Withrow University High School
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 2,027 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How do home values compare in Cincinnati, OH?
Median home price in Cincinnati, OH is near $286K, with a 5-year CAGR of 0.0%. Prices have been stable and supportive of buy-and-hold strategies.
Is Cincinnati, OH good for house hacking?
Cincinnati, OH offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $1,639/mo rent level.
How does Cincinnati, OH stack up for property investment?
The 3.0/5 investability rating in Cincinnati, OH reflects its $286K prices and $1,639/mo rents. Investors generally consider it a solid option within OH.
Do landlords face vacancy issues in Cincinnati, OH?
Cincinnati, OH vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.
Are eviction rules reasonable in Cincinnati, OH?
Rental owners in Cincinnati, OH deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.
You know 45227 now. You don’t know where it ranks.
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How 45227 ranks in Cincinnati, OH-KY-IN
Every ZIP in this metro, ranked. Free.
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