Real Estate Investing in Madeira, Ohio (45243)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Hamilton County • Population: 15,958 • Data updated: September 2026

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Should you buy in 45243 (Madeira, OH)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (64/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 26.7 — hard to cash-flow at these prices.

What’s happening in Madeira, OH (45243)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $751,476
Avg Monthly Rent $2,344
1% Rule ✗ Does Not Meet
Median Income $163,415
% Renters 9.4%

Market Analysis: 45243 Madeira

The 45243 ZIP in Madeira, OH is a local-operator market. Outside capital chasing a $751K entry has to pair deep knowledge with the discount.

Looking more closely, the numbers look inviting — $751K purchase price, 0.0% nominal cap — the work to hit that pro forma in 45243 is substantial and deserves full respect.

ZIP 45243's metrics run below Hamilton County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Demographically, 45243 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

The right play in 45243 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Madeira:

C+ Average
Buy Confidence Score: 66/100
Affordability
10/25
Appreciation
22/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.6× the median income
Value Trend
Rising (+5.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,344/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Cincinnati, OH-KY-IN Metro Area
Even conditions for buyers and sellers
29 days
Average time to sell
Fast
12.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Cincinnati, OH-KY-IN metro data
🏠

Property Strategy for 45243

Which property type performs best in this market?

Best for Cash Flow
2BR
4.3% cap rate
Best for Appreciation
5BR
+8.9% 5yr CAGR
Best Overall Value
3BR
$155,096/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $336,514 $2,030 4.3% +7.3% $168,257
3BR $465,287 $2,680 4.1% +6.7% $155,096
4BR $841,262 $2,960 2.5% +7.6% $210,315
5BR $1,773,323 +8.9% $354,665

Market Trends

Home Value History (with trend line)

$794K$698K$602K$505K$409K$313KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,349$2,334$2,319$2,304$2,289$2,274Apr 2026Jun 2026Jul 2026

📊 How Does 45243 Compare?

Metric 45243 Madeira Cincinnati, OH-KY-IN Ohio
Home Value $751,476 $751,476 N/A $237,530
5-Year CAGR 5.9% 5.9% N/A 7.4%
Avg Rent $2,344 $2,344 N/A -
Cap Rate 2.4% 2.4% - -
💡 Why Invest in 45243? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 45243 (Madeira, OH). Anonymous, moderated, never written by AI.

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Property managers serving Hamilton County

Manage rentals here? List your business →

Associa RPM provides comprehensive HOA and condominium management services in the greater Columbus, Dublin, Cincinnati, and Dayton areas of Ohio. summary from their website

HOA
Unclaimed — is this your business? Claim it free

Gaslight Property offers apartments for rent in Clifton, near UC. summary from their website

Small multifamily
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SBS Property Management provides management, maintenance, inspections, finances, and communications for Condominium and Homeowner Associations across Ohio. summary from their website

HOA
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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.4%
Low
5yr Growth
+5.9%
Moderate

📊 Market Snapshot

Home Value $751,476
Monthly Rent $2,344
Price-to-Rent 26.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.7%
Cap Rate 2.4%
5-Year IRR 8.3%

📈 Home Appreciation

1-Year +5.9% ▲
3-Year CAGR +5.4% ▲
5-Year CAGR +5.9% ▲
10-Year CAGR +5.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.2%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.9%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 45243

Population: 15,958

💰 Median Household Income
$163,415
This area
$163,415
State
$68,496
USA
$74,580
🏠 Renter Occupied
9.4%
This area
9.4%
State
25.8%
USA
34.0%
💼 Unemployment Rate
1.4%
This area
1.4%
State
-9.1%
USA
3.7%
🎓 College Educated
71.6%
This area
71.6%
State
8.4%
USA
33.7%
👤 Median Age
44.5 years
This area
44.5 years
State
19.6 years
USA
38.9 years
🏚️ Vacancy Rate
4.2%
This area
4.2%
State
11.1%
USA
10.5%
👥 Population by Ethnicity
White 88.3%
Asian 6.0%
Other/Mixed 4.4%
Hispanic/Latino 2.2%
Black/African American 1.4%
👶 Under 18
25.8%
This area
25.8%
USA
22.0%
👴 65 and Over
21.9%
This area
21.9%
USA
17.3%
📊 Poverty Rate
0.6%
This area
0.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 45243

B+ Avg School Grade
8 Schools
16.4:1 Avg Class Size
$20,159 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Indian Hill High School

📚 09 – 12 High School
👥
659 Students
👨‍🏫
13.5:1 Class Size
💰
$25,398 Per Student
A+ Excellent

Indian Hill Middle School

📚 06 – 08 Middle
👥
548 Students
👨‍🏫
12.9:1 Class Size
💰
$25,398 Per Student
A Very Good

Indian Hill Elementary School

📚 03 – 05 Elementary
👥
523 Students
👨‍🏫
17.8:1 Class Size
💰
$25,398 Per Student
A Very Good

Madeira High School

📚 09 – 12 High School
👥
442 Students
👨‍🏫
13.8:1 Class Size
💰
$14,919 Per Student
A Very Good

Indian Hill Primary Elementary School

📚 K – 02 Elementary
👥
492 Students
👨‍🏫
19.6:1 Class Size
💰
$25,398 Per Student
B+ Above Average

Madeira Middle School

📚 06 – 08 Middle
👥
381 Students
👨‍🏫
16.2:1 Class Size
💰
$14,919 Per Student
B Good

Madeira Elementary School

📚 K – 05 Elementary
👥
864 Students
👨‍🏫
21.1:1 Class Size
💰
$14,919 Per Student
C+ Average

Madeira Preschool

📚 Grade PK Elementary Limited Data
👥
88 Students
💰
$14,919 Per Student

Nearby Schools (1 more)

Schools in adjacent ZIP codes that may serve this area

A Very Good

Terrace Park Elementary School

📚 Pre-K – 06 School
📍 723 Elm Ave, Terrace Park
👥
336 Students
👨‍🏫
16.6:1 Class Size
💰
$21,883 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 2,027 Off-Campus Students
C+
Moler Hollywood Beauty Academy
76 students · 4.5 mi
C
University of Cincinnati-Blue Ash College
7,166 students · 4.7 mi
F
Arizona College of Nursing-Cincinnati
65 students · 6.3 mi
D
Ohio Media School-Cincinnati
67 students · 6.5 mi
C
Galen College of Nursing-Cincinnati
670 students · 7.0 mi
C
Athenaeum of Ohio
166 students · 7.2 mi
C+
Xavier University
6,000 students · 7.5 mi
C
Paul Mitchell the School-Cincinnati
241 students · 7.9 mi

Investor Insight: With 2,027 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What kind of market is Madeira, OH for investors?

With a 3.0/5 investability score, Madeira, OH ranks as a solid market for rental property investors. Median prices of $751K and rents of $2,344/mo drive the underlying numbers.

How much do tenants pay in Madeira, OH?

Average rent in Madeira, OH is approximately $2,344/mo per month. Against $751K home values that yields a reasonable rent-to-price ratio.

What is it like being a landlord in Madeira, OH?

Rental owners in Madeira, OH deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

Is Madeira, OH good for house hacking?

House hacking in Madeira, OH is reasonable to execute. Prices around $751K and rents of $2,344/mo solid owner-occupant economics.

What real estate strategy is ideal for Madeira, OH?

Investors usually favor careful cash-flow rentals with hands-on management in Madeira, OH. With home values at $751K and rents near $2,344/mo, other strategies can work but produce measured rather than outsized returns.

You know 45243 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 45243 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 45243 ranks in Cincinnati, OH-KY-IN

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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