Real Estate Investing in Cincinnati, Ohio (45213)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 45213 (Cincinnati, OH)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
What’s happening in Cincinnati, OH (45213)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 45213 Cincinnati
ZIP 45213 inside Hamilton County looks affordable on the surface — median value of $304K — but the discount exists for reasons that a careful buyer should understand before committing.
Rent of $1,437/mo on a $304K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 45213 sits below the stated 0.0% once reality is priced in.
In the broader OH picture, 45213 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
The 45213 ZIP's population of 11,273 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that comes in at the need for careful underwriting.
Distressed ZIPs reward experience. solid returns are possible in 45213, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Cincinnati:
Property Strategy for 45213
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $221,241 | $1,210 | 3.9% | +7.4% | $110,620 |
| 3BR | $306,663 | $1,600 | 3.8% | +6.8% | $102,221 |
| 4BR | $363,133 | $1,770 | 3.5% | +7.2% | $90,783 |
| 5BR | $519,798 | — | — | +7.4% | $103,960 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 45213 Compare?
| Metric | 45213 | Cincinnati | Cincinnati, OH-KY-IN | Ohio |
|---|---|---|---|---|
| Home Value | $303,917 | $262,113 | N/A | $237,530 |
| 5-Year CAGR | 4.8% | 4.8% | N/A | 7.4% |
| Avg Rent | $1,437 | $1,409 | N/A | - |
| Cap Rate | 3.7% | 4.6% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 45213 (Cincinnati, OH). Anonymous, moderated, never written by AI.
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Property managers serving Hamilton County
Manage rentals here? List your business →Associa RPM provides comprehensive HOA and condominium management services in the greater Columbus, Dublin, Cincinnati, and Dayton areas of Ohio. summary from their website
Gaslight Property offers apartments for rent in Clifton, near UC. summary from their website
SBS Property Management provides management, maintenance, inspections, finances, and communications for Condominium and Homeowner Associations across Ohio. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $303,917 |
| Monthly Rent | $1,437 |
| Price-to-Rent | 17.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.7% |
| Cap Rate | 3.7% |
| 5-Year IRR | 8.5% |
📈 Home Appreciation
| 1-Year | +4.3% ▲ |
| 3-Year CAGR | +4.3% ▲ |
| 5-Year CAGR | +4.8% ▲ |
| 10-Year CAGR | +7.6% ▲ |
🏠 Rent Trends
| 1-Year | +11.4% ▲ |
| 3-Year CAGR | +7.2% ▲ |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 45213
Population: 11,273
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 45213
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
Silverton Elementary
Deer Park Jr/Sr High School
Mariemont High School
Norwood High School
Norwood Middle School
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 3,587 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Is Cincinnati, OH better for rentals, flips, or BRRRR?
Cincinnati, OH investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($304K prices, $1,437/mo rents) make it a reasonable choice.
What is it like being a landlord in Cincinnati, OH?
OH law landlord-friendly for landlords, and Cincinnati inherits those rules. Investors should still review local ordinances for rental licensing.
What is the typical renter like in Cincinnati, OH?
Tenant quality in Cincinnati, OH ranks as solid. Landlords generally report consistent occupancy at market rents of $1,437/mo.
What kind of market is Cincinnati, OH for investors?
Our data puts Cincinnati, OH at 3.0/5 for investability. Home prices of $304K and rents around $1,437/mo create a solid backdrop for investor activity.
What does house hacking look like in Cincinnati, OH?
The a challenging house-hack environment in Cincinnati, OH reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
You know 45213 now. You don’t know where it ranks.
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How 45213 ranks in Cincinnati, OH-KY-IN
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