Real Estate Investing in Bellevue, Kentucky (41073)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Campbell County • Population: 5,598 • Data updated: September 2026

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Should you buy in 41073 (Bellevue, KY)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (70/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 8.9% vacancy may signal weakening demand.

What’s happening in Bellevue, KY (41073)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $250,273
Avg Monthly Rent $1,540
1% Rule ✗ Does Not Meet
Median Income $66,741
% Renters 35.6%

Market Analysis: 41073 Bellevue

Not every below-median market is a bargain. Bellevue's 41073 ZIP shows signals that favor experienced operators who can absorb the risk $250K pricing implies.

For an experienced owner, 41073 can be a worth a close look for hunting ground — but the discount at $250K reflects genuine risk that outside investors often underestimate.

Within KY, ZIP 41073 trails on several market indicators that neighboring Campbell County submarkets outperform. The gap is real and substantial enough to shape underwriting.

A notable renter share of 36% in 41073 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

The right play in 41073 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Bellevue:

C+ Average
Buy Confidence Score: 65/100
Affordability
15/25
Appreciation
18/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.7× the median income
Value Trend
Rising (+6.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,540/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Cincinnati, OH-KY-IN Metro Area
Even conditions for buyers and sellers
29 days
Average time to sell
Fast
12.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Cincinnati, OH-KY-IN metro data
🏠

Property Strategy for 41073

Which property type performs best in this market?

Best for Cash Flow
2BR
4.6% cap rate
Best for Appreciation
2BR
+9.0% 5yr CAGR
Best Overall Value
4BR
$81,500/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $211,763 $1,350 4.6% +9.0% $105,881
3BR $286,372 $1,780 4.5% +8.2% $95,457
4BR $326,000 $1,970 4.4% +8.2% $81,500

Market Trends

Home Value History (with trend line)

$264K$228K$192K$156K$120K$84KJun 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,722$1,655$1,588$1,521$1,454$1,386Jan 2025Oct 2025Jul 2026

📊 How Does 41073 Compare?

Metric 41073 Bellevue Cincinnati, OH-KY-IN Kentucky
Home Value $250,273 $250,273 N/A $225,788
5-Year CAGR 4.9% 4.9% N/A 6.9%
Avg Rent $1,540 $1,540 N/A -
Cap Rate 4.8% 4.8% - -
💡 Why Invest in 41073? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 36% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 41073 (Bellevue, KY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.8%
Fair
5yr Growth
+4.9%
Moderate

📊 Market Snapshot

Home Value $250,273
Monthly Rent $1,540
Price-to-Rent 13.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.4%
Cap Rate 4.8%
5-Year IRR 9.7%

📈 Home Appreciation

1-Year +6.4% ▲
3-Year CAGR +6.2% ▲
5-Year CAGR +4.9% ▲
10-Year CAGR +8.1% ▲

🏠 Rent Trends

1-Year +4.9% ▲
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
8.9%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.9%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 41073

Population: 5,598

💰 Median Household Income
$66,741
This area
$66,741
State
$55,541
USA
$74,580
🏠 Renter Occupied
35.6%
This area
35.6%
State
23.6%
USA
34.0%
💼 Unemployment Rate
1.0%
This area
1.0%
State
-16.4%
USA
3.7%
🎓 College Educated
41.8%
This area
41.8%
State
-4.1%
USA
33.7%
👤 Median Age
36.6 years
This area
36.6 years
State
4.8 years
USA
38.9 years
🏚️ Vacancy Rate
8.9%
This area
8.9%
State
16.9%
USA
10.5%
👥 Population by Ethnicity
White 94.0%
Other/Mixed 4.9%
Hispanic/Latino 2.8%
Black/African American 1.0%
Asian 0.1%
👶 Under 18
17.3%
This area
17.3%
USA
22.0%
👴 65 and Over
13.7%
This area
13.7%
USA
17.3%
📊 Poverty Rate
12.5%
This area
12.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 41073

A+ Avg School Grade
2 Schools
12.7:1 Avg Class Size
$24,733 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Bellevue High School

📚 06 – 12 High School
👥
330 Students
👨‍🏫
12.4:1 Class Size
💰
$24,733 Per Student
A+ Excellent

Grandview Elementary School

📚 Pre-K – 05 Elementary
👥
263 Students
👨‍🏫
12.9:1 Class Size
💰
$24,733 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Newport High School

📚 07 – 12 High School
📍 900 E 6th St, Newport
👥
584 Students
👨‍🏫
11.5:1 Class Size
💰
$25,289 Per Student
A+ Excellent

Newport Intermediate School

📚 03 – 06 School
📍 95 W. 9th Street, Newport
👥
361 Students
👨‍🏫
8.7:1 Class Size
💰
$25,289 Per Student
A+ Excellent

Newport Primary School

📚 Pre-K – 02 Elementary
📍 1102 York St, Newport
👥
396 Students
👨‍🏫
11.0:1 Class Size
💰
$25,289 Per Student
A+ Excellent

Spencer Center for Gifted and Exceptional Students

📚 03 – 12 High School
📍 2825 Alms Pl, Cincinnati
👥
336 Students
👨‍🏫
11.8:1 Class Size
💰
$20,319 Per Student
A+ Excellent

Frederick Douglass School

📚 Pre-K – 06 School
📍 2627 Park Ave, Cincinnati
👥
247 Students
👨‍🏫
11.0:1 Class Size
💰
$20,319 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 1,560 Off-Campus Students
D
Brighton Center's Center for Employment Training
68 students · 0.9 mi
D
Interactive College of Technology-Newport
73 students · 1.1 mi
C
Union Institute & University
1,098 students · 1.6 mi
C+
Gods Bible School and College
443 students · 1.8 mi
C
Art Academy of Cincinnati
259 students · 2.0 mi
C
The Christ College of Nursing and Health Sciences
765 students · 2.2 mi
C+
University of Cincinnati-Main Campus
43,338 students · 2.9 mi
C+
Xavier University
6,000 students · 3.3 mi

Investor Insight: With 1,560 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is Bellevue, KY a good place for real estate investing?

Bellevue, KY posts an investability rating of 3.0/5, with median home values near $250K and average rents around $1,540/mo. That combination puts it in the significant tier for investor interest.

What do landlords charge for rent in Bellevue, KY?

Expect rents around $1,540/mo per month in Bellevue, KY. With home values at $250K, the yield math works out to reasonable levels for rental investors.

How much does a house cost in Bellevue, KY?

In Bellevue, KY the median home value sits at $250K. Against the broader KY market, that reads as reasonable for most investors.

Are landlord laws favorable in Bellevue, KY?

Bellevue, KY operates under KY law, which is landlord-friendly overall for landlords. Expect consistent treatment in typical lease and eviction cases.

How quickly do rentals get leased in Bellevue, KY?

Vacancy risk in Bellevue, KY is elevated. That supports measured cash flow for typical rental holds.

You know 41073 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 41073 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 41073 ranks in Cincinnati, OH-KY-IN

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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