Real Estate Investing in Aberdeen, Ohio (45101)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Brown County • Population: 1,876 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 45101 (Aberdeen, OH)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (52/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
3 flags
  • High vacancy: 21.7% of homes vacant — above national norms.
  • Elevated poverty: 27.1% poverty rate — can affect rent collection.
  • Lower household income: $35,694 median — tenant affordability is tighter.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Aberdeen, OH (45101)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $200,194
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $35,694
% Renters 46.6%

Market Analysis: 45101 Aberdeen

Not every below-median market is a bargain. Aberdeen's 45101 ZIP stands at signals that favor experienced operators who can absorb the risk $200K pricing implies.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $200K asset, 45101 is the wrong submarket. If the plan prices in friction, the yield can still work.

ZIP 45101's metrics run below Brown County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

The 45101 ZIP's population of 1,876 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that reflects the need for careful underwriting.

Experienced landlords with local relationships tend to find 45101 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Aberdeen:

C Below Average
Buy Confidence Score: 58/100
Affordability
10/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.6× the median income
Value Trend
Stable (+2.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
Cincinnati, OH-KY-IN Metro Area
Even conditions for buyers and sellers
29 days
Average time to sell
Fast
12.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Cincinnati, OH-KY-IN metro data

Market Trends

Home Value History (with trend line)

$215K$192K$169K$146K$123K$100KJan 2016May 2021Jul 2026

📊 How Does 45101 Compare?

Metric 45101 Aberdeen Cincinnati, OH-KY-IN Ohio
Home Value $200,194 $200,194 N/A $237,530
5-Year CAGR 4.1% 4.1% N/A 7.4%
Avg Rent $873 $873 N/A -
Cap Rate 3.4% 3.4% - -
💡 Why Invest in 45101? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 47% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 45101 (Aberdeen, OH). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 45101 (Aberdeen, OH)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
3.4%
Low
5yr Growth
+4.1%
Moderate

📊 Market Snapshot

Home Value $200,194
Monthly Rent $873
Price-to-Rent 19.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.2%
Cap Rate 3.4%
5-Year IRR 7.5%

📈 Home Appreciation

1-Year +2.7% ▲
3-Year CAGR +4.3% ▲
5-Year CAGR +4.1% ▲
10-Year CAGR +6.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
21.7%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.1%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 45101

Population: 1,876

💰 Median Household Income
$35,694
This area
$35,694
State
$68,496
USA
$74,580
🏠 Renter Occupied
46.6%
This area
46.6%
State
25.8%
USA
34.0%
💼 Unemployment Rate
2.9%
This area
2.9%
State
-9.1%
USA
3.7%
🎓 College Educated
4.7%
This area
4.7%
State
8.4%
USA
33.7%
👤 Median Age
40.2 years
This area
40.2 years
State
19.6 years
USA
38.9 years
🏚️ Vacancy Rate
21.7%
This area
21.7%
State
11.1%
USA
10.5%
👥 Population by Ethnicity
White 90.8%
Other/Mixed 9.2%
Hispanic/Latino 7.7%
👶 Under 18
23.9%
This area
23.9%
USA
22.0%
👴 65 and Over
24.4%
This area
24.4%
USA
17.3%
📊 Poverty Rate
27.1%
This area
27.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby 2,371 Off-Campus Students
C+
Maysville Community and Technical College
4,296 students · 5.8 mi

Investor Insight: With 2,371 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Which real estate strategy fits Aberdeen, OH?

For Aberdeen, OH, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

How high is vacancy risk in Aberdeen, OH?

Vacancy in Aberdeen, OH is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $873/mo.

What monthly rent should investors expect in Aberdeen, OH?

Aberdeen, OH rentals go for roughly $873/mo a month. That puts gross yield in solid territory relative to $200K acquisition costs.

Can I house hack in Aberdeen, OH?

House hacking in Aberdeen, OH is a challenging. With home values around $200K and rents at $873/mo, owner-occupants can offset a meaningful share of PITI.

What kind of tenants rent in Aberdeen, OH?

Tenant demand in Aberdeen, OH is solid. The local workforce $873/mo rents across most rental classes.

You know 45101 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 45101 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 45101 ranks in Cincinnati, OH-KY-IN

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 45101 (Aberdeen)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 45101 (Aberdeen, OH).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.