Real Estate Investing in Brooksville, Kentucky (41044)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Bracken County • Population: 1,203 • Data updated: September 2026

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Should you buy in 41044 (Brooksville, KY)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (73/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 19.6% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Brooksville, KY (41044)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $211,421
Avg Monthly Rent $882
1% Rule ✗ Does Not Meet
Median Income $71,103
% Renters 22.2%

Market Analysis: 41044 Brooksville

This part of Bracken County is not an easy win. The 41044 ZIP comes in at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

The investment case in 41044 is impressive only for operators who understand what they are buying. A $211K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Statewide comparisons place 41044 among KY's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

A substantial renter share of 22% in 41044 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

New investors are better served looking at Brooksville's stable or hybrid ZIPs before stepping into 41044. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Brooksville:

B Good
Buy Confidence Score: 75/100
Affordability
20/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 3× the median income
Value Trend
Rising (+9.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $882/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Cincinnati, OH-KY-IN Metro Area
Even conditions for buyers and sellers
29 days
Average time to sell
Fast
12.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Cincinnati, OH-KY-IN metro data

Market Trends

Home Value History (with trend line)

$222K$191K$159K$128K$96K$65KDec 2008Oct 2017Jul 2026

📊 How Does 41044 Compare?

Metric 41044 Brooksville Cincinnati, OH-KY-IN Kentucky
Home Value $211,421 $207,571 N/A $225,788
5-Year CAGR 7.4% 6.5% N/A 6.9%
Avg Rent $882 $900 N/A -
Cap Rate 3.3% 3.4% - -
💡 Why Invest in 41044? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 41044 (Brooksville, KY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.3%
Low
5yr Growth
+7.4%
Strong

📊 Market Snapshot

Home Value $211,421
Monthly Rent $882
Price-to-Rent 20.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.0%
Cap Rate 3.3%
5-Year IRR 10.7%

📈 Home Appreciation

1-Year +9.0% ▲
3-Year CAGR +7.2% ▲
5-Year CAGR +7.4% ▲
10-Year CAGR +8.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
19.6%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.4%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 41044

Population: 1,203

💰 Median Household Income
$71,103
This area
$71,103
State
$55,541
USA
$74,580
🏠 Renter Occupied
22.2%
This area
22.2%
State
23.6%
USA
34.0%
💼 Unemployment Rate
5.1%
This area
5.1%
State
-16.4%
USA
3.7%
🎓 College Educated
12.9%
This area
12.9%
State
-4.1%
USA
33.7%
👤 Median Age
30.8 years
This area
30.8 years
State
4.8 years
USA
38.9 years
🏚️ Vacancy Rate
19.6%
This area
19.6%
State
16.9%
USA
10.5%
👥 Population by Ethnicity
White 96.8%
Other/Mixed 3.2%
👶 Under 18
35.5%
This area
35.5%
USA
22.0%
👴 65 and Over
14.5%
This area
14.5%
USA
17.3%
📊 Poverty Rate
17.1%
This area
17.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby 2,371 Off-Campus Students
C+
Maysville Community and Technical College
4,296 students · 9.1 mi

Investor Insight: With 2,371 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Are homes affordable in Brooksville, KY?

Brooksville, KY home values average about $211K. That price point suits investors targeting rentals with $882/mo in monthly income.

How high is vacancy risk in Brooksville, KY?

Vacancy risk in Brooksville, KY is elevated. That supports steady cash flow for typical rental holds.

Is Brooksville, KY a smart market for rental property?

With a 3.0/5 investability score, Brooksville, KY ranks as a solid market for rental property investors. Median prices of $211K and rents of $882/mo drive the underlying numbers.

What investment strategy works best in Brooksville, KY?

Most investors in Brooksville, KY run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

How deep is the rental pool in Brooksville, KY?

The tenant pool in Brooksville, KY is solid, supported by local employment and population fundamentals. Rents of $882/mo are well-absorbed by the market.

You know 41044 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 41044 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 41044 ranks in Cincinnati, OH-KY-IN

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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