Real Estate Investing in Mayslick, Kentucky (41055)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Mason • Population: 1,611 • Data updated: September 2026

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Should you buy in 41055 (Mayslick, KY)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (53/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 25.3% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 26.2 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Mayslick, KY (41055)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $260,295
Avg Monthly Rent $828
1% Rule ✗ Does Not Meet
Median Income $57,788
% Renters 15.4%

Market Analysis: 41055 Mayslick

ZIP 41055 inside Mason looks affordable on the surface — median value of $260K — but the discount exists for reasons that a careful buyer should understand before committing.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 41055 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Within KY, ZIP 41055 trails on several market indicators that neighboring Mason submarkets outperform. The gap is real and robust enough to shape underwriting.

Who lives in 41055 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Experienced landlords with local relationships tend to find 41055 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Mayslick:

B Good
Buy Confidence Score: 70/100
Affordability
15/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.5× the median income
Value Trend
Rising (+4.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $828/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 41055

Which property type performs best in this market?

Best for Cash Flow
2BR
4.9% cap rate
Best for Appreciation
2BR
+11.6% 5yr CAGR
Best Overall Value
2BR
$67,423/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $134,846 $920 4.9% +11.6% $67,423
3BR $236,062 $1,160 3.5% +9.6% $78,687
4BR $371,635 $1,260 2.4% +9.3% $92,909

Market Trends

Home Value History (with trend line)

$273K$237K$201K$165K$130K$94KMay 2010Jun 2018Jul 2026

📊 How Does 41055 Compare?

Metric 41055 Mayslick Kentucky
Home Value $260,295 $260,295 $225,788
5-Year CAGR 7.5% 7.5% 6.9%
Avg Rent $828 $828 -
Cap Rate 2.5% 2.5% -
💡 Why Invest in 41055? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 41055 (Mayslick, KY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.5%
Low
5yr Growth
+7.5%
Strong

📊 Market Snapshot

Home Value $260,295
Monthly Rent $828
Price-to-Rent 26.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.8%
Cap Rate 2.5%
5-Year IRR 10.0%

📈 Home Appreciation

1-Year +4.8% ▲
3-Year CAGR +7.3% ▲
5-Year CAGR +7.5% ▲
10-Year CAGR +8.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
25.3%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.5%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 41055

Population: 1,611

💰 Median Household Income
$57,788
This area
$57,788
State
$55,541
USA
$74,580
🏠 Renter Occupied
15.4%
This area
15.4%
State
23.6%
USA
34.0%
💼 Unemployment Rate
0.7%
This area
0.7%
State
-16.4%
USA
3.7%
🎓 College Educated
27.6%
This area
27.6%
State
-4.1%
USA
33.7%
👤 Median Age
40.5 years
This area
40.5 years
State
4.8 years
USA
38.9 years
🏚️ Vacancy Rate
25.3%
This area
25.3%
State
16.9%
USA
10.5%
👥 Population by Ethnicity
White 93.4%
Other/Mixed 5.5%
Hispanic/Latino 4.8%
Black/African American 1.0%
👶 Under 18
25.3%
This area
25.3%
USA
22.0%
👴 65 and Over
18.4%
This area
18.4%
USA
17.3%
📊 Poverty Rate
15.6%
This area
15.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby 2,371 Off-Campus Students
C+
Maysville Community and Technical College
4,296 students · 8.3 mi

Investor Insight: With 2,371 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How much should I expect to pay for a home in Mayslick, KY?

Expect median prices around $260K in Mayslick, KY. The market has run at a 0.0% 5-year CAGR, so entry costs have been even-keeled.

Is KY a landlord-friendly state?

The landlord environment in Mayslick, KY is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

What real estate strategy is ideal for Mayslick, KY?

Mayslick, KY investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($260K prices, $828/mo rents) make it a reasonable choice.

Is Mayslick in KY worth investing in?

Our data puts Mayslick, KY at 3.0/5 for investability. Home prices of $260K and rents around $828/mo create a solid backdrop for investor activity.

What are rental rates like in Mayslick, KY?

Rental rates in Mayslick, KY average $828/mo. Tenant demand and $260K home values make the yield look reasonable by investor standards.

You know 41055 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 41055 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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