Real Estate Investing in Russellville, Ohio (45168)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Brown County • Population: 1,399 • Data updated: September 2026

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Should you buy in 45168 (Russellville, OH)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (71/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Russellville, OH (45168)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $239,427
Avg Monthly Rent $963
1% Rule ✗ Does Not Meet
Median Income $73,036
% Renters 19.1%

Market Analysis: 45168 Russellville

The 45168 ZIP covers a section of Russellville that demands careful diligence. Prices near $239K look accessible, but the work to make a deal cash flow is real.

The 45168 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

In the broader OH picture, 45168 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Who lives in 45168 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Distressed ZIPs reward experience. healthy returns are possible in 45168, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Russellville:

C+ Average
Buy Confidence Score: 68/100
Affordability
20/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.3× the median income
Value Trend
Rising (+4.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $963/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Cincinnati, OH-KY-IN Metro Area
Even conditions for buyers and sellers
29 days
Average time to sell
Fast
12.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Cincinnati, OH-KY-IN metro data
🏠

Property Strategy for 45168

Which property type performs best in this market?

Best for Cash Flow
2BR
4.8% cap rate
Best for Appreciation
3BR
+6.7% 5yr CAGR
Best Overall Value
2BR
$79,918/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $159,837 $1,070 4.8% +6.7% $79,918
3BR $250,093 $1,440 4.1% +6.7% $83,364

Market Trends

Home Value History (with trend line)

$257K$228K$199K$171K$142K$114KJan 2016May 2021Jul 2026

📊 How Does 45168 Compare?

Metric 45168 Russellville Cincinnati, OH-KY-IN Ohio
Home Value $239,427 $239,427 N/A $237,530
5-Year CAGR 4.2% 4.2% N/A 7.4%
Avg Rent $963 $963 N/A -
Cap Rate 3.1% 3.1% - -
💡 Why Invest in 45168? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 45168 (Russellville, OH). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.1%
Low
5yr Growth
+4.2%
Moderate

📊 Market Snapshot

Home Value $239,427
Monthly Rent $963
Price-to-Rent 20.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.8%
Cap Rate 3.1%
5-Year IRR 7.3%

📈 Home Appreciation

1-Year +4.5% ▲
3-Year CAGR +3.7% ▲
5-Year CAGR +4.2% ▲
10-Year CAGR +6.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.3%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.2%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 45168

Population: 1,399

💰 Median Household Income
$73,036
This area
$73,036
State
$68,496
USA
$74,580
🏠 Renter Occupied
19.1%
This area
19.1%
State
25.8%
USA
34.0%
💼 Unemployment Rate
0.9%
This area
0.9%
State
-9.1%
USA
3.7%
🎓 College Educated
12.3%
This area
12.3%
State
8.4%
USA
33.7%
👤 Median Age
53.4 years
This area
53.4 years
State
19.6 years
USA
38.9 years
🏚️ Vacancy Rate
6.3%
This area
6.3%
State
11.1%
USA
10.5%
👥 Population by Ethnicity
White 95.4%
Other/Mixed 4.4%
Hispanic/Latino 2.0%
Black/African American 0.2%
👶 Under 18
14.0%
This area
14.0%
USA
22.0%
👴 65 and Over
27.9%
This area
27.9%
USA
17.3%
📊 Poverty Rate
16.0%
This area
16.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 45168

C+ Avg School Grade
1 Schools
19.4:1 Avg Class Size
$13,487 Avg Per Pupil

Schools in This ZIP Code

C+ Average

Russellville Elementary School

📚 Pre-K – 05 Elementary
👥
275 Students
👨‍🏫
19.4:1 Class Size
💰
$13,487 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Is Russellville, OH a good market for buy-and-hold investors?

Our data puts Russellville, OH at 3.0/5 for investability. Home prices of $239K and rents around $963/mo create a solid backdrop for investor activity.

How strong are rents in Russellville, OH?

Investors in Russellville, OH typically see rents near $963/mo per month against $239K home values - a solid setup for rental cash flow.

How landlord-friendly is Russellville, OH?

Landlord-friendliness in Russellville, OH is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

How strong is tenant demand in Russellville, OH?

Russellville, OH draws a predictable base of working renters. Demand at the $963/mo rent level is reasonable for standard single-family and small multi rentals.

How tight is the rental market in Russellville, OH?

Vacancy risk in Russellville, OH is elevated. That supports steady cash flow for typical rental holds.

You know 45168 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 45168 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 45168 ranks in Cincinnati, OH-KY-IN

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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