Real Estate Investing in Hamersville, Ohio (45130)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 45130 (Hamersville, OH)? Our answer, based on the numbers below.
Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 9.7% vacancy may signal weakening demand.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Hamersville, OH (45130)?
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Market Analysis: 45130 Hamersville
In practical terms, ZIP 45130 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $248K median. It rewards specialists, not generalists.
From a cash-flow lens, the numbers look inviting — $248K purchase price, 0.0% nominal cap — the work to hit that pro forma in 45130 is substantial and deserves full respect.
Nearby ZIPs in Hamersville have seen price recovery that 45130 has not matched. Brown County data supports the view that the spread is structural rather than temporary.
A notable renter share of 17% in 45130 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
trends toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Hamersville:
Property Strategy for 45130
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $170,106 | $1,070 | 4.5% | +5.4% | $85,053 |
| 3BR | $246,628 | $1,440 | 4.2% | +6.7% | $82,209 |
| 4BR | $301,538 | $1,750 | 4.2% | +8.3% | $75,384 |
Market Trends
Home Value History (with trend line)
📊 How Does 45130 Compare?
| Metric | 45130 | Hamersville | Cincinnati, OH-KY-IN | Ohio |
|---|---|---|---|---|
| Home Value | $247,709 | $247,709 | N/A | $237,530 |
| 5-Year CAGR | 4.7% | 4.7% | N/A | 7.4% |
| Avg Rent | $963 | $963 | N/A | - |
| Cap Rate | 3.0% | 3.0% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 45130 (Hamersville, OH). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $247,709 |
| Monthly Rent | $963 |
| Price-to-Rent | 21.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.7% |
| Cap Rate | 3.0% |
| 5-Year IRR | 7.8% |
📈 Home Appreciation
| 1-Year | +5.1% ▲ |
| 3-Year CAGR | +5.0% ▲ |
| 5-Year CAGR | +4.7% ▲ |
| 10-Year CAGR | +6.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 45130
Population: 3,806
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 45130
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What is the average monthly rent in Hamersville, OH?
Rent in Hamersville, OH is around $963/mo. The resulting rent-to-value relationship with $248K pricing is reasonable for most investor models.
How do landlord-tenant laws work in Hamersville, OH?
OH ranks as a landlord-friendly state for landlord-tenant law. Hamersville generally follows the statewide framework, so landlords face reasonable operating rules.
Does Hamersville, OH make sense for an investment property?
The 3.0/5 investability rating in Hamersville, OH reflects its $248K prices and $963/mo rents. Investors generally consider it a solid option within OH.
What kind of vacancy should I budget for in Hamersville, OH?
Occupancy in Hamersville, OH runs steady with elevated vacancy. Well-priced units at $963/mo lease on reasonable timelines.
Which real estate strategy fits Hamersville, OH?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Hamersville, OH. The numbers - $248K homes against $963/mo rents - support that play.
You know 45130 now. You don’t know where it ranks.
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How 45130 ranks in Cincinnati, OH-KY-IN
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