Real Estate Investing in Guilford, Indiana (47022)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 47022 (Guilford, IN)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High price-to-rent: Price-to-rent ratio 35.0 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Guilford, IN (47022)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 47022 Guilford
ZIP 47022 inside Dearborn County looks affordable on the surface — median value of $423K — but the discount exists for reasons that a careful buyer should understand before committing.
Distressed markets are won on execution, not on spreadsheets. ZIP 47022 shows the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
The gap between 47022 and stronger Guilford ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
Employment concentration in 47022 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
Experienced landlords with local relationships tend to find 47022 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Guilford:
Property Strategy for 47022
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $311,205 | $1,120 | 2.6% | +9.5% | $155,602 |
| 3BR | $388,891 | $1,480 | 2.7% | +8.5% | $129,630 |
| 4BR | $462,785 | $1,590 | 2.5% | +7.5% | $115,696 |
Market Trends
Home Value History (with trend line)
📊 How Does 47022 Compare?
| Metric | 47022 | Guilford | Cincinnati, OH-KY-IN | Indiana |
|---|---|---|---|---|
| Home Value | $422,989 | $422,989 | N/A | $248,442 |
| 5-Year CAGR | 6.6% | 6.6% | N/A | 7.7% |
| Avg Rent | $1,008 | $1,008 | N/A | - |
| Cap Rate | 1.9% | 1.9% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 47022 (Guilford, IN). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 47022 (Guilford, IN)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $422,989 |
| Monthly Rent | $1,008 |
| Price-to-Rent | 35.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 2.9% |
| Cap Rate | 1.9% |
| 5-Year IRR | 8.5% |
📈 Home Appreciation
| 1-Year | +7.8% ▲ |
| 3-Year CAGR | +5.1% ▲ |
| 5-Year CAGR | +6.6% ▲ |
| 10-Year CAGR | +7.3% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 47022
Population: 2,837
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
How expensive is real estate in Guilford, IN?
Median home price in Guilford, IN is near $423K, with a 5-year CAGR of 0.0%. Prices have been consistent and supportive of buy-and-hold strategies.
Are rents high in Guilford, IN?
Rents in Guilford, IN run near $1,008/mo. Compared with median home prices of $423K that produces solid gross yields for typical rentals.
What investment strategy works best in Guilford, IN?
Most investors in Guilford, IN run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.
Are eviction rules reasonable in Guilford, IN?
Guilford, IN falls under IN landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.
How viable is house hacking in Guilford, IN?
House hacking in Guilford, IN is a challenging. With home values around $423K and rents at $1,008/mo, owner-occupants can offset a meaningful share of PITI.
You know 47022 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 47022 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 47022 ranks in Cincinnati, OH-KY-IN
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 47022 (Guilford)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 47022 (Guilford, IN).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.