Real Estate Investing in Harrison, Ohio (45030)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Hamilton County • Population: 21,328 • Data updated: September 2026

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Should you buy in 45030 (Harrison, OH)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (80/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Harrison, OH (45030)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $324,345
Avg Monthly Rent $1,782
1% Rule ✗ Does Not Meet
Median Income $97,271
% Renters 17.0%

Market Analysis: 45030 Harrison

Not every below-median market is a bargain. Harrison's 45030 ZIP shows signals that favor experienced operators who can absorb the risk $324K pricing implies.

Rent of $1,782/mo on a $324K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 45030 sits below the stated 0.0% once reality is priced in.

The gap between 45030 and stronger Harrison ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Demographically, 45030 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Strategy in 45030 is an operator game, not a passive one. Meanwhile, entry prices of $324K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Harrison:

B+ Great
Buy Confidence Score: 78/100
Affordability
20/25
Appreciation
22/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.3× the median income
Value Trend
Rising (+5.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,782/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This area shows favorable conditions for homebuyers. Solid fundamentals with reasonable affordability.
⚖️
BALANCED MARKET
Cincinnati, OH-KY-IN Metro Area
Even conditions for buyers and sellers
29 days
Average time to sell
Fast
12.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Cincinnati, OH-KY-IN metro data
🏠

Property Strategy for 45030

Which property type performs best in this market?

Best for Cash Flow
2BR
4.8% cap rate
Best for Appreciation
2BR
+7.9% 5yr CAGR
Best Overall Value
3BR
$97,942/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $210,200 $1,400 4.8% +7.9% $105,100
3BR $293,827 $1,850 4.5% +7.5% $97,942
4BR $395,764 $2,040 3.7% +7.2% $98,941

Market Trends

Home Value History (with trend line)

$340K$299K$258K$217K$176K$135KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,793$1,762$1,731$1,700$1,669$1,638Apr 2026May 2026May 2026

📊 How Does 45030 Compare?

Metric 45030 Harrison Cincinnati, OH-KY-IN Ohio
Home Value $324,345 $324,345 N/A $237,530
5-Year CAGR 5.0% 5.0% N/A 7.4%
Avg Rent $1,782 $1,782 N/A -
Cap Rate 4.3% 4.3% - -
💡 Why Invest in 45030? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 45030 (Harrison, OH). Anonymous, moderated, never written by AI.

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Property managers serving Hamilton County

Manage rentals here? List your business →

Associa RPM provides comprehensive HOA and condominium management services in the greater Columbus, Dublin, Cincinnati, and Dayton areas of Ohio. summary from their website

HOA
Unclaimed — is this your business? Claim it free

Gaslight Property offers apartments for rent in Clifton, near UC. summary from their website

Small multifamily
Unclaimed — is this your business? Claim it free

SBS Property Management provides management, maintenance, inspections, finances, and communications for Condominium and Homeowner Associations across Ohio. summary from their website

HOA
Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
4.3%
Fair
5yr Growth
+5.0%
Moderate

📊 Market Snapshot

Home Value $324,345
Monthly Rent $1,782
Price-to-Rent 15.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.6%
Cap Rate 4.3%
5-Year IRR 9.3%

📈 Home Appreciation

1-Year +5.2% ▲
3-Year CAGR +3.7% ▲
5-Year CAGR +5.0% ▲
10-Year CAGR +6.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.8%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.0%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 45030

Population: 21,328

💰 Median Household Income
$97,271
This area
$97,271
State
$68,496
USA
$74,580
🏠 Renter Occupied
17.0%
This area
17.0%
State
25.8%
USA
34.0%
💼 Unemployment Rate
0.8%
This area
0.8%
State
-9.1%
USA
3.7%
🎓 College Educated
29.7%
This area
29.7%
State
8.4%
USA
33.7%
👤 Median Age
40.4 years
This area
40.4 years
State
19.6 years
USA
38.9 years
🏚️ Vacancy Rate
4.8%
This area
4.8%
State
11.1%
USA
10.5%
👥 Population by Ethnicity
White 95.3%
Other/Mixed 3.9%
Hispanic/Latino 2.0%
Black/African American 0.8%
Asian 0.1%
👶 Under 18
23.5%
This area
23.5%
USA
22.0%
👴 65 and Over
17.5%
This area
17.5%
USA
17.3%
📊 Poverty Rate
3.2%
This area
3.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 45030

C+ Avg School Grade
5 Schools
25.6:1 Avg Class Size
$15,224 Avg Per Pupil

Schools in This ZIP Code

B Good

Miami Whitewater Elementary School

📚 K – 05 Elementary
👥
678 Students
👨‍🏫
20.4:1 Class Size
💰
$15,224 Per Student
C+ Average

Harrison Elementary School

📚 K – 05 Elementary
👥
645 Students
👨‍🏫
26.3:1 Class Size
💰
$15,224 Per Student
C+ Average

Harrison Middle School

📚 06 – 08 Middle
👥
1,069 Students
👨‍🏫
23.6:1 Class Size
💰
$15,224 Per Student
C+ Average

Crosby Elementary School

📚 K – 05 Elementary
👥
804 Students
👨‍🏫
29.7:1 Class Size
💰
$15,224 Per Student
C Below Average

William Henry Harrison High School

📚 09 – 12 High School
👥
1,186 Students
👨‍🏫
27.7:1 Class Size
💰
$15,224 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 3,738 Off-Campus Students
D
Empire Beauty School-Cincinnati
175 students · 9.6 mi
C
Cincinnati School of Barbering & Hair Design
48 students · 10.2 mi
D
Veritas Baptist College
200 students · 12.1 mi
C+
Mount St. Joseph University
2,083 students · 12.9 mi
C
Miami University-Hamilton
2,374 students · 13.6 mi
C+
Cincinnati State Technical and Community College
8,681 students · 14.2 mi
C
Cincinnati College of Mortuary Science
104 students · 14.2 mi
C+
Moler-Pickens Beauty Academy
89 students · 14.7 mi

Investor Insight: With 3,738 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the average home sale price in Harrison, OH?

Expect median prices around $324K in Harrison, OH. The market has run at a 0.0% 5-year CAGR, so entry costs have been measured.

What is the best play in Harrison, OH?

Harrison, OH investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($324K prices, $1,782/mo rents) make it a reasonable choice.

Is Harrison, OH landlord-friendly?

OH law landlord-friendly for landlords, and Harrison inherits those rules. Investors should still review local ordinances for rental licensing.

Is Harrison, OH a good market for FHA house hackers?

Harrison, OH is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $324K price point reasonable to enter.

What kind of tenants rent in Harrison, OH?

Harrison, OH offers a predictable renter base at the $1,782/mo rent level. Tenant turnover is reasonable for well-managed properties.

You know 45030 now. You don’t know where it ranks.

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How 45030 ranks in Cincinnati, OH-KY-IN

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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