Real Estate Investing in Oregonia, Ohio (45054)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 45054 (Oregonia, OH)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 12.5% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 30.7 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Oregonia, OH (45054)?
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Market Analysis: 45054 Oregonia
Turning to rents, ZIP 45054 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $477K median. It rewards specialists, not generalists.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 45054 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
In practical terms, 45054 offers a low basis, the region around Oregonia has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
Resident income in 45054 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
Experienced landlords with local relationships tend to find 45054 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Oregonia:
Property Strategy for 45054
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $313,377 | $1,440 | 3.3% | +7.1% | $156,689 |
| 3BR | $425,354 | $1,900 | 3.2% | +7.8% | $141,785 |
| 4BR | $616,981 | $2,140 | 2.5% | +8.1% | $154,245 |
Market Trends
Home Value History (with trend line)
📊 How Does 45054 Compare?
| Metric | 45054 | Oregonia | Cincinnati, OH-KY-IN | Ohio |
|---|---|---|---|---|
| Home Value | $476,878 | $476,878 | N/A | $237,530 |
| 5-Year CAGR | 6.5% | 6.5% | N/A | 7.4% |
| Avg Rent | $1,296 | $1,296 | N/A | - |
| Cap Rate | 2.1% | 2.1% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 45054 (Oregonia, OH). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $476,878 |
| Monthly Rent | $1,296 |
| Price-to-Rent | 30.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.3% |
| Cap Rate | 2.1% |
| 5-Year IRR | 8.6% |
📈 Home Appreciation
| 1-Year | +7.4% ▲ |
| 3-Year CAGR | +5.5% ▲ |
| 5-Year CAGR | +6.5% ▲ |
| 10-Year CAGR | +7.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 45054
Population: 2,549
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What do landlords charge for rent in Oregonia, OH?
Rent in Oregonia, OH is around $1,296/mo. The resulting rent-to-value relationship with $477K pricing is reasonable for most investor models.
What is the tenant pool like in Oregonia, OH?
The tenant pool in Oregonia, OH is solid, supported by local employment and population fundamentals. Rents of $1,296/mo are well-absorbed by the market.
Are homes affordable in Oregonia, OH?
Oregonia, OH home values average about $477K. That price point suits investors targeting rentals with $1,296/mo in monthly income.
What strategy should investors use in Oregonia, OH?
A careful cash-flow rentals with hands-on management strategy Oregonia, OH best. The market produces predictable results for that approach at the $477K price point.
Is Oregonia in OH worth investing in?
Our data puts Oregonia, OH at 3.0/5 for investability. Home prices of $477K and rents around $1,296/mo create a solid backdrop for investor activity.
You know 45054 now. You don’t know where it ranks.
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How 45054 ranks in Cincinnati, OH-KY-IN
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