Real Estate Investing in Kings Mills, Ohio (45034)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Warren County • Population: 1,080 • Data updated: September 2026

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Should you buy in 45034 (Kings Mills, OH)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (71/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Kings Mills, OH (45034)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $434,276
Avg Monthly Rent $1,719
1% Rule ✗ Does Not Meet
Median Income $130,114
% Renters 0.0%

Market Analysis: 45034 Kings Mills

Not every below-median market is a bargain. Kings Mills's 45034 ZIP reports signals that favor experienced operators who can absorb the risk $434K pricing implies.

The 45034 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Regionally, 45034 sits on the difficult end of the OH spectrum. The a credible choice for read — for disciplined operators — is that pricing reflects the difficulty.

The 45034 ZIP's population of 1,080 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that stands at the need for careful underwriting.

Strategy in 45034 is an operator game, not a passive one. Stepping back, entry prices of $434K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Kings Mills:

B Good
Buy Confidence Score: 72/100
Affordability
20/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.3× the median income
Value Trend
Rising (+3.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,719/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Cincinnati, OH-KY-IN Metro Area
Even conditions for buyers and sellers
29 days
Average time to sell
Fast
12.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Cincinnati, OH-KY-IN metro data
🏠

Property Strategy for 45034

Which property type performs best in this market?

Best for Cash Flow
3BR
4.9% cap rate
Best for Appreciation
4BR
+7.7% 5yr CAGR
Best Overall Value
3BR
$122,710/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $368,129 $2,520 4.9% +7.5% $122,710
4BR $492,537 $2,780 4.1% +7.7% $123,134

Market Trends

Home Value History (with trend line)

$459K$401K$342K$284K$226K$167KJul 2006Jul 2016Jul 2026

📊 How Does 45034 Compare?

Metric 45034 Kings Mills Cincinnati, OH-KY-IN Ohio
Home Value $434,276 $434,276 N/A $237,530
5-Year CAGR 5.7% 5.7% N/A 7.4%
Avg Rent $1,719 $1,719 N/A -
Cap Rate 3.1% 3.1% - -
💡 Why Invest in 45034? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 45034 (Kings Mills, OH). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.1%
Low
5yr Growth
+5.7%
Moderate

📊 Market Snapshot

Home Value $434,276
Monthly Rent $1,719
Price-to-Rent 21.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.8%
Cap Rate 3.1%
5-Year IRR 8.8%

📈 Home Appreciation

1-Year +3.4% ▲
3-Year CAGR +3.4% ▲
5-Year CAGR +5.7% ▲
10-Year CAGR +6.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.9%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.7%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 45034

Population: 1,080

💰 Median Household Income
$130,114
This area
$130,114
State
$68,496
USA
$74,580
🏠 Renter Occupied
0.0%
This area
0.0%
State
25.8%
USA
34.0%
💼 Unemployment Rate
1.5%
This area
1.5%
State
-9.1%
USA
3.7%
🎓 College Educated
43.3%
This area
43.3%
State
8.4%
USA
33.7%
👤 Median Age
49.7 years
This area
49.7 years
State
19.6 years
USA
38.9 years
🏚️ Vacancy Rate
6.9%
This area
6.9%
State
11.1%
USA
10.5%
👥 Population by Ethnicity
White 98.5%
Hispanic/Latino 1.5%
Other/Mixed 1.5%
👶 Under 18
14.2%
This area
14.2%
USA
22.0%
👴 65 and Over
11.3%
This area
11.3%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 45034

C+ Avg School Grade
6 Schools
24.1:1 Avg Class Size
$13,568 Avg Per Pupil

Schools in This ZIP Code

B Good

Columbia Intermediate School

📚 05 – 06 School
👥
768 Students
👨‍🏫
21.1:1 Class Size
💰
$13,568 Per Student
B Good

Kings Junior High School

📚 07 – 08 Middle
👥
733 Students
👨‍🏫
20.8:1 Class Size
💰
$13,568 Per Student
B Good

Kings Mills Elementary School

📚 K – 04 Elementary
👥
529 Students
👨‍🏫
21.6:1 Class Size
💰
$13,568 Per Student
C+ Average

J F Burns Elementary School

📚 K – 04 Elementary
👥
803 Students
👨‍🏫
20.9:1 Class Size
💰
$13,568 Per Student
C Below Average

Kings High School

📚 09 – 12 High School
👥
1,425 Students
👨‍🏫
25.8:1 Class Size
💰
$13,568 Per Student
D Needs Improvement

Kings Mills Educational Center

📚 Grade PK Elementary
👥
191 Students
👨‍🏫
34.7:1 Class Size
💰
$13,568 Per Student

Nearby Schools (2 more)

Schools in adjacent ZIP codes that may serve this area

B Good

South Lebanon Elementary School

📚 K – 04 Elementary
📍 50 Ridgeview Ln, Maineville
👥
535 Students
👨‍🏫
20.8:1 Class Size
💰
$13,568 Per Student
C+ Average

Little Miami Primary School

📚 02 – 03 Elementary
📍 7247 Zoar Rd, Maineville
👥
886 Students
👨‍🏫
22.6:1 Class Size
💰
$15,926 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 154 Off-Campus Students
D
Aveda Fredric's Institute-Cincinnati
482 students · 6.1 mi
C
Dental Assistant Pro-Lebanon
14 students · 6.8 mi
F
Arizona College of Nursing-Cincinnati
65 students · 7.8 mi
C
Galen College of Nursing-Cincinnati
670 students · 8.2 mi
C
Paul Mitchell the School-Cincinnati
241 students · 9.0 mi
C+
Warren County Career Center
206 students · 9.4 mi
C
Great Oaks Career Campuses
138 students · 10.1 mi
C+
Butler Technology and Career Development Schools
483 students · 11.4 mi

Frequently Asked Questions

What do rentals go for in Kings Mills, OH?

Average rent in Kings Mills, OH is approximately $1,719/mo per month. Against $434K home values that yields a reasonable rent-to-price ratio.

How high is vacancy risk in Kings Mills, OH?

Kings Mills, OH carries elevated vacancy risk. Expect steady absorption at market rents of $1,719/mo.

Is real estate in Kings Mills, OH a good investment right now?

Kings Mills, OH rates 3.0/5 for investability. With median values at $434K and rents near $1,719/mo, the market offers reasonable fundamentals for rental investors.

Is Kings Mills, OH suited for a house hack?

For house hackers, Kings Mills, OH is a challenging. The $1,719/mo rent on a unit helps defray the mortgage on a $434K property.

Are homes affordable in Kings Mills, OH?

Kings Mills, OH median home values land near $434K. That is reasonable territory for investors looking at $1,719/mo-per-month rentals.

You know 45034 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 45034 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 45034 ranks in Cincinnati, OH-KY-IN

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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