Real Estate Investing in Harveysburg, Ohio (45032)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 45032 (Harveysburg, OH)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Harveysburg, OH (45032)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 45032 Harveysburg
The 45032 ZIP covers a section of Harveysburg that demands careful diligence. Prices near $222K look accessible, but the work to make a deal cash flow is real.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 45032 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
Statewide comparisons place 45032 among OH's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
The 45032 ZIP's population of 627 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that reports the need for careful underwriting.
Distressed ZIPs reward experience. significant returns are possible in 45032, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Harveysburg:
Market Trends
Home Value History (with trend line)
📊 How Does 45032 Compare?
| Metric | 45032 | Harveysburg | Cincinnati, OH-KY-IN | Ohio |
|---|---|---|---|---|
| Home Value | $221,786 | $221,786 | N/A | $237,530 |
| 5-Year CAGR | 6.6% | 6.6% | N/A | 7.4% |
| Avg Rent | $1,080 | $1,080 | N/A | - |
| Cap Rate | 3.8% | 3.8% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 45032 (Harveysburg, OH). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 45032 (Harveysburg, OH)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $221,786 |
| Monthly Rent | $1,080 |
| Price-to-Rent | 17.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.8% |
| Cap Rate | 3.8% |
| 5-Year IRR | 10.4% |
📈 Home Appreciation
| 1-Year | +5.2% ▲ |
| 3-Year CAGR | +6.6% ▲ |
| 5-Year CAGR | +6.6% ▲ |
| 10-Year CAGR | +8.1% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 45032
Population: 627
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Is housing expensive in Harveysburg, OH?
Harveysburg, OH home values average about $222K. That price point suits investors targeting rentals with $1,080/mo in monthly income.
What is the tenant pool like in Harveysburg, OH?
Expect a solid tenant pool in Harveysburg, OH. The rental market absorbs $1,080/mo rents without meaningful friction.
How much rent can I charge in Harveysburg, OH?
Rents in Harveysburg, OH run near $1,080/mo. Compared with median home prices of $222K that produces solid gross yields for typical rentals.
Is Harveysburg, OH better for rentals, flips, or BRRRR?
Harveysburg, OH investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($222K prices, $1,080/mo rents) make it a reasonable choice.
How strict are landlord regulations in Harveysburg, OH?
Harveysburg, OH operates under OH law, which is landlord-friendly overall for landlords. Expect reliable treatment in typical lease and eviction cases.
You know 45032 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 45032 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 45032 ranks in Cincinnati, OH-KY-IN
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 45032 (Harveysburg)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 45032 (Harveysburg, OH).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.