Real Estate Investing in Vacaville, California (95687)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Solano County • Population: 69,741 • Data updated: September 2026

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Should you buy in 95687 (Vacaville, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (47/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • Flat appreciation: Values have barely moved over 5 years (1.2% CAGR).
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Vacaville, CA (95687)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $581,737
Avg Monthly Rent $2,580
1% Rule ✗ Does Not Meet
Median Income $104,135
% Renters 34.6%

Market Analysis: 95687 Vacaville

The 95687 ZIP in Vacaville, CA is a local-operator market. Outside capital chasing a $582K entry has to pair deep knowledge with the discount.

For an experienced owner, 95687 can be a a solid fit for hunting ground — but the discount at $582K reflects genuine risk that outside investors often underestimate.

Statewide comparisons place 95687 among CA's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Resident income in 95687 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Strategy in 95687 is an operator game, not a passive one. Turning to rents, entry prices of $582K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Vacaville:

C+ Average
Buy Confidence Score: 63/100
Affordability
10/25
Appreciation
14/25
Stability
14/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.6× the median income
Value Trend
Stable (+0.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,580/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Vallejo, CA Metro Area
More inventory, negotiating room for buyers
43 days
Average time to sell
Average
10.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Vallejo, CA metro data
🏠

Property Strategy for 95687

Which property type performs best in this market?

Best for Cash Flow
1BR
4.2% cap rate
Best for Appreciation
5BR
+4.5% 5yr CAGR
Best Overall Value
5BR
$154,174/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $325,134 $1,900 4.2% $325,134
2BR $426,763 $2,410 4.1% +2.8% $213,382
3BR $549,245 $3,190 4.2% +3.8% $183,082
4BR $623,691 $3,580 4.1% +4.1% $155,923
5BR $770,870 +4.5% $154,174

Market Trends

Home Value History (with trend line)

$647K$552K$457K$362K$266K$171KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,731$2,500$2,269$2,038$1,807$1,576Jul 2016Jul 2021Jul 2026

📊 How Does 95687 Compare?

Metric 95687 Vacaville Vallejo, CA California
Home Value $581,737 $622,182 N/A $761,003
5-Year CAGR 1.2% 1.2% N/A 5.7%
Avg Rent $2,580 $2,609 N/A -
Cap Rate 3.5% 3.3% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 95687 (Vacaville, CA). Anonymous, moderated, never written by AI.

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Property managers serving Solano County

Manage rentals here? List your business →

Krystle Properties offers property management services in Vallejo. summary from their website

Unclaimed — is this your business? Claim it free

Legacy Property Management offers property management services including marketing, tenant screening, rent collection, maintenance, accounting, and eviction services in Sacramento. summary from their website

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Solano Property Management offers a broad range of management services for both residential and commercial landlords and tenants in Solano County for over 35 years. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Fair
Cap Rate
3.5%
Low
5yr Growth
+1.2%
Slow

📉 Market Crash Risk Index

Based on Vallejo, CA metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
35%
Days Pending
1/2
43 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $581,737
Monthly Rent $2,580
Price-to-Rent 18.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.3%
Cap Rate 3.5%
5-Year IRR 4.6%

📈 Home Appreciation

1-Year +0.6% ▲
3-Year CAGR +0.5% ▲
5-Year CAGR +1.2% ▲
10-Year CAGR +4.5% ▲

🏠 Rent Trends

1-Year -2.3% ▼
3-Year CAGR +0.6% ▲
5-Year CAGR +1.5% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 3.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.3%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+1.2%
Flat
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 95687

Population: 69,741

💰 Median Household Income
$104,135
This area
$104,135
State
$94,164
USA
$74,580
🏠 Renter Occupied
34.6%
This area
34.6%
State
39.3%
USA
34.0%
💼 Unemployment Rate
3.4%
This area
3.4%
State
-16.6%
USA
3.7%
🎓 College Educated
23.4%
This area
23.4%
State
7.7%
USA
33.7%
👤 Median Age
37.2 years
This area
37.2 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
5.3%
This area
5.3%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 56.8%
Other/Mixed 22.7%
Hispanic/Latino 12.3%
Black/African American 10.9%
Asian 9.6%
👶 Under 18
20.4%
This area
20.4%
USA
22.0%
👴 65 and Over
14.9%
This area
14.9%
USA
17.3%
📊 Poverty Rate
4.5%
This area
4.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 95687

B Avg School Grade
10 Schools
21.8:1 Avg Class Size
$17,282 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Ernest Kimme Charter Academy

📚 07 – 12 High School Charter
👥
343 Students
👨‍🏫
16.6:1 Class Size
💰
$18,326 Per Student
B+ Above Average

Sierra Vista K-8

📚 K – 08 School
👥
603 Students
👨‍🏫
21.5:1 Class Size
💰
$18,326 Per Student
B+ Above Average

Vaca Pena Middle

📚 07 – 08 Middle
👥
654 Students
👨‍🏫
19.2:1 Class Size
💰
$18,326 Per Student
B Good

Cooper Elementary

📚 K – 06 School
👥
736 Students
👨‍🏫
23.1:1 Class Size
💰
$18,326 Per Student
B Good

Eugene Padan Elementary

📚 K – 06 School
👥
761 Students
👨‍🏫
24.6:1 Class Size
💰
$18,326 Per Student
B Good

Jean Callison Elementary

📚 K – 06 School
👥
728 Students
👨‍🏫
25.1:1 Class Size
💰
$18,326 Per Student
B Good

Fairmont Charter Elementary

📚 K – 06 School Charter
👥
599 Students
👨‍🏫
23.5:1 Class Size
💰
$18,326 Per Student
B Good

Will C. Wood High

📚 09 – 12 High School
👥
1,681 Students
👨‍🏫
21.0:1 Class Size
💰
$18,326 Per Student
B Good

Foxboro Elementary

📚 K – 06 School
👥
730 Students
👨‍🏫
21.6:1 Class Size
💰
$13,105 Per Student
C+ Average

Cambridge Elementary

📚 K – 06 School
👥
762 Students
👨‍🏫
22.2:1 Class Size
💰
$13,105 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby 1,791 Off-Campus Students
C
Milan Institute of Cosmetology-Vacaville
234 students · 3.4 mi
C
Blake Austin College
11 students · 3.4 mi
C
Solano Community College
8,868 students · 13.0 mi

Investor Insight: With 1,791 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What do rentals go for in Vacaville, CA?

Expect rents around $2,580/mo per month in Vacaville, CA. With home values at $582K, the yield math works out to reasonable levels for rental investors.

Is housing expensive in Vacaville, CA?

Homes in Vacaville, CA typically sell near $582K. Prices have moved at a 0.0% 5-year CAGR, which reliable long-term demand.

Is Vacaville, CA a good market for buy-and-hold investors?

The 2.0/5 investability rating in Vacaville, CA reflects its $582K prices and $2,580/mo rents. Investors generally consider it a solid option within CA.

Are there empty rentals in Vacaville, CA?

Expect elevated vacancy in Vacaville, CA. Rents at $2,580/mo are absorbed by the tenant base without meaningful lag.

How qualified is the tenant pool in Vacaville, CA?

Tenant quality in Vacaville, CA ranks as solid. Landlords generally report reliable occupancy at market rents of $2,580/mo.

You know 95687 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 95687 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 95687 ranks in Vallejo, CA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation →
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