Real Estate Investing in Dixon, California (95620)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Solano County • Population: 22,367 • Data updated: September 2026

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Should you buy in 95620 (Dixon, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (45/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • Flat appreciation: Values have barely moved over 5 years (1.3% CAGR).
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Dixon, CA (95620)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $607,681
Avg Monthly Rent $2,961
1% Rule ✗ Does Not Meet
Median Income $94,042
% Renters 38.5%

Market Analysis: 95620 Dixon

ZIP 95620 inside Solano County looks affordable on the surface — median value of $608K — but the discount exists for reasons that a careful buyer should understand before committing.

Distressed markets are won on execution, not on spreadsheets. ZIP 95620 sits at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

From an investor standpoint, 95620 offers a low basis, the region around Dixon has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Resident income in 95620 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Strategically, 95620 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Dixon:

C Below Average
Buy Confidence Score: 57/100
Affordability
5/25
Appreciation
14/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.5× the median income
Value Trend
Declining (-0.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,961/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
❄️
COOL MARKET
Vallejo, CA Metro Area
More inventory, negotiating room for buyers
43 days
Average time to sell
Average
10.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Vallejo, CA metro data
🏠

Property Strategy for 95620

Which property type performs best in this market?

Best for Cash Flow
3BR
3.8% cap rate
Best for Appreciation
4BR
+4.2% 5yr CAGR
Best Overall Value
5BR
$150,248/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $486,835 $2,180 3.2% +3.1% $243,418
3BR $559,180 $2,920 3.8% +4.0% $186,393
4BR $638,597 $3,300 3.7% +4.2% $159,649
5BR $751,242 +3.9% $150,248

Market Trends

Home Value History (with trend line)

$675K$577K$480K$383K$285K$188KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$3,046$2,968$2,890$2,813$2,735$2,657Sep 2025Mar 2026Jul 2026

📊 How Does 95620 Compare?

Metric 95620 Dixon Vallejo, CA California
Home Value $607,681 $607,681 N/A $761,003
5-Year CAGR 1.3% 1.3% N/A 5.7%
Avg Rent $2,961 $2,961 N/A -
Cap Rate 3.8% 3.8% - -
💡 Why Invest in 95620? Click to expand

A healthy rental market with 39% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 95620 (Dixon, CA). Anonymous, moderated, never written by AI.

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Property managers serving Solano County

Manage rentals here? List your business →

Krystle Properties offers property management services in Vallejo. summary from their website

Unclaimed — is this your business? Claim it free

Legacy Property Management offers property management services including marketing, tenant screening, rent collection, maintenance, accounting, and eviction services in Sacramento. summary from their website

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Solano Property Management offers a broad range of management services for both residential and commercial landlords and tenants in Solano County for over 35 years. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Fair
Cap Rate
3.8%
Low
5yr Growth
+1.3%
Slow

📉 Market Crash Risk Index

Based on Vallejo, CA metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
35%
Days Pending
1/2
43 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $607,681
Monthly Rent $2,961
Price-to-Rent 17.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.9%
Cap Rate 3.8%
5-Year IRR 5.1%

📈 Home Appreciation

1-Year -0.1% ▼
3-Year CAGR +0.5% ▲
5-Year CAGR +1.3% ▲
10-Year CAGR +4.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.1%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+1.3%
Flat
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 95620

Population: 22,367

💰 Median Household Income
$94,042
This area
$94,042
State
$94,164
USA
$74,580
🏠 Renter Occupied
38.5%
This area
38.5%
State
39.3%
USA
34.0%
💼 Unemployment Rate
2.4%
This area
2.4%
State
-16.6%
USA
3.7%
🎓 College Educated
22.7%
This area
22.7%
State
7.7%
USA
33.7%
👤 Median Age
34.5 years
This area
34.5 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
4.1%
This area
4.1%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 66.5%
Other/Mixed 28.4%
Hispanic/Latino 22.7%
Asian 3.2%
Black/African American 1.9%
👶 Under 18
26.0%
This area
26.0%
USA
22.0%
👴 65 and Over
13.2%
This area
13.2%
USA
17.3%
📊 Poverty Rate
4.9%
This area
4.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 95620

C+ Avg School Grade
8 Schools
22.1:1 Avg Class Size
$14,485 Avg Per Pupil

Schools in This ZIP Code

B Good

Maine Prairie High (Continuation)

📚 10 – 12 High School
👥
75 Students
👨‍🏫
13.4:1 Class Size
💰
$15,050 Per Student
B Good

Anderson (Linford L.) Elementary

📚 K – 05 Elementary
👥
443 Students
👨‍🏫
24.0:1 Class Size
💰
$15,050 Per Student
B Good

Gretchen Higgins Elementary

📚 K – 05 Elementary
👥
373 Students
👨‍🏫
24.9:1 Class Size
💰
$15,050 Per Student
B Good

John Knight Middle

📚 06 – 08 Middle
👥
635 Students
👨‍🏫
23.6:1 Class Size
💰
$15,050 Per Student
B Good

Tremont Elementary

📚 K – 05 Elementary
👥
490 Students
👨‍🏫
23.3:1 Class Size
💰
$15,050 Per Student
C+ Average

Dixon High

📚 09 – 12 High School
👥
1,012 Students
👨‍🏫
23.3:1 Class Size
💰
$15,050 Per Student
C Below Average

Dixon Community Day

📚 07 – 12 High School Limited Data
💰
$15,050 Per Student
C Below Average

Dixon Montessori Charter

📚 K – 08 School Charter
👥
452 Students
👨‍🏫
22.3:1 Class Size
💰
$10,530 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

4 Nearby 1,905 Off-Campus Students
B+
University of California-Davis
39,707 students · 9.2 mi
C
Blake Austin College
11 students · 10.4 mi
C
Milan Institute of Cosmetology-Vacaville
234 students · 11.3 mi
C+
California Northstate University
847 students · 14.9 mi

Investor Insight: With 1,905 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What are rental rates like in Dixon, CA?

Average rent in Dixon, CA is approximately $2,961/mo per month. Against $608K home values that yields a reasonable rent-to-price ratio.

How much should I expect to pay for a home in Dixon, CA?

Typical homes in Dixon, CA go for around $608K. The 5-year CAGR of 0.0% consistent price movement.

Is Dixon, CA a good place for real estate investing?

Dixon, CA stands at an investability rating of 2.0/5, with median home values near $608K and average rents around $2,961/mo. That combination puts it in the healthy tier for investor interest.

What is the tenant pool like in Dixon, CA?

Expect a solid tenant pool in Dixon, CA. The rental market absorbs $2,961/mo rents without meaningful friction.

What is the rental occupancy rate in Dixon, CA?

Dixon, CA vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

You know 95620 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 95620 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 95620 ranks in Vallejo, CA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation →
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