Real Estate Investing in Davis, California (95618)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Yolo County • Population: 27,007 • Data updated: September 2026

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Should you buy in 95618 (Davis, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (42/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 25.5 — hard to cash-flow at these prices.

What’s happening in Davis, CA (95618)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $831,103
Avg Monthly Rent $2,717
1% Rule ✗ Does Not Meet
Median Income $105,625
% Renters 46.2%

Market Analysis: 95618 Davis

Investors eyeing 95618 need to respect the fundamentals at play. Home values of $831K come alongside slower price movement and elevated management overhead.

In practical terms, the numbers look inviting — $831K purchase price, 0.0% nominal cap — the work to hit that pro forma in 95618 is substantial and deserves full respect.

ZIP 95618's metrics run below Yolo County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Who lives in 95618 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

The 95618 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Davis:

C Below Average
Buy Confidence Score: 57/100
Affordability
5/25
Appreciation
14/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 7.9× the median income
Value Trend
Declining (-0.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,717/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
❄️
COOL MARKET
Sacramento-Roseville-Folsom, CA Metro Area
More inventory, negotiating room for buyers
46 days
Average time to sell
Average
10.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Sacramento-Roseville-Folsom, CA metro data
🏠

Property Strategy for 95618

Which property type performs best in this market?

Best for Cash Flow
2BR
4.0% cap rate
Best for Appreciation
5BR
+6.1% 5yr CAGR
Best Overall Value
2BR
$237,650/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $475,299 $2,650 4.0% +3.7% $237,650
3BR $728,875 $3,670 3.6% +3.6% $242,958
4BR $1,000,098 $4,000 2.9% +4.8% $250,024
5BR $1,297,591 +6.1% $259,518

Market Trends

Home Value History (with trend line)

$895K$796K$698K$599K$500K$402KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,923$2,821$2,718$2,616$2,513$2,411Nov 2023Mar 2025Jul 2026

📊 How Does 95618 Compare?

Metric 95618 Davis Sacramento-Roseville-Folsom, CA California
Home Value $831,103 $839,355 N/A $761,003
5-Year CAGR 1.7% 1.8% N/A 5.7%
Avg Rent $2,717 $2,691 N/A -
Cap Rate 2.6% 2.5% - -
💡 Why Invest in 95618? Click to expand

A healthy rental market with 46% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 95618 (Davis, CA). Anonymous, moderated, never written by AI.

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Property managers serving Yolo County

Manage rentals here? List your business →

Allegiance Property Management's homepage text is minimal, but the domain name strongly suggests property management services. summary from their website

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MBS Property Management, Inc. provides property management services. summary from their website

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Transcapital Property Management's homepage text is minimal, but the domain name strongly suggests property management services. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Fair
Cap Rate
2.6%
Low
5yr Growth
+1.7%
Slow

📊 Market Snapshot

Home Value $831,103
Monthly Rent $2,717
Price-to-Rent 25.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.9%
Cap Rate 2.6%
5-Year IRR 4.3%

📈 Home Appreciation

1-Year -0.5% ▼
3-Year CAGR +0.4% ▲
5-Year CAGR +1.7% ▲
10-Year CAGR +3.8% ▲

🏠 Rent Trends

1-Year -0.9% ▼
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.2%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+1.7%
Flat
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 95618

Population: 27,007

💰 Median Household Income
$105,625
This area
$105,625
State
$94,164
USA
$74,580
🏠 Renter Occupied
46.2%
This area
46.2%
State
39.3%
USA
34.0%
💼 Unemployment Rate
2.5%
This area
2.5%
State
-16.6%
USA
3.7%
🎓 College Educated
73.9%
This area
73.9%
State
7.7%
USA
33.7%
👤 Median Age
30.9 years
This area
30.9 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
6.2%
This area
6.2%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 59.9%
Asian 24.4%
Other/Mixed 13.0%
Hispanic/Latino 6.6%
Black/African American 2.8%
👶 Under 18
18.9%
This area
18.9%
USA
22.0%
👴 65 and Over
12.8%
This area
12.8%
USA
17.3%
📊 Poverty Rate
6.2%
This area
6.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 95618

A Avg School Grade
1 Schools
20.8:1 Avg Class Size
$22,820 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Frances Ellen Watkins Harper Junior High

📚 07 – 09 High School
👥
552 Students
👨‍🏫
20.8:1 Class Size
💰
$22,820 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 8,805 Off-Campus Students
B+
University of California-Davis
39,707 students · 3.1 mi
C
Woodland Community College
3,664 students · 8.4 mi
C
Sacramento City College
19,031 students · 10.8 mi
D
Universal Technical Institute of Northern California Inc
1,107 students · 11.3 mi
C
Federico Beauty Institute
245 students · 12.8 mi
C
UEI College-Sacramento
1,086 students · 13.3 mi
C+
My Le's Beauty College
168 students · 13.4 mi
C+
Charles A Jones Career and Education Center
90 students · 13.7 mi

Investor Insight: With 8,805 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How much should I expect to pay for a home in Davis, CA?

Expect median prices around $831K in Davis, CA. The market has run at a 0.0% 5-year CAGR, so entry costs have been predictable.

Is rental property easy to operate in Davis, CA?

Landlord-friendliness in Davis, CA is tenant-protective. Eviction timelines and lease enforcement are considered reasonable by most property managers.

Can owner-occupants cash flow in Davis, CA?

Davis, CA is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $831K price point reasonable to enter.

What strategy should investors use in Davis, CA?

A careful cash-flow rentals with hands-on management strategy Davis, CA best. The market produces measured results for that approach at the $831K price point.

How strong is the working-renter base in Davis, CA?

The renter base in Davis, CA is reasonable for the $2,717/mo price point. Screening well and pricing to market typically yields predictable tenants.

You know 95618 now. You don’t know where it ranks.

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How 95618 ranks in Sacramento-Roseville-Folsom, CA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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