Real Estate Investing in Vacaville, California (95688)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Solano County • Population: 39,216 • Data updated: September 2026

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Should you buy in 95688 (Vacaville, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (47/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • Flat appreciation: Values have barely moved over 5 years (1.2% CAGR).
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Vacaville, CA (95688)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $662,627
Avg Monthly Rent $2,637
1% Rule ✗ Does Not Meet
Median Income $116,699
% Renters 29.4%

Market Analysis: 95688 Vacaville

Investors eyeing 95688 need to respect the fundamentals at play. Home values of $663K come alongside slower price movement and elevated management overhead.

Rent of $2,637/mo on a $663K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 95688 sits below the stated 0.0% once reality is priced in.

Nearby ZIPs in Vacaville have seen price recovery that 95688 has not matched. Solano County data supports the view that the spread is structural rather than temporary.

A impressive renter share of 29% in 95688 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

The right play in 95688 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Vacaville:

C+ Average
Buy Confidence Score: 62/100
Affordability
10/25
Appreciation
14/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.7× the median income
Value Trend
Stable (+0.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,637/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Vallejo, CA Metro Area
More inventory, negotiating room for buyers
43 days
Average time to sell
Average
10.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Vallejo, CA metro data
🏠

Property Strategy for 95688

Which property type performs best in this market?

Best for Cash Flow
3BR
3.6% cap rate
Best for Appreciation
3BR
+3.8% 5yr CAGR
Best Overall Value
5BR
$159,842/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $462,681 $2,210 3.4% +2.7% $231,341
3BR $588,001 $2,930 3.6% +3.8% $196,000
4BR $689,894 $3,320 3.5% +3.8% $172,474
5BR $799,209 +3.4% $159,842

Market Trends

Home Value History (with trend line)

$731K$628K$526K$423K$320K$218KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,750$2,525$2,301$2,077$1,853$1,628Oct 2017Mar 2022Jul 2026

📊 How Does 95688 Compare?

Metric 95688 Vacaville Vallejo, CA California
Home Value $662,627 $622,182 N/A $761,003
5-Year CAGR 1.2% 1.2% N/A 5.7%
Avg Rent $2,637 $2,609 N/A -
Cap Rate 3.1% 3.3% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 95688 (Vacaville, CA). Anonymous, moderated, never written by AI.

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Property managers serving Solano County

Manage rentals here? List your business →

Krystle Properties offers property management services in Vallejo. summary from their website

Unclaimed — is this your business? Claim it free

Legacy Property Management offers property management services including marketing, tenant screening, rent collection, maintenance, accounting, and eviction services in Sacramento. summary from their website

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Solano Property Management offers a broad range of management services for both residential and commercial landlords and tenants in Solano County for over 35 years. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Fair
Cap Rate
3.1%
Low
5yr Growth
+1.2%
Slow

📉 Market Crash Risk Index

Based on Vallejo, CA metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
35%
Days Pending
1/2
43 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $662,627
Monthly Rent $2,637
Price-to-Rent 20.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.8%
Cap Rate 3.1%
5-Year IRR 4.4%

📈 Home Appreciation

1-Year +0.7% ▲
3-Year CAGR +0.8% ▲
5-Year CAGR +1.2% ▲
10-Year CAGR +4.3% ▲

🏠 Rent Trends

1-Year +9.6% ▲
3-Year CAGR +3.2% ▲
5-Year CAGR +3.9% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 3.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.5%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+1.2%
Flat
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 95688

Population: 39,216

💰 Median Household Income
$116,699
This area
$116,699
State
$94,164
USA
$74,580
🏠 Renter Occupied
29.4%
This area
29.4%
State
39.3%
USA
34.0%
💼 Unemployment Rate
2.7%
This area
2.7%
State
-16.6%
USA
3.7%
🎓 College Educated
33.0%
This area
33.0%
State
7.7%
USA
33.7%
👤 Median Age
39.0 years
This area
39.0 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
5.5%
This area
5.5%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 70.3%
Other/Mixed 17.2%
Hispanic/Latino 9.5%
Asian 8.8%
Black/African American 3.7%
👶 Under 18
24.7%
This area
24.7%
USA
22.0%
👴 65 and Over
16.4%
This area
16.4%
USA
17.3%
📊 Poverty Rate
5.0%
This area
5.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 95688

B Avg School Grade
11 Schools
20.8:1 Avg Class Size
$17,804 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Hemlock Elementary

📚 K – 06 School
👥
412 Students
👨‍🏫
20.6:1 Class Size
💰
$18,326 Per Student
B+ Above Average

Orchard Elementary

📚 K – 06 School
👥
415 Students
👨‍🏫
20.8:1 Class Size
💰
$18,326 Per Student
B+ Above Average

Buckingham Collegiate Charter Academy

📚 09 – 12 High School Charter
👥
474 Students
👨‍🏫
19.4:1 Class Size
💰
$18,326 Per Student
B+ Above Average

Willis Jepson Middle

📚 07 – 08 Middle
👥
945 Students
👨‍🏫
21.4:1 Class Size
💰
$18,326 Per Student
B Good

Shereene Wilkerson Academy of Excellence

📚 07 – 12 High School
👥
8 Students
👨‍🏫
6.7:1 Class Size
💰
$18,326 Per Student
B Good

Alamo Elementary

📚 K – 06 School
👥
671 Students
👨‍🏫
24.8:1 Class Size
💰
$18,326 Per Student
B Good

Browns Valley Elementary

📚 K – 06 School
👥
738 Students
👨‍🏫
23.8:1 Class Size
💰
$18,326 Per Student
B Good

Edwin Markham Elementary

📚 K – 06 School
👥
880 Students
👨‍🏫
24.4:1 Class Size
💰
$18,326 Per Student
B Good

Shelley Dally Early Learning Village

📚 Grade M Elementary Limited Data
💰
$18,326 Per Student
C+ Average

Vacaville High

📚 09 – 12 High School
👥
2,027 Students
👨‍🏫
22.2:1 Class Size
💰
$18,326 Per Student
C+ Average

Kairos Public

📚 K – 08 School Charter
👥
669 Students
👨‍🏫
24.1:1 Class Size
💰
$12,580 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby 1,791 Off-Campus Students
C
Milan Institute of Cosmetology-Vacaville
234 students · 4.9 mi
C
Blake Austin College
11 students · 5.2 mi
C
Solano Community College
8,868 students · 13.7 mi

Investor Insight: With 1,791 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How tight is the rental market in Vacaville, CA?

Vacancy risk in Vacaville, CA is elevated. That supports reliable cash flow for typical rental holds.

How strong are rents in Vacaville, CA?

The typical rental in Vacaville, CA commands about $2,637/mo monthly. That rent profile stable cash flow against the $663K purchase basis.

How expensive is real estate in Vacaville, CA?

The median home value in Vacaville, CA is roughly $663K. That puts it reasonable relative to the CA statewide average.

What strategy should investors use in Vacaville, CA?

Investors usually favor careful cash-flow rentals with hands-on management in Vacaville, CA. With home values at $663K and rents near $2,637/mo, other strategies can work but produce even-keeled rather than outsized returns.

Does Vacaville, CA make sense for an investment property?

The 2.0/5 investability rating in Vacaville, CA reflects its $663K prices and $2,637/mo rents. Investors generally consider it a solid option within CA.

You know 95688 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 95688 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 95688 ranks in Vallejo, CA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation →
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