Real Estate Investing in Pinecrest, California (95375)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Tuolumne County • Population: 65 • Data updated: September 2026

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Should you buy in 95375 (Pinecrest, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (33/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 83.8% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Pinecrest, CA (95375)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $421,669
Avg Monthly Rent $1,431
1% Rule ✗ Does Not Meet
Median Income N/A
% Renters 75.4%

Market Analysis: 95375 Pinecrest

ZIP 95375 in Pinecrest, CA carries a notable set of headwinds. Home values near $422K and rents of $1,431/mo sit inside a market where underwriting has to be tight.

The investment case in 95375 is sturdy only for operators who understand what they are buying. A $422K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

In the broader CA picture, 95375 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Resident income in 95375 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

looks to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Pinecrest:

Affordability
Affordable
Homes cost × the median income
Value Trend
Rising (+4.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,431/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Sonora, CA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Sonora, CA metro data

Market Trends

Home Value History (with trend line)

$452K$429K$405K$382K$358K$335KFeb 2021Nov 2023Jul 2026

📊 How Does 95375 Compare?

Metric 95375 Pinecrest Sonora, CA California
Home Value $421,669 $210,835 N/A $761,003
5-Year CAGR 2.5% 2.5% N/A 5.7%
Avg Rent $1,431 $1,431 N/A -
Cap Rate 2.7% 2.7% - -
💡 Why Invest in 95375? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

75% of households rent in this area, creating consistent tenant demand for landlords.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 95375 (Pinecrest, CA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.7%
Low
5yr Growth
+2.5%
Slow

📉 Market Crash Risk Index

Based on Sonora, CA metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $421,669
Monthly Rent $1,431
Price-to-Rent 24.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.1%
Cap Rate 2.7%
5-Year IRR 5.1%

📈 Home Appreciation

1-Year +4.7% ▲
3-Year CAGR +0.0% ▲
5-Year CAGR +2.5% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
83.8%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+2.5%
Stable
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 95375

Population: 65

💰 Median Household Income
N/A
🏠 Renter Occupied
75.4%
This area
75.4%
State
39.3%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-16.6%
USA
3.7%
🎓 College Educated
95.3%
This area
95.3%
State
7.7%
USA
33.7%
👤 Median Age
75.3 years
This area
75.3 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
83.8%
This area
83.8%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 98.4%
Other/Mixed 1.6%
👶 Under 18
0.0%
This area
0.0%
USA
22.0%
👴 65 and Over
76.6%
This area
76.6%
USA
17.3%
📊 Poverty Rate
-1,000.0%
This area
-1,000.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

Does Pinecrest, CA make sense for an investment property?

With a 3.0/5 investability score, Pinecrest, CA ranks as a solid market for rental property investors. Median prices of $422K and rents of $1,431/mo drive the underlying numbers.

Where do rents currently stand in Pinecrest, CA?

Investors in Pinecrest, CA typically see rents near $1,431/mo per month against $422K home values - a solid setup for rental cash flow.

Is housing expensive in Pinecrest, CA?

Pinecrest, CA home values average about $422K. That price point suits investors targeting rentals with $1,431/mo in monthly income.

What is the rental occupancy rate in Pinecrest, CA?

Pinecrest, CA vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

Are eviction rules reasonable in Pinecrest, CA?

Pinecrest, CA falls under CA landlord-tenant law, which is tenant-protective. That backdrop makes day-to-day property management reasonable.

You know 95375 now. You don’t know where it ranks.

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How 95375 ranks in Sonora, CA

Every ZIP in this metro, ranked. Free.

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