Real Estate Investing in Soulsbyville, California (95372)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Tuolumne County • Population: 1,825 • Data updated: September 2026

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Should you buy in 95372 (Soulsbyville, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (53/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Soulsbyville, CA (95372)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $394,591
Avg Monthly Rent $1,944
1% Rule ✗ Does Not Meet
Median Income $83,125
% Renters 15.1%

Market Analysis: 95372 Soulsbyville

The 95372 ZIP in Soulsbyville, CA is a local-operator market. Outside capital chasing a $395K entry has to pair deep knowledge with the discount.

For an experienced owner, 95372 can be a a viable market for hunting ground — but the discount at $395K reflects genuine risk that outside investors often underestimate.

Nearby ZIPs in Soulsbyville have seen price recovery that 95372 has not matched. Tuolumne County data supports the view that the spread is structural rather than temporary.

Resident income in 95372 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Distressed ZIPs reward experience. robust returns are possible in 95372, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Soulsbyville:

C Below Average
Buy Confidence Score: 52/100
Affordability
10/25
Appreciation
14/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.7× the median income
Value Trend
Stable (+1.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,944/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Sonora, CA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Sonora, CA metro data
🏠

Property Strategy for 95372

Which property type performs best in this market?

Best for Cash Flow
3BR
5.0% cap rate
Best Overall Value
3BR
$134,439/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $329,122 $2,160 4.7% $164,561
3BR $403,317 $2,820 5.0% $134,439

Market Trends

Home Value History (with trend line)

$413K$397K$380K$364K$348K$331KFeb 2021Nov 2023Jul 2026

📊 How Does 95372 Compare?

Metric 95372 Soulsbyville Sonora, CA California
Home Value $394,591 $394,591 N/A $761,003
5-Year CAGR 1.5% 1.5% N/A 5.7%
Avg Rent $1,944 $1,944 N/A -
Cap Rate 3.8% 3.8% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 95372 (Soulsbyville, CA). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
3.8%
Low
5yr Growth
+1.5%
Slow

📉 Market Crash Risk Index

Based on Sonora, CA metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $394,591
Monthly Rent $1,944
Price-to-Rent 16.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.9%
Cap Rate 3.8%
5-Year IRR 5.4%

📈 Home Appreciation

1-Year +1.4% ▲
3-Year CAGR +0.1% ▲
5-Year CAGR +1.5% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.7%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+1.5%
Flat
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 95372

Population: 1,825

💰 Median Household Income
$83,125
This area
$83,125
State
$94,164
USA
$74,580
🏠 Renter Occupied
15.1%
This area
15.1%
State
39.3%
USA
34.0%
💼 Unemployment Rate
6.1%
This area
6.1%
State
-16.6%
USA
3.7%
🎓 College Educated
20.5%
This area
20.5%
State
7.7%
USA
33.7%
👤 Median Age
34.4 years
This area
34.4 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
6.7%
This area
6.7%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 87.6%
Other/Mixed 11.9%
Hispanic/Latino 1.8%
Asian 0.4%
👶 Under 18
24.7%
This area
24.7%
USA
22.0%
👴 65 and Over
7.2%
This area
7.2%
USA
17.3%
📊 Poverty Rate
3.1%
This area
3.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 95372

C+ Avg School Grade
2 Schools
19.1:1 Avg Class Size
$13,817 Avg Per Pupil

Schools in This ZIP Code

B Good

Soulsbyville Elementary

📚 K – 08 School
👥
471 Students
👨‍🏫
19.1:1 Class Size
💰
$13,817 Per Student
C+ Average

Soulsbyville

📚 Grade M Elementary Limited Data
💰
$13,817 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 1,387 Off-Campus Students
C
Columbia College
2,594 students · 7.4 mi

Investor Insight: With 1,387 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the median home value in Soulsbyville, CA?

Homes in Soulsbyville, CA typically sell near $395K. Prices have moved at a 0.0% 5-year CAGR, which consistent long-term demand.

Which real estate strategy fits Soulsbyville, CA?

Investors usually favor careful cash-flow rentals with hands-on management in Soulsbyville, CA. With home values at $395K and rents near $1,944/mo, other strategies can work but produce stable rather than outsized returns.

Is Soulsbyville, CA landlord-friendly?

Soulsbyville, CA falls under CA landlord-tenant law, which is tenant-protective. That backdrop makes day-to-day property management reasonable.

How high is vacancy risk in Soulsbyville, CA?

Expect elevated vacancy in Soulsbyville, CA. Rents at $1,944/mo are absorbed by the tenant base without meaningful lag.

Is Soulsbyville, CA a good market for FHA house hackers?

House hacking works a challenging in Soulsbyville, CA. Rents of $1,944/mo against $395K acquisition make the strategy solid for owner-occupants.

You know 95372 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 95372 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 95372 ranks in Sonora, CA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation →
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