Real Estate Investing in Jamestown, California (95327)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 95327 (Jamestown, CA)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- Elevated vacancy: 9.3% vacancy may signal weakening demand.
- Flat appreciation: Values have barely moved over 5 years (1.3% CAGR).
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 27.2 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Jamestown, CA (95327)?
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Market Analysis: 95327 Jamestown
The 95327 ZIP in Jamestown, CA is a local-operator market. Outside capital chasing a $408K entry has to pair deep knowledge with the discount.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 95327 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
Within CA, ZIP 95327 trails on several market indicators that neighboring Tuolumne County submarkets outperform. The gap is real and durable enough to shape underwriting.
A notable renter share of 35% in 95327 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
The right play in 95327 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Jamestown:
Property Strategy for 95327
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $327,696 | $1,390 | 3.1% | — | $163,848 |
| 3BR | $410,621 | $1,820 | 3.2% | — | $136,874 |
| 4BR | $520,072 | $2,330 | 3.2% | — | $130,018 |
Market Trends
Home Value History (with trend line)
📊 How Does 95327 Compare?
| Metric | 95327 | Jamestown | Sonora, CA | California |
|---|---|---|---|---|
| Home Value | $408,429 | $408,429 | N/A | $761,003 |
| 5-Year CAGR | 1.3% | 1.3% | N/A | 5.7% |
| Avg Rent | $1,251 | $1,251 | N/A | - |
| Cap Rate | 2.4% | 2.4% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 95327 (Jamestown, CA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $408,429 |
| Monthly Rent | $1,251 |
| Price-to-Rent | 27.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.7% |
| Cap Rate | 2.4% |
| 5-Year IRR | 3.7% |
📈 Home Appreciation
| 1-Year | +0.7% ▲ |
| 3-Year CAGR | +0.3% ▲ |
| 5-Year CAGR | +1.3% ▲ |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 95327
Population: 8,799
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 95327
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,387 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How strong are rents in Jamestown, CA?
Average rent in Jamestown, CA is approximately $1,251/mo per month. Against $408K home values that yields a reasonable rent-to-price ratio.
What is the typical home price in Jamestown, CA?
Expect median prices around $408K in Jamestown, CA. The market has run at a 0.0% 5-year CAGR, so entry costs have been consistent.
What is the rental occupancy rate in Jamestown, CA?
Vacancy in Jamestown, CA is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,251/mo.
What real estate strategy is ideal for Jamestown, CA?
Most investors in Jamestown, CA run a careful cash-flow rentals with hands-on management strategy. It aligns with the 2.0/5 investability profile and the market fundamentals.
Does Jamestown, CA make sense for an investment property?
Jamestown, CA scores 2.0/5 for investability. Home values sit at $408K and rents near $1,251/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
You know 95327 now. You don’t know where it ranks.
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How 95327 ranks in Sonora, CA
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