Real Estate Investing in Manteca, California (95336)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

San Joaquin County • Population: 49,357 • Data updated: September 2026

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Should you buy in 95336 (Manteca, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (40/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • Flat appreciation: Values have barely moved over 5 years (0.7% CAGR).
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Manteca, CA (95336)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $523,825
Avg Monthly Rent $2,419
1% Rule ✗ Does Not Meet
Median Income $81,154
% Renters 33.3%

Market Analysis: 95336 Manteca

ZIP 95336 inside San Joaquin County looks affordable on the surface — median value of $524K — but the discount exists for reasons that a careful buyer should understand before committing.

Distressed markets are won on execution, not on spreadsheets. ZIP 95336 clocks in at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Turning to rents, 95336 offers a low basis, the region around Manteca has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

The 95336 ZIP's population of 49,357 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that clocks in at the need for careful underwriting.

trends toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Manteca:

C Below Average
Buy Confidence Score: 53/100
Affordability
5/25
Appreciation
10/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.5× the median income
Value Trend
Declining (-1.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,419/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
❄️
COOL MARKET
Stockton, CA Metro Area
More inventory, negotiating room for buyers
46 days
Average time to sell
Average
10.1%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Stockton, CA metro data
🏠

Property Strategy for 95336

Which property type performs best in this market?

Best for Cash Flow
4BR
4.0% cap rate
Best for Appreciation
5BR
+5.2% 5yr CAGR
Best Overall Value
5BR
$139,171/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $524,657 $1,920 2.6% +3.4% $262,328
3BR $497,655 $2,670 3.9% +4.5% $165,885
4BR $579,434 $3,220 4.0% +5.0% $144,858
5BR $695,853 +5.2% $139,171

Market Trends

Home Value History (with trend line)

$617K$517K$418K$319K$220K$120KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,636$2,544$2,452$2,361$2,269$2,177Jan 2022May 2024Jul 2026

📊 How Does 95336 Compare?

Metric 95336 Manteca Stockton, CA California
Home Value $523,825 $581,083 N/A $761,003
5-Year CAGR 0.7% 0.9% N/A 5.7%
Avg Rent $2,419 $2,567 N/A -
Cap Rate 3.6% 3.5% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 95336 (Manteca, CA). Anonymous, moderated, never written by AI.

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Property managers serving San Joaquin County

Manage rentals here? List your business →

Ahrens Property Management is a full-service company managing residential rental properties for owners, including tenant screening, placement, repairs, and accounting in Lodi, CA. summary from their website

Unclaimed — is this your business? Claim it free

Serviceprop provides construction, maintenance, and janitorial services to customers in Southern California. summary from their website

Unclaimed — is this your business? Claim it free
Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Fair
Cap Rate
3.6%
Low
5yr Growth
+0.7%
Slow

📉 Market Crash Risk Index

Based on Stockton, CA metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
44%
Days Pending
1/2
46 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $523,825
Monthly Rent $2,419
Price-to-Rent 18.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.5%
Cap Rate 3.6%
5-Year IRR 4.3%

📈 Home Appreciation

1-Year -1.6% ▼
3-Year CAGR -0.7% ▼
5-Year CAGR +0.7% ▲
10-Year CAGR +4.9% ▲

🏠 Rent Trends

1-Year -4.2% ▼
3-Year CAGR -1.1% ▼
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.4%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+0.7%
Flat
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 95336

Population: 49,357

💰 Median Household Income
$81,154
This area
$81,154
State
$94,164
USA
$74,580
🏠 Renter Occupied
33.3%
This area
33.3%
State
39.3%
USA
34.0%
💼 Unemployment Rate
4.4%
This area
4.4%
State
-16.6%
USA
3.7%
🎓 College Educated
16.1%
This area
16.1%
State
7.7%
USA
33.7%
👤 Median Age
38.1 years
This area
38.1 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
5.4%
This area
5.4%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 58.6%
Other/Mixed 31.9%
Hispanic/Latino 26.3%
Asian 7.1%
Black/African American 2.3%
👶 Under 18
23.1%
This area
23.1%
USA
22.0%
👴 65 and Over
16.4%
This area
16.4%
USA
17.3%
📊 Poverty Rate
6.2%
This area
6.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 95336

C+ Avg School Grade
13 Schools
22.6:1 Avg Class Size
$15,270 Avg Per Pupil

Schools in This ZIP Code

B Good

Golden West Elementary

📚 K – 08 School
👥
552 Students
👨‍🏫
21.7:1 Class Size
💰
$15,270 Per Student
B Good

Calla High

📚 09 – 12 High School
👥
153 Students
👨‍🏫
14.1:1 Class Size
💰
$15,270 Per Student
B Good

Brock Elliott Elementary

📚 K – 08 School
👥
789 Students
👨‍🏫
24.6:1 Class Size
💰
$15,270 Per Student
B Good

Joshua Cowell Elementary

📚 K – 08 School
👥
714 Students
👨‍🏫
23.3:1 Class Size
💰
$15,270 Per Student
B Good

Lincoln Elementary

📚 K – 08 School
👥
610 Students
👨‍🏫
23.7:1 Class Size
💰
$15,270 Per Student
B Good

New Haven Elementary

📚 K – 08 School
👥
484 Students
👨‍🏫
25.6:1 Class Size
💰
$15,270 Per Student
B Good

Shasta Elementary

📚 K – 08 School
👥
797 Students
👨‍🏫
23.5:1 Class Size
💰
$15,270 Per Student
C+ Average

East Union High

📚 09 – 12 High School
👥
1,510 Students
👨‍🏫
19.4:1 Class Size
💰
$15,270 Per Student
C+ Average

Manteca High

📚 09 – 12 High School
👥
1,858 Students
👨‍🏫
19.6:1 Class Size
💰
$15,270 Per Student
C+ Average

Neil Hafley Elementary

📚 K – 08 School
👥
801 Students
👨‍🏫
24.7:1 Class Size
💰
$15,270 Per Student
C+ Average

Sierra High

📚 09 – 12 High School
👥
1,637 Students
👨‍🏫
21.3:1 Class Size
💰
$15,270 Per Student
C+ Average

Stella Brockman Elementary

📚 K – 08 School
👥
808 Students
👨‍🏫
25.3:1 Class Size
💰
$15,270 Per Student
C Below Average

George McParland Elementary

📚 K – 08 School
👥
1,196 Students
👨‍🏫
26.5:1 Class Size
💰
$15,270 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 1,658 Off-Campus Students
C
Teachers College of San Joaquin
850 students · 5.5 mi
D
San Joaquin Valley College-Modesto
590 students · 9.9 mi
D
Xavier College School of Nursing
87 students · 10.5 mi
C
Stellar Career College
50 students · 11.5 mi
C+
University of the Pacific
6,755 students · 11.9 mi
C
California College of Barbering and Cosmetology
272 students · 12.7 mi
C
UEI College-Stockton
823 students · 12.8 mi
C
San Joaquin Delta College
18,226 students · 12.9 mi

Investor Insight: With 1,658 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is Manteca, CA a smart market for rental property?

With a 2.0/5 investability score, Manteca, CA ranks as a solid market for rental property investors. Median prices of $524K and rents of $2,419/mo drive the underlying numbers.

Is Manteca, CA good for landlords?

For rental operators, Manteca, CA rates as tenant-protective. The regulatory environment standard buy-and-hold operations.

What is the smart move for investors in Manteca, CA?

Most investors in Manteca, CA run a careful cash-flow rentals with hands-on management strategy. It aligns with the 2.0/5 investability profile and the market fundamentals.

Does house hacking work in Manteca, CA?

House hacking in Manteca, CA is reasonable to execute. Prices around $524K and rents of $2,419/mo solid owner-occupant economics.

How high is vacancy risk in Manteca, CA?

Vacancy risk in Manteca, CA is elevated. That supports steady cash flow for typical rental holds.

You know 95336 now. You don’t know where it ranks.

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How 95336 ranks in Stockton, CA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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