Most Affordable ZIP Codes in Stockton, CA (2026)
The lowest entry prices that still hold a decent investability rating — cheap is only useful if the market underneath it is sound.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 95205 | Stockton, CA | $326,490 | $1,823 | 4.35% | 1.3% |
| 2 | 95206 | Stockton, CA | $417,697 | $2,483 | 4.64% | 1.5% |
| 3 | 95231 | French Camp, CA | $521,586 | $1,737 | 2.60% | 2.3% |
| 4 | 95212 | Stockton, CA | $548,538 | $2,900 | 4.12% | 1.5% |
| 5 | 95366 | Ripon, CA | $680,987 | $2,621 | 3.00% | 2.4% |
| 6 | 95304 | Tracy, CA | $909,725 | $2,698 | 2.31% | 3.5% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Cash Flow in Stockton, CA · Appreciation in Stockton, CA
Or see the full Stockton, CA metro profile.