Stockton, CA Metro Area - Investment Guide
Metro Area • 14 Cities • 28 ZIP Codes
Avg Home Value
$574,077
Avg Monthly Rent
$2,091
Avg Cap Rate
2.99%
Avg Investability
2.2 ★
Cities
14
ZIP Codes
28
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Market Trends
Metro Home Value History
Metro Rent History
🏦 30-yr Fixed Rate:
6.76%
as of Sep 10
Source: Freddie Mac PMMS
❄️
COOL MARKET
Stockton, CA Metro Area
More inventory, negotiating room for buyers
46 days
Average time to sell
Average
10.1%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅
Market conditions data as of August 29, 2026 — updated weekly
Best ZIP codes in Stockton, CA
Every ZIP in the metro, ranked four ways. Free.
Cities in Stockton, CA
Acampo
California
1 ZIPs
Escalon
California
1 ZIPs
French Camp
California
1 ZIPs
Lathrop
California
1 ZIPs
Linden
California
1 ZIPs
Lockeford
California
2 ZIPs
Lodi
California
2 ZIPs
Manteca
California
2 ZIPs
Ripon
California
1 ZIPs
Stockton
California
12 ZIPs
Thornton
California
1 ZIPs
Tracy
California
4 ZIPs
Wallace
California
1 ZIPs
Woodbridge
California
1 ZIPs
Top ZIP Codes by Investability
| ZIP Code | City | State | Home Value | Rent | Cap Rate | Rating |
|---|---|---|---|---|---|---|
| 95212 | Stockton | CA | $549,284 | $2,933 | 4.17% | |
| 95337 | Manteca | CA | $640,488 | $2,791 | 3.40% | |
| 95237 | Lockeford | CA | $520,059 | $1,260 | 1.89% | |
| 95391 | Tracy | CA | $901,162 | $3,003 | 2.60% | |
| 95205 | Stockton | CA | $326,490 | $1,823 | 4.35% | |
| 95206 | Stockton | CA | $417,697 | $2,483 | 4.64% | |
| 95304 | Tracy | CA | $923,910 | $2,732 | 2.31% | |
| 95366 | Ripon | CA | $671,182 | $2,348 | 2.73% | |
| 95202 | Stockton | CA | $334,147 | $1,161 | 2.71% | |
| 95240 | Lodi | CA | $463,409 | $1,834 | 3.09% | |
| 95203 | Stockton | CA | $345,539 | $1,615 | 3.65% | |
| 95242 | Lodi | CA | $566,267 | $2,320 | 3.20% | |
| 95320 | Escalon | CA | $600,725 | $2,400 | 3.12% | |
| 95376 | Tracy | CA | $594,866 | $2,452 | 3.22% | |
| 95231 | French Camp | CA | $528,488 | $1,737 | 2.56% | |
| 95377 | Tracy | CA | $768,133 | $3,030 | 3.08% | |
| 95204 | Stockton | CA | $376,643 | $1,917 | 3.97% | |
| 95254 | Wallace | CA | $552,588 | $1,530 | 2.16% | |
| 95330 | Lathrop | CA | $644,222 | $3,037 | 3.68% | |
| 95336 | Manteca | CA | $528,617 | $2,355 | 3.47% | |
| 95391 | Tracy | CA | $928,662 | $2,850 | 2.39% | |
| 95205 | Stockton | CA | $325,016 | $1,650 | 3.96% | |
| 95258 | Woodbridge | CA | $581,720 | $1,377 | 1.85% | |
| 95206 | Stockton | CA | $415,969 | $2,517 | 4.72% | |
| 95304 | Tracy | CA | $904,649 | $3,225 | 2.78% | |
| 95212 | Stockton | CA | $548,538 | $2,900 | 4.12% | |
| 95337 | Manteca | CA | $646,353 | $2,565 | 3.10% | |
| 95240 | Lodi | CA | $471,692 | $1,809 | 2.99% | |
| 95207 | Stockton | CA | $402,980 | $1,821 | 3.52% | |
| 95320 | Escalon | CA | $587,545 | $1,548 | 2.06% | |
| 95366 | Ripon | CA | $687,629 | $2,278 | 2.58% | |
| 95376 | Tracy | CA | $595,221 | $2,492 | 3.27% | |
| 95242 | Lodi | CA | $576,498 | $2,292 | 3.10% | |
| 95209 | Stockton | CA | $483,825 | $2,367 | 3.82% | |
| 95330 | Lathrop | CA | $640,517 | $2,947 | 3.59% | |
| 95210 | Stockton | CA | $389,815 | $1,994 | 3.99% | |
| 95336 | Manteca | CA | $524,086 | $2,488 | 3.70% | |
| 95231 | French Camp | CA | $521,586 | $1,737 | 2.60% | |
| 95377 | Tracy | CA | $765,882 | $3,052 | 3.11% | |
| 95254 | Wallace | CA | $562,335 | $1,530 | 2.12% | |
| 95212 | Stockton | CA | $543,724 | $2,178 | 3.12% | |
| 95337 | Manteca | CA | $640,488 | $2,791 | 3.40% | |
| 95391 | Tracy | CA | $913,862 | $3,026 | 2.58% | |
| 95205 | Stockton | CA | $331,342 | $2,073 | 4.88% | |
| 95206 | Stockton | CA | $419,467 | $2,615 | 4.86% | |
| 95304 | Tracy | CA | $921,789 | $2,717 | 2.30% | |
| 95366 | Ripon | CA | $671,182 | $2,348 | 2.73% | |
| 95202 | Stockton | CA | $328,254 | $1,273 | 3.02% | |
| 95203 | Stockton | CA | $342,973 | $1,387 | 3.15% | |
| 95320 | Escalon | CA | $602,126 | $1,548 | 2.01% |
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About Stockton, CA Real Estate Market
The Stockton, CA metropolitan statistical area (MSA) encompasses 14 cities and 28 ZIP codes. The average home value across the metro is $574,077, with an average monthly rent of $2,091. Explore individual cities and ZIP codes to find investment opportunities that match your criteria.