Best ZIP Codes for Cash Flow in Stockton, CA (2026)

Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.

# ZIP City Home value Rent Cap rate 5-yr growth
1 95206 Stockton, CA $417,697 $2,483 4.64% 1.5%
2 95205 Stockton, CA $326,490 $1,823 4.35% 1.3%
3 95212 Stockton, CA $548,538 $2,900 4.12% 1.5%
4 95209 Stockton, CA $486,583 $2,476 3.97% 0.8%
5 95210 Stockton, CA $394,574 $1,993 3.94% 1.6%
6 95204 Stockton, CA $382,621 $1,853 3.78% 1.4%
7 95330 Lathrop, CA $633,149 $3,067 3.78% 1.3%
8 95336 Manteca, CA $523,825 $2,419 3.60% 0.7%
9 95207 Stockton, CA $406,986 $1,853 3.55% 1.5%
10 95242 Lodi, CA $571,023 $2,439 3.33% 1.6%
11 95376 Tracy, CA $587,771 $2,512 3.33% 0.4%
12 95337 Manteca, CA $638,341 $2,715 3.32% 1.1%
13 95203 Stockton, CA $345,177 $1,431 3.23% 1.2%
14 95377 Tracy, CA $753,120 $3,109 3.22% 0.9%
15 95320 Escalon, CA $595,790 $2,400 3.14% 1.9%
16 95366 Ripon, CA $680,987 $2,621 3.00% 2.4%
17 95240 Lodi, CA $467,705 $1,795 2.99% 1.5%
18 95202 Stockton, CA $336,848 $1,263 2.92% 1.4%
19 95391 Tracy, CA $881,117 $3,037 2.69% 0.7%
20 95231 French Camp, CA $521,586 $1,737 2.60% 2.3%
21 95304 Tracy, CA $909,725 $2,698 2.31% 3.5%
22 95254 Wallace, CA $567,537 $1,530 2.10% 0.6%
23 95236 Linden, CA $677,599 $1,656 1.91% 1.4%
24 95237 Lockeford, CA $523,972 $1,260 1.88% 1.5%
25 95258 Woodbridge, CA $595,217 $1,377 1.80% 1.7%

Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →

Same metro, different strategy

Appreciation in Stockton, CA  ·  Affordable in Stockton, CA

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