Real Estate Investing in Woodbridge, California (95258)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

San Joaquin County • Population: 3,868 • Data updated: September 2026

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Should you buy in 95258 (Woodbridge, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (54/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 36.0 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Woodbridge, CA (95258)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $595,217
Avg Monthly Rent $1,377
1% Rule ✗ Does Not Meet
Median Income $115,298
% Renters 18.8%

Market Analysis: 95258 Woodbridge

Investors eyeing 95258 need to respect the fundamentals at play. Home values of $595K come alongside slower price movement and elevated management overhead.

On the rental side, the numbers look inviting — $595K purchase price, 0.0% nominal cap — the work to hit that pro forma in 95258 is substantial and deserves full respect.

Nearby ZIPs in Woodbridge have seen price recovery that 95258 has not matched. San Joaquin County data supports the view that the spread is structural rather than temporary.

A solid renter share of 19% in 95258 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

looks to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Woodbridge:

C Below Average
Buy Confidence Score: 56/100
Affordability
10/25
Appreciation
14/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.2× the median income
Value Trend
Stable (+1.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,377/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
❄️
COOL MARKET
Stockton, CA Metro Area
More inventory, negotiating room for buyers
46 days
Average time to sell
Average
10.1%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Stockton, CA metro data
🏠

Property Strategy for 95258

Which property type performs best in this market?

Best for Cash Flow
3BR
2.9% cap rate
Best for Appreciation
4BR
+5.2% 5yr CAGR
Best Overall Value
3BR
$175,022/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $425,655 $1,530 2.6% +2.4% $212,828
3BR $525,066 $2,130 2.9% +4.5% $175,022
4BR $717,706 $2,570 2.6% +5.2% $179,426

Market Trends

Home Value History (with trend line)

$637K$546K$454K$362K$270K$179KJul 2006Jul 2016Jul 2026

📊 How Does 95258 Compare?

Metric 95258 Woodbridge Stockton, CA California
Home Value $595,217 $595,217 N/A $761,003
5-Year CAGR 1.7% 1.7% N/A 5.7%
Avg Rent $1,377 $1,377 N/A -
Cap Rate 1.8% 1.8% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 95258 (Woodbridge, CA). Anonymous, moderated, never written by AI.

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Property managers serving San Joaquin County

Manage rentals here? List your business →

Ahrens Property Management is a full-service company managing residential rental properties for owners, including tenant screening, placement, repairs, and accounting in Lodi, CA. summary from their website

Unclaimed — is this your business? Claim it free

Serviceprop provides construction, maintenance, and janitorial services to customers in Southern California. summary from their website

Unclaimed — is this your business? Claim it free
Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Fair
Cap Rate
1.8%
Low
5yr Growth
+1.7%
Slow

📉 Market Crash Risk Index

Based on Stockton, CA metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
44%
Days Pending
1/2
46 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $595,217
Monthly Rent $1,377
Price-to-Rent 36.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 2.8%
Cap Rate 1.8%
5-Year IRR 3.5%

📈 Home Appreciation

1-Year +1.8% ▲
3-Year CAGR +1.3% ▲
5-Year CAGR +1.7% ▲
10-Year CAGR +5.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 1.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.1%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+1.7%
Flat
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 95258

Population: 3,868

💰 Median Household Income
$115,298
This area
$115,298
State
$94,164
USA
$74,580
🏠 Renter Occupied
18.8%
This area
18.8%
State
39.3%
USA
34.0%
💼 Unemployment Rate
2.4%
This area
2.4%
State
-16.6%
USA
3.7%
🎓 College Educated
27.4%
This area
27.4%
State
7.7%
USA
33.7%
👤 Median Age
46.9 years
This area
46.9 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
4.1%
This area
4.1%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 73.6%
Other/Mixed 23.8%
Hispanic/Latino 15.0%
Asian 1.8%
Black/African American 0.8%
👶 Under 18
18.1%
This area
18.1%
USA
22.0%
👴 65 and Over
23.2%
This area
23.2%
USA
17.3%
📊 Poverty Rate
4.6%
This area
4.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

7 Nearby 1,658 Off-Campus Students
C
Humphreys University-Stockton and Modesto Campuses
575 students · 10.8 mi
C
California College of Barbering and Cosmetology
272 students · 11.6 mi
D
Carrington College-Stockton
429 students · 11.7 mi
C
UEI College-Stockton
823 students · 11.8 mi
C
San Joaquin Delta College
18,226 students · 11.9 mi
C+
University of the Pacific
6,755 students · 12.9 mi
D
Xavier College School of Nursing
87 students · 14.0 mi

Investor Insight: With 1,658 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is Woodbridge, CA good for landlords?

CA ranks as a tenant-protective state for landlord-tenant law. Woodbridge generally follows the statewide framework, so landlords face reasonable operating rules.

How should investors approach Woodbridge, CA?

Woodbridge, CA investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($595K prices, $1,377/mo rents) make it a reasonable choice.

Are homes affordable in Woodbridge, CA?

Median home price in Woodbridge, CA is near $595K, with a 5-year CAGR of 0.0%. Prices have been consistent and supportive of buy-and-hold strategies.

Can I live-in-and-rent in Woodbridge, CA?

The a challenging house-hack environment in Woodbridge, CA reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

Do landlords face vacancy issues in Woodbridge, CA?

Vacancy risk in Woodbridge, CA is elevated. That supports predictable cash flow for typical rental holds.

You know 95258 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 95258 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 95258 ranks in Stockton, CA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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