Real Estate Investing in Hollister, California (95023)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

San Benito County • Population: 58,374 • Data updated: September 2026

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Should you buy in 95023 (Hollister, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (45/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • Flat appreciation: Values have barely moved over 5 years (0.6% CAGR).
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Hollister, CA (95023)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $766,153
Avg Monthly Rent $2,915
1% Rule ✗ Does Not Meet
Median Income $103,238
% Renters 34.2%

Market Analysis: 95023 Hollister

ZIP 95023 inside San Benito County looks affordable on the surface — median value of $766K — but the discount exists for reasons that a careful buyer should understand before committing.

Distressed markets are won on execution, not on spreadsheets. ZIP 95023 shows the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

ZIP 95023's metrics run below San Benito County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

A solid renter share of 34% in 95023 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Strategically, 95023 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Hollister:

C Below Average
Buy Confidence Score: 52/100
Affordability
5/25
Appreciation
10/25
Stability
14/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 7.4× the median income
Value Trend
Stable (+0.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,915/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
San Jose-Sunnyvale-Santa Clara, CA Metro Area
Even conditions for buyers and sellers
37 days
Average time to sell
Average
7.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from San Jose-Sunnyvale-Santa Clara, CA metro data
🏠

Property Strategy for 95023

Which property type performs best in this market?

Best for Cash Flow
3BR
3.9% cap rate
Best for Appreciation
3BR
+4.4% 5yr CAGR
Best Overall Value
5BR
$174,404/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $582,780 $2,830 3.5% +3.7% $291,390
3BR $707,006 $3,840 3.9% +4.4% $235,669
4BR $818,572 $4,080 3.6% +4.3% $204,643
5BR $872,018 +3.8% $174,404

Market Trends

Home Value History (with trend line)

$885K$757K$629K$501K$372K$244KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$3,083$2,946$2,808$2,671$2,534$2,397Dec 2022Oct 2024Jul 2026

📊 How Does 95023 Compare?

Metric 95023 Hollister San Jose-Sunnyvale-Santa Clara, CA California
Home Value $766,153 $766,153 N/A $761,003
5-Year CAGR 0.6% 0.6% N/A 5.7%
Avg Rent $2,915 $2,915 N/A -
Cap Rate 3.0% 3.0% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 95023 (Hollister, CA). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
3.0%
Low
5yr Growth
+0.6%
Slow

📊 Market Snapshot

Home Value $766,153
Monthly Rent $2,915
Price-to-Rent 21.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.6%
Cap Rate 3.0%
5-Year IRR 3.5%

📈 Home Appreciation

1-Year +0.9% ▲
3-Year CAGR +0.3% ▲
5-Year CAGR +0.6% ▲
10-Year CAGR +3.8% ▲

🏠 Rent Trends

1-Year +3.2% ▲
3-Year CAGR +3.4% ▲
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
2.4%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+0.6%
Flat
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 95023

Population: 58,374

💰 Median Household Income
$103,238
This area
$103,238
State
$94,164
USA
$74,580
🏠 Renter Occupied
34.2%
This area
34.2%
State
39.3%
USA
34.0%
💼 Unemployment Rate
4.5%
This area
4.5%
State
-16.6%
USA
3.7%
🎓 College Educated
19.9%
This area
19.9%
State
7.7%
USA
33.7%
👤 Median Age
35.1 years
This area
35.1 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
2.4%
This area
2.4%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 51.6%
Other/Mixed 44.0%
Hispanic/Latino 37.7%
Asian 3.4%
Black/African American 1.0%
👶 Under 18
26.4%
This area
26.4%
USA
22.0%
👴 65 and Over
12.1%
This area
12.1%
USA
17.3%
📊 Poverty Rate
6.2%
This area
6.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 95023

C+ Avg School Grade
20 Schools
21.3:1 Avg Class Size
$14,970 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Cienega Elementary

📚 K – 08 School
👥
19 Students
👨‍🏫
10.0:1 Class Size
💰
$17,917 Per Student
B Good

Maze Middle

📚 06 – 08 Middle
👥
420 Students
👨‍🏫
19.9:1 Class Size
💰
$15,202 Per Student
B Good

Rancho San Justo

📚 06 – 08 Middle
👥
589 Students
👨‍🏫
21.3:1 Class Size
💰
$15,202 Per Student
B Good

Hollister Dual Language Academy

📚 K – 08 School
👥
850 Students
👨‍🏫
21.9:1 Class Size
💰
$15,202 Per Student
B Good

Cerra Vista Elementary

📚 K – 08 School
👥
640 Students
👨‍🏫
24.7:1 Class Size
💰
$15,202 Per Student
B Good

Ladd Lane Elementary

📚 K – 08 School
👥
760 Students
👨‍🏫
23.0:1 Class Size
💰
$15,202 Per Student
B Good

R. O. Hardin Elementary

📚 K – 05 Elementary
👥
459 Students
👨‍🏫
24.0:1 Class Size
💰
$15,202 Per Student
B Good

Spring Grove Elementary

📚 K – 08 School
👥
750 Students
👨‍🏫
22.0:1 Class Size
💰
$12,800 Per Student
C+ Average

Accelerated Achievement Academy

📚 05 – 08 School
👥
162 Students
👨‍🏫
24.9:1 Class Size
💰
$15,202 Per Student
C+ Average

Calaveras Elementary

📚 K – 08 School
👥
599 Students
👨‍🏫
27.8:1 Class Size
💰
$15,202 Per Student
C+ Average

Rancho Santana

📚 K – 08 School
👥
653 Students
👨‍🏫
29.6:1 Class Size
💰
$15,202 Per Student
C+ Average

Sunnyslope Elementary

📚 K – 08 School
👥
640 Students
👨‍🏫
26.6:1 Class Size
💰
$15,202 Per Student
C+ Average

Hollister High

📚 09 – 12 High School
👥
3,448 Students
👨‍🏫
24.1:1 Class Size
💰
$17,215 Per Student
C+ Average

Pinnacles Community

📚 07 – 12 High School
👥
15 Students
👨‍🏫
7.5:1 Class Size
C+ Average
👥
5 Students
👨‍🏫
8.3:1 Class Size
C+ Average

San Benito County Opportunity

📚 07 – 09 High School
👥
34 Students
👨‍🏫
11.0:1 Class Size
C Below Average

San Andreas Continuation High

📚 09 – 12 High School
👥
89 Students
👨‍🏫
22.9:1 Class Size
💰
$17,215 Per Student
C Below Average

San Benito County Regional Special Education Center

📚 Grade M Elementary Limited Data
C Below Average

Southside Elementary

📚 K – 08 School
👥
236 Students
👨‍🏫
23.4:1 Class Size
💰
$10,737 Per Student
C Below Average

Hollister Prep

📚 K – 08 School Charter
👥
534 Students
👨‍🏫
31.4:1 Class Size
💰
$11,611 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 1,244 Off-Campus Students
C
Gavilan College
5,484 students · 12.1 mi

Investor Insight: With 1,244 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the average home sale price in Hollister, CA?

Median home price in Hollister, CA is near $766K, with a 5-year CAGR of 0.0%. Prices have been consistent and supportive of buy-and-hold strategies.

What is it like being a landlord in Hollister, CA?

Rental owners in Hollister, CA deal with a tenant-protective legal framework. Most standard eviction processes run on reasonable timelines.

What is the renter demographic in Hollister, CA?

Expect a solid tenant pool in Hollister, CA. The rental market absorbs $2,915/mo rents without meaningful friction.

What investment strategy works best in Hollister, CA?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Hollister, CA. The numbers - $766K homes against $2,915/mo rents - support that play.

How viable is house hacking in Hollister, CA?

House hacking works a challenging in Hollister, CA. Rents of $2,915/mo against $766K acquisition make the strategy solid for owner-occupants.

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How 95023 ranks in San Jose-Sunnyvale-Santa Clara, CA

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Cash Flow → Appreciation → Affordable →
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