Fastest-Appreciating ZIP Codes in San Jose-Sunnyvale-Santa Clara, CA (2026)

Ranked by 5-year compound annual growth in home values. Fast growth and strong cash flow rarely appear in the same ZIP — this is the other side of that trade.

# ZIP City Home value Rent Cap rate 5-yr growth
1 95129 San Jose, CA $2,566,240 $3,363 1.02% 6.1%
2 95070 Saratoga, CA $4,025,900 $6,069 1.18% 5.9%
3 95124 San Jose, CA $1,898,277 $4,542 1.87% 5.8%
4 95130 San Jose, CA $2,074,847 $3,384 1.27% 5.6%
5 95032 Los Gatos, CA $2,557,788 $4,487 1.37% 5.5%
6 95008 Campbell, CA $1,848,642 $3,403 1.44% 5.5%
7 94024 Los Altos, CA $4,618,964 $8,797 1.49% 5.3%
8 94022 Los Altos, CA $5,081,402 $8,080 1.24% 5.3%
9 95135 San Jose, CA $1,725,208 $4,407 1.99% 5.2%
10 95117 San Jose, CA $1,712,571 $3,011 1.37% 5.2%
11 94087 Sunnyvale, CA $2,758,589 $3,765 1.06% 5.2%
12 95014 Cupertino, CA $3,007,343 $4,288 1.11% 5.1%
13 95132 San Jose, CA $1,594,308 $3,923 1.92% 5.0%
14 95139 San Jose, CA $1,317,068 $3,861 2.29% 5.0%
15 95120 San Jose, CA $2,199,324 $5,338 1.89% 5.0%
16 95030 Los Gatos, CA $3,560,533 $4,636 1.02% 4.8%
17 95118 San Jose, CA $1,614,334 $4,501 2.17% 4.8%
18 95051 Santa Clara, CA $1,839,936 $3,862 1.64% 4.8%
19 95123 San Jose, CA $1,334,283 $3,537 2.07% 4.7%
20 94040 Mountain View, CA $2,823,896 $4,311 1.19% 4.6%
21 95148 San Jose, CA $1,503,632 $4,533 2.35% 4.6%
22 94305 Stanford, CA $3,200,554 $2,286 0.56% 4.3%
23 95119 San Jose, CA $1,385,518 $4,500 2.53% 4.3%
24 95125 San Jose, CA $1,849,702 $4,084 1.72% 4.3%
25 95121 San Jose, CA $1,235,417 $3,426 2.16% 4.3%

Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →