Real Estate Investing in Campbell, California (95008)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Santa Clara County • Population: 48,415 • Data updated: September 2026

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Should you buy in 95008 (Campbell, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (47/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 45.3 — hard to cash-flow at these prices.

What’s happening in Campbell, CA (95008)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $1,848,642
Avg Monthly Rent $3,403
1% Rule ✗ Does Not Meet
Median Income $139,688
% Renters 49.8%

Market Analysis: 95008 Campbell

The 95008 ZIP covers a section of Campbell that demands careful diligence. Prices near $1.8M look accessible, but the work to make a deal cash flow is real.

The investment case in 95008 is notable only for operators who understand what they are buying. A $1.8M median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

In the broader CA picture, 95008 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

In practical terms, 48,415 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

tilts toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Campbell:

C Below Average
Buy Confidence Score: 58/100
Affordability
0/25
Appreciation
22/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 13.2× the median income
Value Trend
Rising (+3.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $3,403/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
San Jose-Sunnyvale-Santa Clara, CA Metro Area
Even conditions for buyers and sellers
37 days
Average time to sell
Average
7.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from San Jose-Sunnyvale-Santa Clara, CA metro data
🏠

Property Strategy for 95008

Which property type performs best in this market?

Best for Cash Flow
1BR
3.8% cap rate
Best for Appreciation
4BR
+7.8% 5yr CAGR
Best Overall Value
2BR
$468,555/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $579,137 $3,020 3.8% +0.7% $579,137
2BR $937,110 $3,530 2.7% +2.9% $468,555
3BR $1,783,294 $4,660 1.9% +7.8% $594,431
4BR $2,176,924 $5,080 1.7% +7.8% $544,231
5BR $2,624,268 +7.0% $524,854

Market Trends

Home Value History (with trend line)

$2.1M$1.7M$1.4M$1.1M$714K$370KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$3,479$3,257$3,034$2,811$2,588$2,365Mar 2017Nov 2021Jul 2026

📊 How Does 95008 Compare?

Metric 95008 Campbell San Jose-Sunnyvale-Santa Clara, CA California
Home Value $1,848,642 $1,848,642 N/A $761,003
5-Year CAGR 5.5% 5.5% N/A 5.7%
Avg Rent $3,403 $3,403 N/A -
Cap Rate 1.4% 1.4% - -
💡 Why Invest in 95008? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 50% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 95008 (Campbell, CA). Anonymous, moderated, never written by AI.

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Property managers serving Santa Clara County

Manage rentals here? List your business →

Aborn Properties are leading experts in property management in the San Jose area. summary from their website

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Investment Property Management in San Jose and Santa Clara County since 1969. summary from their website

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San Jose Property Managers offering residential property management services including marketing, tenant screening, rent collection, maintenance, accounting, and eviction. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
1.4%
Low
5yr Growth
+5.5%
Moderate

📊 Market Snapshot

Home Value $1,848,642
Monthly Rent $3,403
Price-to-Rent 45.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 2.2%
Cap Rate 1.4%
5-Year IRR 6.9%

📈 Home Appreciation

1-Year +3.5% ▲
3-Year CAGR +6.5% ▲
5-Year CAGR +5.5% ▲
10-Year CAGR +7.0% ▲

🏠 Rent Trends

1-Year +7.5% ▲
3-Year CAGR +4.2% ▲
5-Year CAGR +4.5% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 1.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.5%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+5.5%
Stable
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 95008

Population: 48,415

💰 Median Household Income
$139,688
This area
$139,688
State
$94,164
USA
$74,580
🏠 Renter Occupied
49.8%
This area
49.8%
State
39.3%
USA
34.0%
💼 Unemployment Rate
2.7%
This area
2.7%
State
-16.6%
USA
3.7%
🎓 College Educated
59.1%
This area
59.1%
State
7.7%
USA
33.7%
👤 Median Age
39.5 years
This area
39.5 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
6.5%
This area
6.5%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 53.1%
Asian 26.5%
Other/Mixed 18.2%
Hispanic/Latino 12.9%
Black/African American 2.2%
👶 Under 18
22.0%
This area
22.0%
USA
22.0%
👴 65 and Over
14.5%
This area
14.5%
USA
17.3%
📊 Poverty Rate
4.0%
This area
4.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 95008

B Avg School Grade
6 Schools
23.4:1 Avg Class Size
$21,354 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Rosemary

📚 K – 05 Elementary
👥
384 Students
👨‍🏫
24.0:1 Class Size
💰
$20,347 Per Student
B Good

Capri Elementary

📚 K – 05 Elementary Charter
👥
429 Students
👨‍🏫
22.6:1 Class Size
💰
$20,347 Per Student
B Good

Castlemont Elementary

📚 K – 05 Elementary Charter
👥
419 Students
👨‍🏫
22.1:1 Class Size
💰
$20,347 Per Student
B Good

Campbell School of Innovation

📚 K – 08 School Charter
👥
807 Students
👨‍🏫
24.8:1 Class Size
💰
$20,347 Per Student
B Good

Village

📚 K – 05 Elementary Charter
👥
217 Students
👨‍🏫
24.1:1 Class Size
💰
$20,347 Per Student
B Good

Westmont High

📚 09 – 12 High School
👥
1,726 Students
👨‍🏫
23.1:1 Class Size
💰
$26,391 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A Very Good

Boynton High

📚 09 – 12 High School
📍 901 Boynton Ave., San Jose
👥
160 Students
👨‍🏫
10.0:1 Class Size
💰
$26,391 Per Student
A Very Good

Moreland Middle

📚 06 – 08 Middle
📍 4600 Student Ln., San Jose
👥
712 Students
👨‍🏫
17.6:1 Class Size
💰
$19,773 Per Student
A Very Good

Luther Burbank Elementary

📚 K – 08 School
📍 4 Wabash Ave., San Jose
👥
431 Students
👨‍🏫
20.1:1 Class Size
💰
$20,215 Per Student
B+ Above Average

Lynhaven Elementary

📚 K – 05 Elementary Charter
📍 881 South Cypress Ave., San Jose
👥
502 Students
👨‍🏫
20.9:1 Class Size
💰
$20,347 Per Student
B+ Above Average

Monroe Middle

📚 06 – 08 Middle Charter
📍 1055 South Monroe St., San Jose
👥
696 Students
👨‍🏫
20.1:1 Class Size
💰
$20,347 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 10,847 Off-Campus Students
C
The Salon Professional Academy-San Jose
231 students · 2.1 mi
C
San Jose City College
8,400 students · 2.9 mi
C+
West Valley College
7,272 students · 3.1 mi
D
West Valley Mission Community College District Office
0 students · 3.1 mi
C
CET-San Jose
175 students · 4.8 mi
B+
Santa Clara University
9,340 students · 4.8 mi
D
San Jose-Evergreen Community College District
0 students · 5.2 mi
B
San Jose State University
36,062 students · 5.7 mi

Investor Insight: With 10,847 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Does house hacking make sense in Campbell, CA?

House hacking in Campbell, CA is reasonable to execute. Prices around $1.8M and rents of $3,403/mo solid owner-occupant economics.

What kind of tenants rent in Campbell, CA?

Campbell, CA offers a even-keeled renter base at the $3,403/mo rent level. Tenant turnover is reasonable for well-managed properties.

What is the typical rental rate in Campbell, CA?

Investors in Campbell, CA typically see rents near $3,403/mo per month against $1.8M home values - a solid setup for rental cash flow.

What investment strategy works best in Campbell, CA?

Most investors in Campbell, CA run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

How do home values compare in Campbell, CA?

In Campbell, CA the median home value sits at $1.8M. Against the broader CA market, that reads as reasonable for most investors.

You know 95008 now. You don’t know where it ranks.

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How 95008 ranks in San Jose-Sunnyvale-Santa Clara, CA

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Cash Flow → Appreciation → Affordable →
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