Real Estate Investing in San Jose, California (95119)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 95119 (San Jose, CA)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 25.7 — hard to cash-flow at these prices.
What’s happening in San Jose, CA (95119)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 95119 San Jose
Looking more closely, ZIP 95119 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $1.4M median. It rewards specialists, not generalists.
Turning to rents, the numbers look inviting — $1.4M purchase price, 0.0% nominal cap — the work to hit that pro forma in 95119 is substantial and deserves full respect.
On the rental side, 95119 offers a low basis, the region around San Jose has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
Employment concentration in 95119 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
tilts toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in San Jose:
Property Strategy for 95119
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $923,313 | $3,560 | 2.8% | +6.3% | $461,657 |
| 3BR | $1,283,239 | $4,700 | 2.6% | +7.4% | $427,746 |
| 4BR | $1,472,660 | $5,120 | 2.5% | +8.0% | $368,165 |
| 5BR | $1,636,681 | — | — | +7.2% | $327,336 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 95119 Compare?
| Metric | 95119 | San Jose | San Jose-Sunnyvale-Santa Clara, CA | California |
|---|---|---|---|---|
| Home Value | $1,385,518 | $1,409,049 | N/A | $761,003 |
| 5-Year CAGR | 4.3% | 3.5% | N/A | 5.7% |
| Avg Rent | $4,500 | $3,714 | N/A | - |
| Cap Rate | 2.5% | 2.2% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 95119 (San Jose, CA). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 95119 (San Jose, CA)?
~25 seconds · no account needed · your report is anonymous
Property managers serving Santa Clara County
Manage rentals here? List your business →Aborn Properties are leading experts in property management in the San Jose area. summary from their website
Investment Property Management in San Jose and Santa Clara County since 1969. summary from their website
San Jose Property Managers offering residential property management services including marketing, tenant screening, rent collection, maintenance, accounting, and eviction. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $1,385,518 |
| Monthly Rent | $4,500 |
| Price-to-Rent | 25.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.9% |
| Cap Rate | 2.5% |
| 5-Year IRR | 6.9% |
📈 Home Appreciation
| 1-Year | -0.4% ▼ |
| 3-Year CAGR | +3.8% ▲ |
| 5-Year CAGR | +4.3% ▲ |
| 10-Year CAGR | +6.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 95119
Population: 10,449
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 95119
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
Allen at Steinbeck
Oak Grove High
Calero High
Del Roble Elementary
Herman (Leonard) Intermediate
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 15,933 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Should investors consider San Jose, CA?
With a 3.0/5 investability score, San Jose, CA ranks as a solid market for rental property investors. Median prices of $1.4M and rents of $4,500/mo drive the underlying numbers.
What kind of vacancy should I budget for in San Jose, CA?
Occupancy in San Jose, CA runs steady with elevated vacancy. Well-priced units at $4,500/mo lease on reasonable timelines.
What is the typical renter like in San Jose, CA?
San Jose, CA offers a predictable renter base at the $4,500/mo rent level. Tenant turnover is reasonable for well-managed properties.
What is the average home sale price in San Jose, CA?
Typical homes in San Jose, CA go for around $1.4M. The 5-year CAGR of 0.0% steady price movement.
Which investment style suits San Jose, CA?
A careful cash-flow rentals with hands-on management strategy San Jose, CA best. The market produces reliable results for that approach at the $1.4M price point.
You know 95119 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 95119 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 95119 ranks in San Jose-Sunnyvale-Santa Clara, CA
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 95119 (San Jose)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 95119 (San Jose, CA).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.